Abstract: A method of processing an automotive finance transaction online by a portal participant including the steps of inputting business rules and rates for financial institutions into a database; entering criteria of chosen vehicle into a finance quotation generator; selecting a financial institution; generating a comparative quote scheme for the chosen vehicle according to the business rules and rates; and selecting a set of terms from the comparative quote scheme. The method may further include transmitting the selected set of terms to the financial institution; providing credit information to the financial institution; the financial institution evaluating the credit information and providing approval; and preparing financing documentation incorporating the vehicle information, terms and credit information. Furthermore, a system for processing an automotive financing transaction by a dealer or manufacturer is provided.