Patents by Inventor Peter Goldenberg

Peter Goldenberg has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Systems and methods for expedited processing of authenticated computer messages
    Patent number: 10949845
    Abstract: A transaction message processing server is configured to receive an authorization request message from a sender computing device, the authorization request message associated with a transaction. The server is also configured to detect a decision data element in an authentication outcome data field of the authorization request message, and interpret the decision data element as an indicator that the transaction is highly authenticated. The server is further configured to retrieve a reason code that identifies the transaction as a highly authenticated transaction, and embed the reason code into the authorization request message to form an enhanced authorization request message. The server is still further configured to transmit the enhanced authorization request message including the reason code to an issuer computing device, wherein the enhanced authorization request message is configured to enable the issuer computing device to bypass at least one issuer authentication process.
    Type: Grant
    Filed: November 11, 2016
    Date of Patent: March 16, 2021
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Peter Goldenberg, Johan Gerber, Richard Smith
  • SYSTEMS AND METHODS FOR EXPEDITED PROCESSING OF AUTHENTICATED COMPUTER MESSAGES
    Publication number: 20180137504
    Abstract: A transaction message processing server is configured to receive an authorization request message from a sender computing device, the authorization request message associated with a transaction. The server is also configured to detect a decision data element in an authentication outcome data field of the authorization request message, and interpret the decision data element as an indicator that the transaction is highly authenticated. The server is further configured to retrieve a reason code that identifies the transaction as a highly authenticated transaction, and embed the reason code into the authorization request message to form an enhanced authorization request message. The server is still further configured to transmit the enhanced authorization request message including the reason code to an issuer computing device, wherein the enhanced authorization request message is configured to enable the issuer computing device to bypass at least one issuer authentication process.
    Type: Application
    Filed: November 11, 2016
    Publication date: May 17, 2018
    Inventors: Peter Goldenberg, Johan Gerber, Richard Smith