Patents by Inventor Pedro Sousa

Pedro Sousa has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • VIRTUAL ACCESS CREDENTIAL INTERACTION SYSTEM AND METHOD
    Publication number: 20240073022
    Abstract: A method includes an authorizing entity computer receiving a request for a virtual access credential from a communication device operated by a user. The authorizing entity computer can then transmit the virtual access credential to the communication device operated by the user. The authorizing entity computer can then receive an authorization request message comprising the virtual access credential from an access device associated with a resource provider for an interaction between the user and the resource provider. The authorizing entity computer can then determine an account identifier linked to the virtual access credential. The account identifier being associated with an account maintained by an external entity computer that is external to the authorizing entity computer. The authorizing entity computer can then determine that the interaction is authorized based upon determining the account identifier associated with the virtual access credential.
    Type: Application
    Filed: November 7, 2023
    Publication date: February 29, 2024
    Applicant: VISA INTERNATIONAL SERVICE ASSOCIATON
    Inventors: Gilles Verstraeten, Pedro Sousa, Mark Pettit, Prarthana Mitra
  • Virtual access credential interaction system and method
    Patent number: 11849042
    Abstract: A method includes an authorizing entity computer receiving a request for a virtual access credential from a communication device operated by a user. The authorizing entity computer can then transmit the virtual access credential to the communication device operated by the user. The authorizing entity computer can then receive an authorization request message comprising the virtual access credential from an access device associated with a resource provider for an interaction between the user and the resource provider. The authorizing entity computer can then determine an account identifier linked to the virtual access credential. The account identifier being associated with an account maintained by an external entity computer that is external to the authorizing entity computer. The authorizing entity computer can then determine that the interaction is authorized based upon determining the account identifier associated with the virtual access credential.
    Type: Grant
    Filed: May 17, 2019
    Date of Patent: December 19, 2023
    Assignee: Visa International Service Association
    Inventors: Gilles Verstraeten, Pedro Sousa, Mark Pettit, Prarthana Mitra
  • VIRTUAL ACCESS CREDENTIAL INTERACTION SYSTEM AND METHOD
    Publication number: 20220103360
    Abstract: A method includes an authorizing entity computer receiving a request for a virtual access credential from a communication device operated by a user. The authorizing entity computer can then transmit the virtual access credential to the communication device operated by the user. The authorizing entity computer can then receive an authorization request message comprising the virtual access credential from an access device associated with a resource provider for an interaction between the user and the resource provider. The authorizing entity computer can then determine an account identifier linked to the virtual access credential. The account identifier being associated with an account maintained by an external entity computer that is external to the authorizing entity computer. The authorizing entity computer can then determine that the interaction is authorized based upon determining the account identifier associated with the virtual access credential.
    Type: Application
    Filed: May 17, 2019
    Publication date: March 31, 2022
    Inventors: Gilles Verstraeten, Pedro Sousa, Mark Pettit, Prarthana Mitra