Abstract: A method is provided of a bank authenticating a bank customer desiring to electronically deposit at least one check. The method comprises receiving a secret password from the bank customer, retrieving information relating to the bank customer, receiving an image of a security document which has been optically scanned by the bank customer, extracting information from the image of the physical security document, and authenticating the bank customer when both the secret password received from the bank customer and the extracted information from the image of the security document match the retrieved information relating to the bank customer.

Abstract: A method is provided of a financial institution in a check truncation environment presenting information relating to an image of an original check and an image of an image replacement document (IRD) which is associated with the image of the original check. The method comprises presenting on a screen of a monitor one of the images, and presenting on the screen of the monitor an activatable toggle button which, when activated at a first time by a viewer of the screen of the monitor, presenting the other one of the images in place of the one of the images.