Patents by Inventor Perry McGee

Perry McGee has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 12271460
    Abstract: Devices, methods, and non-transitory computer-readable media for user authentication with biometric data in conjunction with autofill assistance. In one example, an electronic computing device includes a memory including a user account and an electronic processor communicatively coupled to the memory. The electronic processor is configured to receive a request to access the user account and biometric data associated with the request, determine whether an autofill assistance occurred while the biometric data was captured, responsive to determining that the autofill assistance occurred while the biometric data was captured, identify data associated with the autofill assistance in the biometric data, generate second biometric data by excluding the data associated with the autofill assistance from the biometric data, and perform user authentication based on the second biometric data.
    Type: Grant
    Filed: December 30, 2022
    Date of Patent: April 8, 2025
    Assignee: MASTERCARD TECHNOLOGIES CANADA ULC
    Inventors: Sik Suen Chan, Perry McGee
  • Publication number: 20250039176
    Abstract: Devices, methods, and computer-readable media that perform frictionless multi-factor authentication. In one embodiment, a server includes a memory including a frictionless multi-factor authentication (fMFA) service, and an electronic processor communicatively coupled to the memory.
    Type: Application
    Filed: July 24, 2024
    Publication date: January 30, 2025
    Inventors: Sik Suen Chan, Igor Opushnyev, Kyle Williams, Perry McGee
  • Patent number: 12204626
    Abstract: User identification with blended response from dual-layer identification service. In one embodiment, a server comprising an electronic processor configured to detect an access request by a user of a user interface device, retrieve a plurality of input profile records from an input profile record repository, perform an identification of the user with one or more passive biometrics models and the plurality of input profile records that are retrieved, generate an identification response and an additional identification request based on an outcome of the identification of the user, control the communication interface to transmit the additional identification request to the second server via the network, receive a second identification response from the second server, and generate a blended response by modifying one or more characteristics of the identification response with the second identification response, the blended response indicating the identification of the user.
    Type: Grant
    Filed: January 8, 2024
    Date of Patent: January 21, 2025
    Assignee: MASTERCARD TECHNOLOGIES CANADA ULC
    Inventors: Sik Suen Chan, Anton Laptiev, Perry McGee, Carrie Ka Lai Cheung, Parin Prashant Shah, Hanhan Wu, Cristian Frentiu
  • Publication number: 20240303305
    Abstract: Devices, non-transitory computer-readable media, and systems. In one example, a computing device may include a memory and an electronic processor configured to: receive information of a user of the computing device, perform authentication of the user based on the information of the user, determine a list of behavioral experiments that can be performed by the user based on the authentication of the user and the information of the user, the list of behavioral experiments including one or more behavioral experiments, display the list of behavioral experiments, receive a selection of a behavioral experiment in the list of behavioral experiments from the user, initiate the behavioral experiment based on the selection, and in response to the user completing the behavioral experiment, upload experiment data to a server.
    Type: Application
    Filed: March 7, 2024
    Publication date: September 12, 2024
    Inventors: Sik Suen Chan, Perry McGee, Cristian Frentiu
  • Patent number: 12081579
    Abstract: Enterprise cybersecurity systems and methods related to receiving or accessing a real-time cybersecurity request, automatically transmitting a live mode request to a first cybersecurity microservice to generate cybersecurity risk-scoring information, receiving a response to the live mode request, calculating a cybersecurity score, automatically populating cybersecurity response data based on the calculated cybersecurity score, and automatically transmitting the cybersecurity response data to the enterprise client electronic device. The enterprise cybersecurity system and method also includes, after the cybersecurity response data has been transmitted to the enterprise client electronic device, automatically transmitting a test mode request to at least one test mode cybersecurity microservice, wherein the test mode request includes real-time data extracted from the real-time cybersecurity request.
