Abstract: A novel opposing polarity machine learning device and method is described, where two machine learning models are generated, one for each polarity (accepting and rejecting, for example). The device may include memory, connected to circuitry, the memory including historical records of opposing polarities, an input record received from an input device, and instructions for the circuitry.

Abstract: This document describes a non-transitory computer readable media programmed to enrich an entered record submitted to be matched with a dataset record stored on a data storage device. The enrichment is done by supplementing data in the entered record with customer data from a dataset. The media is further programmed to search through a plurality of dataset records in the dataset for the entered record. The search is programmed to first determine if the entered record unambiguously matches one of the dataset records or if the entered record unambiguously does not match one of the dataset records. If the entered record does not unambiguously match one of the dataset records, score match characteristics using a Fellegi-Sunter algorithm, save the score as a highest score if the score is above the highest score less a threshold, and save a location of one of the dataset records as a matching record if the score is above a previous highest score.

Abstract: A method for using machine learning techniques to analyze past decisions made by administrators concerning account opening requests and to recommend whether an account opening request should be allowed or denied. Further, the machine learning techniques determine various other products that the customer may be interested in and prioritizes the choices of options that the machine learning algorithm determines appropriate for the customer.

Abstract: A method and apparatus for improving the management of cash and liquidity of an organization utilizing a plurality of ledger accounts and a plurality of currency accounts is described. One improvement in the accuracy of the forecasts comes from the uses of individual ledger accounts. The improvements optimize the interest earnings for the cash balances in each currency account and minimizes the expenses related to funding the currency accounts. Machine learning techniques are incorporated to forecast payments, receipts, interest rates, and currency exchange rates, and then the cash is transferred or borrowed or loaned to fund the payments and utilize available cash.

Abstract: A virtual fraud detection system and method is described for the real time processing of banking transactions seen on a banking rail. The transaction is processed through natural language processing to determine who the parties are, and natural language processing is performed on the web site and the social media pages of employees to ascertain if the originator and the beneficiary of the transaction make sense. In addition, the age of the DNS records of the parties is checked to see if the parties are established organizations.

Abstract: A method for using machine learning techniques to analyze past decisions made by administrators concerning account opening requests and to recommend whether an account opening request should be allowed or denied. Further, the machine learning techniques determine various other products that the customer may be interested in and prioritizes the choices of options that the machine learning algorithm determines appropriate for the customer.

Abstract: A method for using machine learning techniques to analyze past decisions made by administrators concerning account opening requests and to recommend whether an account opening request should be allowed or denied. Further, the machine learning techniques determine various other products that the customer may be interested in and prioritizes the choices of options that the machine learning algorithm determines appropriate for the customer.

Abstract: A method for using machine learning techniques to analyze past decisions (made be administrators concerning account opening requests) and to recommend whether an account opening request should be allowed or denied.

Abstract: A computer-implemented method comprises receiving by one or more computers information indicative of a user's activity with one or more web pages, with the information being received based on an execution by a user's computer of a page tag inserted into the one or more web pages and with the information being associated with a unique identifier included in the page tag; and causing the one or more computers to send to the user's computer updated content of the one or more web pages associated with the unique identifier included in the page tag.

Abstract: A computer-implemented method comprises receiving by one or more computers information indicative of a user's activity with one or more web pages, with the information being received based on an execution by a user's computer of a page tag inserted into the one or more web pages and with the information being associated with a unique identifier included in the page tag; and causing the one or more computers to send to the user's computer updated content of the one or more web pages associated with the unique identifier included in the page tag.

Abstract: Methods of fabricating back-contact solar cells and devices thereof are described. A method of fabricating a back-contact solar cell includes forming an N-type dopant source layer and a P-type dopant source layer above a material layer disposed above a substrate. The N-type dopant source layer is spaced apart from the P-type dopant source layer. The N-type dopant source layer and the P-type dopant source layer are heated. Subsequently, a trench is formed in the material layer, between the N-type and P-type dopant source layers.

Abstract: Leakage pathway layers for solar cells and methods of forming leakage pathway layers for solar cells are described.

Abstract: Methods of fabricating back-contact solar cells and devices thereof are described. A method of fabricating a back-contact solar cell includes forming an N-type dopant source layer and a P-type dopant source layer above a material layer disposed above a substrate. The N-type dopant source layer is spaced apart from the P-type dopant source layer. The N-type dopant source layer and the P-type dopant source layer are heated. Subsequently, a trench is formed in the material layer, between the N-type and P-type dopant source layers.

Abstract: Methods of fabricating back-contact solar cells and devices thereof are described. A method of fabricating a back-contact solar cell includes forming an N-type dopant source layer and a P-type dopant source layer above a material layer disposed above a substrate. The N-type dopant source layer is spaced apart from the P-type dopant source layer. The N-type dopant source layer and the P-type dopant source layer are heated. Subsequently, a trench is formed in the material layer, between the N-type and P-type dopant source layers.

Abstract: A system for substrate deposition. The system includes a wafer pallet and an anode. The wafer pallet has a bottom and a top. The top of the wafer pallet is configured to hold a substrate wafer. The anode has a substantially fixed position relative to the wafer pallet and is configured to move with the wafer pallet through the deposition chamber. The anode is electrically isolated from the substrate wafer.

Abstract: The formation of solar cell contacts using a laser is described. A method of fabricating a back-contact solar cell includes forming a poly-crystalline material layer above a single-crystalline substrate. The method also includes forming a dielectric material stack above the poly-crystalline material layer. The method also includes forming, by laser ablation, a plurality of contacts holes in the dielectric material stack, each of the contact holes exposing a portion of the poly-crystalline material layer; and forming conductive contacts in the plurality of contact holes.

Abstract: Leakage pathway layers for solar cells and methods of forming leakage pathway layers for solar cells are described.

Abstract: Methods of fabricating back-contact solar cells and devices thereof are described. A method of fabricating a back-contact solar cell includes forming an N-type dopant source layer and a P-type dopant source layer above a material layer disposed above a substrate. The N-type dopant source layer is spaced apart from the P-type dopant source layer. The N-type dopant source layer and the P-type dopant source layer are heated. Subsequently, a trench is formed in the material layer, between the N-type and P-type dopant source layers.

Abstract: A computer-implemented method comprises receiving by one or more computers information indicative of a user's activity with one or more web pages, with the information being received based on an execution by a user's computer of a page tag inserted into the one or more web pages and with the information being associated with a unique identifier included in the page tag; and causing the one or more computers to send to the user's computer updated content of the one or more web pages associated with the unique identifier included in the page tag.

Abstract: The formation of solar cell contacts using a laser is described. A method of fabricating a back-contact solar cell includes forming a poly-crystalline material layer above a single-crystalline substrate. The method also includes forming a dielectric material stack above the poly-crystalline material layer. The method also includes forming, by laser ablation, a plurality of contacts holes in the dielectric material stack, each of the contact holes exposing a portion of the poly-crystalline material layer; and forming conductive contacts in the plurality of contact holes.