Patents by Inventor Peter G. Costanzo

Peter G. Costanzo has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20230377001
    Abstract: In some aspects, the techniques described herein relate to a method including: providing a host application that provides a native service of a host organization to an end user of the application, and wherein the application integrates and provides an augmented reality service of a third party to the end user of the application; determining, by the data center of the host organization, a location-relevant incentive offer based on location telemetry data; sending the location-relevant incentive offer to a data center of the third party; monitoring, by the data center of the third party, the physical location of the end user; sending to the augmented reality service, the location-relevant incentive offer; and presenting, by the augmented reality service and to the end user via the application, the location-relevant incentive offer when the end user is within a predefined proximity to a vendor associated with the location-relevant incentive offer.
    Type: Application
    Filed: August 2, 2023
    Publication date: November 23, 2023
    Inventors: Dave CAREY, Howard SPECTOR, Peter G COSTANZO
  • Publication number: 20230316268
    Abstract: Systems and methods for cross-platform conversion and exchange of virtual assets are disclosed. An exemplary method includes receiving, at an external application programming interface (API) gateway of a financial institution backend, an API call, including completed-objective data from an entertainment platform, wherein the completed-objective data represents an in-game objective completed by a user of the entertainment platform; processing, as input to a conversion engine, the completed objective data, wherein the conversion engine includes a conversion table, and wherein the conversion table includes conversion rates that specify a value of the in-game objective in a plurality of different assets; crediting the value of the in-game objective to an account of the user; and displaying, as output of the conversion engine, the value of the in-game objective in the plurality of different assets to the user in electronic form.
    Type: Application
    Filed: March 24, 2023
    Publication date: October 5, 2023
    Inventors: Dave CAREY, Howard SPECTOR, Peter G. COSTANZO
  • Patent number: 11776012
    Abstract: In some aspects, the techniques described herein relate to a method including: providing a host application that provides a native service of a host organization to an end user of the application, and wherein the application integrates and provides an augmented reality service of a third party to the end user of the application; determining, by the data center of the host organization, a location-relevant incentive offer based on location telemetry data; sending the location-relevant incentive offer to a data center of the third party; monitoring, by the data center of the third party, the physical location of the end user; sending to the augmented reality service, the location-relevant incentive offer; and presenting, by the augmented reality service and to the end user via the application, the location-relevant incentive offer when the end user is within a predefined proximity to a vendor associated with the location-relevant incentive offer.
    Type: Grant
    Filed: December 5, 2022
    Date of Patent: October 3, 2023
    Assignee: JPMORGAN CHASE BANK, N.A.
    Inventors: Dave Carey, Howard Spector, Peter G Costanzo
  • Patent number: 11768829
    Abstract: A method for pre-positioning data based on a user attribute is disclosed. The method includes retrieving audit information that corresponds to a user, the audit information including the user attribute; determining, by using a model, a user characteristic for the user based on the audit information, the user characteristic including a probability value and a geographical location; comparing the user characteristic with a predetermined threshold; identifying raw data from a networked platform, the raw data corresponding to the user; generating a structured data set for the user based on the user characteristic; and persisting the structured data set in an edge computing repository based on a result of the comparing, the edge computing repository corresponding to the geographical location.
    Type: Grant
    Filed: September 22, 2021
    Date of Patent: September 26, 2023
    Assignee: JPMORGAN CHASE BANK, N.A.
    Inventors: Timothy Lorenz, Peter G Costanzo
  • Publication number: 20230186283
    Abstract: Systems and methods for systems and methods for cryptocurrency checkout are disclosed. According to one embodiment, a method may include a financial institution backend: receiving, from a merchant backend, control of a checkout flow for a transaction comprising an identification of a good or service to purchase, wherein the merchant backend accepts payment in cryptocurrency; receiving login credentials for the customer from the computer program; retrieving a plurality of customer accounts for the customer; receiving selection of one or more of the plurality of customer accounts to fund the cryptocurrency for the transaction; deducting a payment amount for the transaction from the one or more selected customer accounts; confirming payment to the merchant backend; returning control of the checkout flow to the merchant backend, wherein the merchant backend completes the transaction with the customer; and settling the transaction by providing a settlement amount in cryptocurrency to the merchant backend.
    Type: Application
    Filed: December 9, 2021
    Publication date: June 15, 2023
    Inventors: David Christopher CAREY, Howard SPECTOR, Peter G. COSTANZO, Sudhir UPADHYAY
  • Publication number: 20230177563
    Abstract: In some aspects, the techniques described herein relate to a method including: providing a host application that provides a native service of a host organization to an end user of the application, and wherein the application integrates and provides an augmented reality service of a third party to the end user of the application; determining, by the data center of the host organization, a location-relevant incentive offer based on location telemetry data; sending the location-relevant incentive offer to a data center of the third party; monitoring, by the data center of the third party, the physical location of the end user; sending to the augmented reality service, the location-relevant incentive offer; and presenting, by the augmented reality service and to the end user via the application, the location-relevant incentive offer when the end user is within a predefined proximity to a vendor associated with the location-relevant incentive offer.
    Type: Application
    Filed: December 5, 2022
    Publication date: June 8, 2023
    Inventors: Dave CAREY, Howard SPECTOR, Peter G COSTANZO
  • Publication number: 20230091291
    Abstract: A method for pre-positioning data based on a user attribute is disclosed. The method includes retrieving audit information that corresponds to a user, the audit information including the user attribute; determining, by using a model, a user characteristic for the user based on the audit information, the user characteristic including a probability value and a geographical location; comparing the user characteristic with a predetermined threshold; identifying raw data from a networked platform, the raw data corresponding to the user; generating a structured data set for the user based on the user characteristic; and persisting the structured data set in an edge computing repository based on a result of the comparing, the edge computing repository corresponding to the geographical location.
    Type: Application
    Filed: September 22, 2021
    Publication date: March 23, 2023
    Applicant: JPMorgan Chase Bank, N.A.
    Inventors: Timothy LORENZ, Peter G COSTANZO
  • Patent number: 11100449
    Abstract: Systems and methods for efficiency management are disclosed. In one embodiment, a method for efficiency management may include (1) receiving a complexity level for a project; (2) receiving, from a system of record, a plurality of data points for the project; (3) at least one computer processor calculating a plurality of metrics for the project from the plurality of data points; (4) the at least one computer processor normalizing the plurality of metrics based on the complexity level; and (5) the at least one computer processor displaying, using a plurality of widgets, the normalized metrics on a display.
    Type: Grant
    Filed: April 5, 2016
    Date of Patent: August 24, 2021
    Assignee: JPMORGAN CHASE BANK, N.A.
    Inventors: Peter G. Costanzo, Sergei Z. Maluszycki, Pierre Bouchard