    Type: Grant
    Filed: December 14, 2021
    Date of Patent: September 3, 2024
    Assignee: MASTERCARD TECHNOLOGIES CANADA ULC
    Inventors: Justine Celeste Fox, Sunita Khera, Lian Jiang Fu, Perry McGee, Igor Opushnyev
  • Publication number: 20240223559
    Abstract: Devices, methods, and computer-readable media that perform sessions correlation for multiple device authentication. In one embodiment, a server may include an electronic processor communicatively coupled to the memory, the electronic processor is configured to: establish a first session with a first user interface device, establish a second session with a second user interface device that is different from the first user interface device, receive, from a third-party server, a score request including information that correlates the second session with the first session, generate a score on a correlation of the first session to the second session, and output the score indicating a level of multiple device authentication, the score also being a control signal for authorizing or denying a multi-factor authentication at the third-party server.
    Type: Application
    Filed: December 29, 2023
    Publication date: July 4, 2024
    Inventor: Perry McGee
  • Publication number: 20240220593
    Abstract: Devices, methods, and non-transitory computer-readable media for user authentication with biometric data in conjunction with autofill assistance. In one example, an electronic computing device includes a memory including a user account and an electronic processor communicatively coupled to the memory. The electronic processor is configured to receive a request to access the user account and biometric data associated with the request, determine whether an autofill assistance occurred while the biometric data was captured, responsive to determining that the autofill assistance occurred while the biometric data was captured, identify data associated with the autofill assistance in the biometric data, generate second biometric data by excluding the data associated with the autofill assistance from the biometric data, and perform user authentication based on the second biometric data.
    Type: Application
    Filed: December 30, 2022
    Publication date: July 4, 2024
    Inventors: Sik Suen Chan, Perry McGee
  • Publication number: 20240160713
    Abstract: User identification with blended response from dual-layer identification service. In one embodiment, a server comprising an electronic processor configured to detect an access request by a user of a user interface device, retrieve a plurality of input profile records from an input profile record repository, perform an identification of the user with one or more passive biometrics models and the plurality of input profile records that are retrieved, generate an identification response and an additional identification request based on an outcome of the identification of the user, control the communication interface to transmit the additional identification request to the second server via the network, receive a second identification response from the second server, and generate a blended response by modifying one or more characteristics of the identification response with the second identification response, the blended response indicating the identification of the user.
    Type: Application
    Filed: January 8, 2024
    Publication date: May 16, 2024
    Inventors: Sik Suen Chan, Anton Laptiev, Perry McGee, Carrie Ka Lai Cheung, Parin Prashant Shah, Hanhan Wu, Cristian Frentiu
  • Patent number: 11907350
    Abstract: User identification with blended response from dual-layer identification service. In one embodiment, a server comprising an electronic processor configured to detect an access request by a user of a user interface device, retrieve a plurality of input profile records from an input profile record repository, perform an identification of the user with one or more passive biometrics models and the plurality of input profile records that are retrieved, generate an identification response and an additional identification request based on an outcome of the identification of the user, control the communication interface to transmit the additional identification request to the second server via the network, receive a second identification response from the second server, and generate a blended response by modifying one or more characteristics of the identification response with the second identification response, the blended response indicating the identification of the user.
    Type: Grant
    Filed: September 30, 2021
    Date of Patent: February 20, 2024
    Assignee: MASTERCARD TECHNOLOGIES CANADA ULC
    Inventors: Sik Suen Chan, Anton Laptiev, Perry McGee, Carrie Ka Lai Cheung, Parin Prashant Shah, Hanhan Wu, Cristian Frentiu
  • Patent number: 11645389
    Abstract: Systems, methods, devices, and computer readable media related to fraud detection. Fraud detection is achieved using a flexible scripting language and syntax that simplifies the generation of fraud detection rules. The rules are structured as conditional IF-THEN statements that include data objects referred to as Anchors and Add-Ons. The Anchors and Add-Ons used to generate the rules also correspond to a distinct data path for the retrieval data from any of a variety of data sources. The retrieval of data from the various data sources is optimized based on data dependencies within the rules. By knowing the data dependencies of each rule and utilizing parallelization of rule execution, the retrievals of data from the data sources is achieved efficiently so the rules can be executed quickly.
