Abstract: A cloud-based mortgage software service to automate the residential mortgage application process by i) presenting a combination of fields, forms, and pages to solicit information from a borrower for a residential mortgage loan application and then comparing that extracted information to some information on trigger conditions for borrower documents needed for the loan. A database contains and indexes information regarding i) mortgage guidelines and requirements for residential mortgage loans.

Abstract: A system for eliminating mist from a flue gas while providing air toxic control includes a wet scrubber housing having an inlet at one of the housing for the entry of the flue gas and an outlet at an opposite end of the housing for the exit of the flue gas. Sprayers are located in the housing for spraying the flue gas with a cleaning liquid in order to remove contaminants from the flue gas. At least one heat exchanger is located in the housing above the sprayers in order to remove entrained contaminants from the flue gas by cooling the flue gas. The flue gas is channeled from the inlet past the collection trays, sprayers and heat exchanger prior to exiting the housing through the outlet. A mist eliminator is also provided for eliminating mist from the flue gas.

Abstract: A method for monitoring the oxidation rate in a flue gas desulfurization system having a slurry comprises locating a monitor in the system for accessing the slurry. A sample is periodically drawn from the slurry by the monitor wherein a titration is performed on each sample. The titration performed on each sample comprises adding a potassium iodate KIO.sub.3 solution, a potassium iodide KI starch solution and an acid solution to the sample in the monitor for causing the sample to exhibit a color corresponding to the oxidation rate.

Abstract: An integrated flue gas treatment desulfurization system for treating flue gas exhausted from an electrostatic precipitator and passing at a flue gas flow velocity in the range of 10-20 ft./sec. or more through a condensing heat exchanger and a wet flue gas scrubber. The scrubber sprays a reagent throughto the flue gas effectively remove pollutants and metals prior to exhausting same in a dry form after treatment by mist eliminators located downstream of the system.

Abstract: An integrated flue gas treatment desulfurization system for treating flue gas exhausted from an electrostatic precipitator and passing at a flue gas flow velocity in the range of 10-20 ft./sec. or more through a condensing heat exchanger and a wet flue gas scrubber. The scrubber sprays a reagent throughto the flue gas effectively remove pollutants and metals prior to exhausting same in a dry form after treatment by mist eliminators located downstream of the system.

Abstract: A method for improved removal of particulates and contaminants from a flue gas produced by the combustion of waste materials or fossil fuels in industrial processes having at least one horizontally oriented heat exchanger stage in which a wet scrubbing solution, such as an alkali reagent is sprayed in the same direction as the flue gas flow and a drain mechanism is located below the horizontally oriented heat exchanger. The horizontal orientation of the heat exchanger and the location of the drain mechanism increase the removal efficiency of very small particulates and contaminants. A collection tank is connected to the drain mechanism. A spray washing system is provided adjacent a mist eliminator and one or more additional heat exchanger stages for unplugging the heat exchanger and enhancing small particulate removal within the system.

Abstract: An apparatus for improved removal of particulates and contaminants from a flue gas produced by the combustion of waste materials or fossil fuels in industrial processes having at least one horizontally oriented heat exchanger stage in which a wet scrubbing solution, such as an alkali reagent is sprayed in the same direction as the flue gas flow and a drain mechanism is located below the horizontally oriented heat exchanger. The horizontal orientation of the heat exchanger and the location of the drain mechanism increase the removal efficiency of very small particulates and contaminants. A collection tank is connected to the drain mechanism. A spray washing system is provided adjacent a mist eliminator and one or more additional heat exchanger stages for unplugging the heat exchanger and enhancing small particulate removal within the system.

Abstract: Activated carbon injection is provided for mercury removal in a flue gas treatment system having an electrostatic precipitator and a wet flue gas desulfurization tower by injecting fresh activated carbon into the flue along with recycled carbon from the exhaust of the precipitator to minimize fresh carbon make up along with an activated carbon bed in the desulfurization tower to maximize mercury and other toxin removal from the flue exhaust.

Abstract: A flue gas emission control system for coal fired boilers use individual units for NO.sub.x, SO.sub.x and particulate removal and provides ammonia injection to all three units from a single source.

Abstract: A method of wet flue gas desulfurization of combustion gases that incorporates both calcium scrubbing with forced oxidation and ammonia scrubbing of the gas in a scrubber tower. The end product or result from such a process is gypsum and ammonia sulfate which may be used in agriculture.

Abstract: A combined regenerative scrubber and condensing heat exchanger system comprises a housing having an inlet and an outlet for channeling flue gas into and out of the housing. A first heat exchanger is located in the housing for contacting a downward flow of the flue gas for providing an initial cooling of the flue gas. The flue gas is channeled through a second heat exchanger in an upward direction for providing a further cooling of the flue gas. A reagent scrubbing spray device is used to spray reagent into the flue gas as well as onto the second heat exchanger for removing SO.sub.2 from the flue gas and for cleaning the second heat exchanger. A regeneration device is used to regenerate reagent from the reaction product as well as to recover SO.sub.2 from the reaction product.

Abstract: A flue gas desulfurization process wherein the liquid bottoms product from the scrubber tower is subject to forced oxidation in a reaction/oxidation tank. Afterwards, this oxidized bottoms product is delivered to hydroclone means for separation into an overflow stream containing an aqueous slurry of mostly fines, fly ash, and unused reagent and an underflow stream containing predominately a gypsum slurry. The overflow stream is initially recycled back to the tank with another stream being subsequently returned or recycled back to the scrubber tower while the underflow stream is dewatered for the removal of the gypsum therein.