Abstract: A rural mailbox hooded retractable tray insert molded from a plastic material having flexural ability. The mailbox hooded tray insert having a finger grip for in and out movement of the tray and a slider groove along the hood length that guides and limits the in and out movement. The tray insert hood prevents mail from falling out during tray movement and contains storage space for bee and insect repellant. The tray insert back wall has a vertical member having a flexible hinge for moving the tray insert partially out of the mailbox to expose the finger grip when the mailbox is opened.