Abstract: The invention relates to a secured element (3) for securely and quickly processing transactions, said element being able to communicate with an external mobile device (1) and with an external billing center (6) such that transaction data (15) that is transmitted by the mobile device in order to authorize the transaction can be checked using authorization rules and parameters (8) of the billing center (6). According to the invention, the secured element (3) has a local proxy module (7) that acts on behalf of the billing center (6), wherein the current authorization rules and parameters (8) of the billing center (6) can be stored in said proxy module when communicating with the billing center (6) so that the proxy module (7) can authorize the transaction using the mobile device (1) in an autonomous manner, without a data connection to the billing center (6), and in a secured environment.

Abstract: The invention relates to a thermal process for the production of directly tablettable granules and pharmaceutical preparations produced therefrom.

Abstract: A carbon- and nitrogen-based catalyst consisting essentially of active carbon or active coke and comprising at least 90% by weight of graphite structures containing at least 10% of pores larger than 100 nm in diameter and having incorporated therein an isocyanate which forms C-N-ring structures, the percentage graphite content being at least 90% by weight. The catalayst is especially effective in the low temperature reduction of nitrogen oxides in waste gases.

Abstract: A speculum for the examination of body cavities, said speculum comprising duck-bill-shaped spreading members and co-operating locking elements to hold the speculum in an adjusted open condition, said locking elements being so biased as to stay clear from one another when in rest, but being adapted to engage with one another only by a conscious action of the user of the speculum.