Abstract: Systems, apparatuses, and methods are provided herein for facilitating financial services through point of sale (POS) systems. A system for facilitating financial services comprises a retail central computer system and a POS system. The POS system is configured to receive an input to switch from a retail mode to a financial services mode, receive, from the card reader, debit card information from a debit card associated with an account of a customer, transmit the debit card information and the cash amount to the retail central computer system, and remove the debit card information from a memory of the POS system. The retail central computer system is configured to encrypt the debit card information received from the POS system, generate a load cash request message, and remove the debit card information from the memory device after encrypting the debit card information.

Abstract: Systems, apparatuses, and methods are provided herein for facilitating financial services through point of sale (POS) systems. A system for facilitating financial services comprises a retail central computer system and a POS system. The POS system is configured to receive an input to switch from a retail mode to a financial services mode, receive, from the card reader, debit card information from a debit card associated with an account of a customer, transmit the debit card information and the cash amount to the retail central computer system, and remove the debit card information from a memory of the POS system. The retail central computer system is configured to encrypt the debit card information received from the POS system, generate a load cash request message, and remove the debit card information from the memory device after encrypting the debit card information.

Abstract: A semiconductor device (e.g. MOSFET or IGBT) comprises active and termination regions (1,2) formed in a semiconductor substrate (4). The substrate (4) has an upper surface and a termination including a trench (12) extending into the substrate (4) from the upper surface within the termination region (1). Termination trench (12) is at least partly filled with an insulating material (13) which extends from the termination trench (12) to overlie adjacent regions of the device above the surface. A channel stop region (11) extends laterally from a side wall of the termination trench (12) into the substrate (4).