    Type: Grant
    Filed: September 11, 2019
    Date of Patent: May 9, 2023
    Assignee: MASTERCARD TECHNOLOGIES CANADA ULC
    Inventors: Yi Wei Tseng, Randy Lukashuk, Perry McGee, Amiran Gigiberia, Andrew Giblin, Kenny Wan, Andrian Sevastyanov
  • Patent number: 11531754
    Abstract: Systems, methods, devices, and computer readable media related to fraud detection. Fraud detection is achieved using a flexible scripting language and syntax that simplifies the generation of fraud detection rules. The rules are structured as conditional IF-THEN statements that include data objects referred to as Anchors and Add-Ons. The Anchors and Add-Ons used to generate the rules also correspond to a distinct data path for the retrieval data from any of a variety of data sources. The generated rules with distinct data paths are then converted using a transpiler from the scripting language into native language source code (e.g., PHP, Java, etc.) for deployment in a particular environment. The rules are then executed in real-time in the environment to detect potential fraudulent activity.
    Type: Grant
    Filed: September 11, 2019
    Date of Patent: December 20, 2022
    Assignee: MASTERCARD TECHNOLOGIES CANADA ULC
    Inventors: Yi Wei Tseng, Randy Lukashuk, Perry McGee, Amiran Gigiberia, Andrew Giblin, Kenny Wan, Andrian Sevastyanov
  • Publication number: 20220391908
    Abstract: Systems, methods, and non-transitory computer-readable media for authentication and authorizing a payment request. In one embodiment, the system includes a server including a first memory and a first electronic processor communicatively connected to the first memory. The first electronic processor is configured to receive the payment request, three-domain secure (3DS) data, and fast ID online (FIDO) data, output an authentication request that includes a portion of the 3DS data and a portion of the FIDO data, receive an authentication response based on the 3DS data and the FIDO data, the authentication response including one or more authentications, output the payment request based on the authentication response, and receive an authorization or a denial of the payment request.
    Type: Application
    Filed: June 6, 2022
    Publication date: December 8, 2022
    Inventors: Igor Opushnyev, Mansur Mirani, Perry McGee, Ranjita Shankar Iyer, Ryan B.J. Crowe
  • Publication number: 20220191234
    Abstract: Enterprise cybersecurity systems and methods related to receiving or accessing a real-time cybersecurity request, automatically transmitting a live mode request to a first cybersecurity microservice to generate cybersecurity risk-scoring information, receiving a response to the live mode request, calculating a cybersecurity score, automatically populating cybersecurity response data based on the calculated cybersecurity score, and automatically transmitting the cybersecurity response data to the enterprise client electronic device. The enterprise cybersecurity system and method also includes, after the cybersecurity response data has been transmitted to the enterprise client electronic device, automatically transmitting a test mode request to at least one test mode cybersecurity microservice, wherein the test mode request includes real-time data extracted from the real-time cybersecurity request.
    Type: Application
    Filed: December 14, 2021
    Publication date: June 16, 2022
    Inventors: Justin Fox, Sunita Khera, Lian Jiang Fu, Perry McGee, Igor Opushnyev
  • Publication number: 20220103548
    Abstract: User identification with an input profile record (IPR). In one embodiment, a server includes a memory and an electronic processor. The electronic processor is configured to receive a plurality of input profile records (IPRs) associated with a first user, the plurality of IPRs each based on a plurality of user inputs and indicative of identity of the first user, control the memory to store the plurality of IPRs in the input profile record repository, receive a current IPR associated with a second user, determine whether the second user is the first user by comparing a first one or more biometric features based on the plurality of IPRs and a second one or more biometric features based on the current IPR, and responsive to determining that the second user is the first user, output an identity confirmation that the second user is the first user.
