Abstract: A system for referring a telephone communication to one of a plurality of financial assistance providers based on lender criteria, the method including the steps of: storing telephone numbers for a plurality of financial assistance providers in memory accessible by a digital electrical computer; obtaining lender criteria for selecting one of the financial assistance providers; storing said criteria for access by said computer; identifying a debtor; selecting one of the financial assistance providers by accessing the criteria, applying the criteria, and accessing one of the stored telephone numbers; and connecting the debtor by telephone to the one of the stored telephone numbers.

Abstract: A computerized system and method for tracking and reporting online activity across a plurality of clients and servers is disclosed that intercepts and logs secure and non-secure HTTP request and response pages, analyzes each of the received page records, associates each page record to an event type based on user-defined parameters, identifies and extracts user-defined attributes of each page record based on its event type, and reports on the occurrence of the event along with its associated attributes.

Abstract: A computerized system and method for tracking and reporting online activity across a plurality of clients and servers is disclosed that intercepts and logs secure and non-secure HTTP request and response pages, analyzes each of the received page records, associates each page record to an event type based on user-defined parameters, identifies and extracts user-defined attributes of each page record based on its event type, and reports on the occurrence of the event along with its associated attributes.

Abstract: A computerized system and method for tracking and reporting online activity across a plurality of clients and servers is disclosed that intercepts and logs secure and non-secure HTTP request and response pages, analyzes each of the received page records, associates each page record to an event type based on user-defined parameters, identifies and extracts user-defined attributes of each page record based on its event type, and reports on the occurrence of the event along with its associated attributes.

Abstract: A computerized system and method for tracking and reporting online activity across a plurality of clients and servers is disclosed that intercepts and logs secure and non-secure HTTP request and response pages, analyzes each of the received page records, associates each page record to an event type based on user-defined parameters, identifies and extracts user-defined attributes of each page record based on its event type, and reports on the occurrence of the event along with its associated attributes.

Abstract: A computerized system and method for tracking and reporting online activity across a plurality of clients and servers is disclosed that intercepts and logs secure and non-secure HTTP request and response pages, analyzes each of the received page records, associates each page record to an event type based on user-defined parameters, identifies and extracts user-defined attributes of each page record based on its event type, and reports on the occurrence of the event along with its associated attributes.

Abstract: A system for referring a telephone communication to one of a plurality of financial assistance providers based on lender criteria, the method including the steps of: storing telephone numbers for a plurality of financial assistance providers in memory accessible by a digital electrical computer; obtaining lender criteria for selecting one of the financial assistance providers; storing said criteria for access by said computer; identifying a debtor; selecting one of the financial assistance providers by accessing the criteria, applying the criteria, and accessing one of the stored telephone numbers; and connecting the debtor by telephone to the one of the stored telephone numbers.

Abstract: A method of using a system processing phone call routing, the method including: automatically capturing, by a computer system, call data for each of a plurality of phone calls utilizing a toll free number and routed as referrals to a service, which engages accounting software to automatically track compensation for the referrals by generating an association of the captured phone call data for each of the referrals with compensation for connecting the referrals so as to distinguish the service from phone call referral data and compensation for a plurality of other services receiving other referrals, the engaging initiating digital reporting, via an Internet address, which includes generating, from the association, call referral information related to the service and said compensation for the referrals to the service.

Abstract: A computerized system and method for tracking and reporting online activity across a plurality of clients and servers is disclosed that intercepts and logs secure and non-secure HTTP request and response pages, analyzes each of the received page records, associates each page record to an event type based on user-defined parameters, identifies and extracts user-defined attributes of each page record based on its event type, and reports on the occurrence of the event along with its associated attributes.

Abstract: A computerized system and method for tracking and reporting online activity across a plurality of clients and servers is disclosed that intercepts and logs secure and non-secure HTTP request and response pages, analyzes each of the received page records, associates each page record to an event type based on user-defined parameters, identifies and extracts user-defined attributes of each page record based on its event type, and reports on the occurrence of the event along with its associated attributes.

Abstract: A method of using an interactive voice response system, the method including: from a trunk interface, receiving an inbound communication from a caller, the inbound communication received at the interactive voice response apparatus; at the interactive voice response apparatus, receiving a number associated with the inbound communication, the number indicative of a location of the caller; playing, as at least one interactive voice response by the interactive voice response apparatus, a recorded message to the caller; querying a memory containing call referral data for each of a plurality of services, using the number, to obtain a phone number for one of the services associated with the location of the caller, the querying carried out by the interactive voice response apparatus; and connecting, by the interactive voice response apparatus, the inbound communication to an outbound communication line to connect the caller with the phone number for the one of the services associated with the location of the caller.

