Abstract: The disclosure herein provides system, methods, and devices for generating debit cards. A debit card system for creating a plurality of debit cards comprises a debit card printer, a batch creation engine, a payment batches database, a deposit management engine, and a distribution engine, wherein the debit card printer comprises an imprinting mechanism, a magnetic strip writer, and a computer network interface. In an embodiment, the distribution engine is further configured to initiate creation of an alternate account on behalf of a recipient related to a debit card that is not activated within a predetermined amount of time, and to transmit to a deposit processing system instructions to enable a deposit into the alternate account of funds equal to a recipient payment amount.

Abstract: An array encoding system and method for use with high definition digital video data streams includes method and means for analyzing the incoming data stream, splitting the data stream in accordance with video complexity or other criteria, encoding each of the subsidiary data streams in accordance with a desired encoding standard, and combining the data streams to generate an output. The encoding system and method is particularly suited to encoding data streams to provide an output with is substantially consistent with the H.264 video communications standard. The system and method are scalable.

Abstract: An array encoding system and method for use with high definition digital video data streams includes method and means for analyzing the incoming data stream, splitting the data stream in accordance with video complexity or other criteria, encoding each of the subsidiary data streams in accordance with a desired encoding standard, and combining the data streams to generate an output. The encoding system and method is particularly suited to encoding data streams to provide an output with is substantially consistent with the H.264 video communications standard. The system and method are scalable.