    Type: Application
    Filed: September 30, 2021
    Publication date: March 31, 2022
    Inventors: Perry McGee, Sik Suen Chan, Anton Laptiev, Cristian Frentiu
  • Publication number: 20220100834
    Abstract: User identification with blended response from dual-layer identification service. In one embodiment, a server comprising an electronic processor configured to detect an access request by a user of a user interface device, retrieve a plurality of input profile records from an input profile record repository, perform an identification of the user with one or more passive biometrics models and the plurality of input profile records that are retrieved, generate an identification response and an additional identification request based on an outcome of the identification of the user, control the communication interface to transmit the additional identification request to the second server via the network, receive a second identification response from the second server, and generate a blended response by modifying one or more characteristics of the identification response with the second identification response, the blended response indicating the identification of the user.
    Type: Application
    Filed: September 30, 2021
    Publication date: March 31, 2022
    Inventors: Sik Suen Chan, Anton Laptiev, Perry McGee, Carrie Ka Lai Cheung, Parin Prashant Shah, Hanhan Wu, Cristian Frentiu
  • Publication number: 20220076263
    Abstract: Systems, methods, and non-transitory computer readable media for generating a configurable data container that includes a first data field, exporting the configurable data container for use by a client-side device, receiving a modification to the configurable data container, automatically binding the second data field to a second data path for retrieval of a second data value to be used in a second fraud detection rule, generating an updated configurable data container, and exporting the updated configurable data container for use by the client-side device. The first data field corresponds to a first data path for retrieval of a first data value to be used in a first fraud detection rule. The configurable data container includes a server-side schema and a client-side schema. Each of the server-side schema and the client-side schema is configured to validate a first input data value corresponding to the first data field.
    Type: Application
    Filed: September 10, 2020
    Publication date: March 10, 2022
    Inventors: Andrian Sevastyanov, Yi Wei Tseng, Perry McGee, Sunita Khera
  • Publication number: 20200082413
    Abstract: Systems, methods, devices, and computer readable media related to fraud detection. Fraud detection is achieved using a flexible scripting language and syntax that simplifies the generation of fraud detection rules. The rules are structured as conditional IF-THEN statements that include data objects referred to as Anchors and Add-Ons. The Anchors and Add-Ons used to generate the rules also correspond to a distinct data path for the retrieval data from any of a variety of data sources. The retrieval of data from the various data sources is optimized based on data dependencies within the rules. By knowing the data dependencies of each rule and utilizing parallelization of rule execution, the retrievals of data from the data sources is achieved efficiently so the rules can be executed quickly.
    Type: Application
    Filed: September 11, 2019
    Publication date: March 12, 2020
    Inventors: Yi Wei Tseng, Randy Lukashuk, Perry McGee, Amiran Gigiberia, Andrew Giblin, Kenny Wan, Andrian Sevastyanov
  • Publication number: 20200082079
    Abstract: Systems, methods, devices, and computer readable media related to fraud detection. Fraud detection is achieved using a flexible scripting language and syntax that simplifies the generation of fraud detection rules. The rules are structured as conditional IF-THEN statements that include data objects referred to as Anchors and Add-Ons. The Anchors and Add-Ons used to generate the rules also correspond to a distinct data path for the retrieval data from any of a variety of data sources. The generated rules with distinct data paths are then converted using a transpiler from the scripting language into native language source code (e.g., PHP, Java, etc.) for deployment in a particular environment. The rules are then executed in real-time in the environment to detect potential fraudulent activity.
    Type: Application
    Filed: September 11, 2019
    Publication date: March 12, 2020
    Inventors: Yi Wei Tseng, Randy Lukashuk, Perry McGee, Amiran Gigiberia, Andrew Giblin, Kenny Wan, Andrian Sevastyanov