Abstract: A computerized system and method for tracking and reporting online activity across a plurality of clients and servers is disclosed that intercepts and logs secure and non-secure HTTP request and response pages, analyzes each of the received page records, associates each page record to an event type based on user-defined parameters, identifies and extracts user-defined attributes of each page record based on its event type, and reports on the occurrence of the event along with its associated attributes.

Abstract: A computerized system and method for tracking and reporting online activity across a plurality of clients and servers is disclosed that intercepts and logs secure and non-secure HTTP request and response pages, analyzes each of the received page records, associates each page record to an event type based on user-defined parameters, identifies and extracts user-defined attributes of each page record based on its event type, and reports on the occurrence of the event along with its associated attributes.

Abstract: A computerized system and method for tracking and reporting online activity across a plurality of clients and servers is disclosed that intercepts and logs secure and non-secure HTTP request and response pages, analyzes each of the received page records, associates each page record to an event type based on user-defined parameters, identifies and extracts user-defined attributes of each page record based on its event type, and reports on the occurrence of the event along with its associated attributes.

Abstract: Apparatus, method, and manufacture, illustratively the aggregation apparatus connects to a sites on the Internet, authenticates itself with the sites, and facilitates at least one of: retrieving user-selected information from the sites, parsing the user-selected information from the sites to produce an aggregation, and rendering at least some of the aggregation as the output; retrieving information from the sites, parsing the information from the sites, and user-selectedly filtering the parsed information in producing an aggregation of the parsed information in producing an aggregation, and rendering at least some of the aggregation as the output; and retrieving information from the sites, parsing the information from the sites, producing an aggregation of the parsed information so as to produce an aggregation of the parsed information, and user-selectedly rendering the aggregation as the output. The rendering can include supplying content from one of the sites to another of the sites.

Abstract: A computerized aggregation system including a computer, a display controlled by the computer, and networking hardware connecting the computer to a network, the computer programmed so that the aggregation apparatus: connects to at least one Internet-connected service; and authenticates itself with each said Internet-connected service; and retrieves input from said Internet-connected service; and connects to at least one appliance computer; and then authenticates itself with each said appliance computer; and retrieves input from each said appliance computer; and parses the input from each said Internet-connected service and parses the input from each said appliance computer so as to produce an aggregation of the parsed input; and renders the aggregation as output.

Abstract: An aggregation apparatus including: a computer, an output device, a display controlled by the computer, and networking hardware connecting the computer to a network, the computer programmed so that the aggregation apparatus: communicates with at least one computer via the Internet to obtain peer-to-peer information corresponding to real time data shared by at least one other computer; processes the peer-to-peer information to produce an aggregation; and then renders the aggregation as output; and then presents at least some of the aggregation and at least one of at least some of the information in a customizable user interface, at least some of the aggregation in association with an automatically generated score that represents a level of communication activity, and at least some of the information in a user interface which includes an automatically generated list of contacts and their associated recent activity.

Abstract: A computerized aggregation system including a computer, a display controlled by the computer, and networking hardware connecting the computer to a network, the computer programmed so that the aggregation apparatus: connects to at least one Internet-connected service; and authenticates itself with each said Internet-connected service; and retrieves input from said Internet-connected service; and connects to at least one appliance computer; and then authenticates itself with each said appliance computer; and retrieves input from each said appliance computer; and parses the input from each said Internet-connected service and parses the input from each said appliance computer so as to produce an aggregation of the parsed input; and renders the aggregation as output.

Abstract: An aggregation system including a computer, and networking hardware connecting the computer to a network. The computer is programmed so that the aggregation system presents an interface which is respectively presented to one or more users and which receives input from said one or more users, parses the input to produce an aggregation, enables executing user-defined rules which include a capacity to initiate an alert process so that a communication corresponding to the aggregation is sent to a recipient, and renders the aggregation as output.

Abstract: A computerized aggregation system, the system including: a master server system programmed to receive data from a user computer, to store the received data, and to process the received data to produce information including credentials, and to provide the information to a client-side application piece at the user computer system, the user computer system adapted to receive said provided information and to communicate said credentials received from the master server system respectively to each of a plurality of third party server systems to facilitate obtaining information from the third party server systems, whereby the user computer system is enabled to aggregate at least some information from the third party server systems on an aggregation template.