Abstract: A method executed by a computing device includes determining an asset selection approach and selecting a first augmenting asset from available augmenting assets to produce a first selected augmenting asset of selected augmenting assets. The method further includes splitting the first selected augmenting asset by reassigning a future time-estimated benefit payment of the first selected augmenting asset to a benefit entity and reassigning a first series of time-certain obligated payments of the first selected augmenting asset to a sponsor entity, such that a beneficial valuation elevation is created where a sum of a benefit net present value and a liability net present value is greater than a fair market value of the selected augmenting assets. The method further includes assigning a portion of the benefit entity to a legacy asset base to leverage the beneficial valuation elevation over direct utilization of the selected augmenting assets.

Abstract: A method executed by a computing device includes determining an asset selection approach for selecting a subset of available augmenting assets and selecting the subset of augmenting assets to produce selected augmenting assets. The method further includes splitting each of the selected augmenting assets to produce an augmenting asset bundle by reassigning a future time-estimated benefit payment of each selected augmenting asset to a benefit entity and reassigning a series of time-certain obligated payments of each selected augmenting asset to a sponsor entity, such that a beneficial valuation elevation is created where a sum of a benefit net present value and a liability net present value is greater than a fair market value of the selected augmenting assets. The method further includes assigning a portion of the benefit entity to a legacy asset base to leverage the beneficial valuation elevation over direct utilization of the selected augmenting assets.

Abstract: A method begins by a computing device determining desired financial attributes of a legacy financial system, where the legacy financial system is supported by a legacy asset base, where the legacy asset base includes a plurality of legacy assets associated with a plurality of legacy asset types. The method continues with the computing device selecting, in accordance with the desired financial attributes, a subset of augmenting assets from a plurality of available augmenting assets to produce an augmenting asset bundle, where each available augmenting asset is associated with a future time-estimated benefit payment and a series of time-certain obligated payments. The method continues with the computing device determining, in accordance with the desired financial attributes, a first portion of an aggregate of the future time-estimated benefit payments of the augmenting asset bundle for assignment to the legacy asset base.

Abstract: A method executed by a computing device includes identifying a payout of a first sub-asset of sub-assets. A first longevity-contingent instrument is rived in accordance with a rive approach to produce the first sub-asset and a first sub-liability of sub-liabilities. The first sub-liability is associated with a first premium payment stream of premium payment streams of the sub-liabilities. The method further includes determining a first portion of the payout to associate with a premium cash escrow in accordance with the rive approach. The premium cash escrow is utilized to fund an aggregated payment of the premium payment streams on behalf of one or more debtors. The method further includes determining a second portion of the payout to associate with a benefit cash account based on the first portion of the payout and in accordance with the rive approach. The benefit cash account is associated with one or more benefactors.

Abstract: A method executed by a computing device includes identifying a payout of a first longevity-contingent asset associated with a first periodic premium payment. The method further includes determining a first portion of the payout to associate with a premium cash escrow in accordance with a rive approach. The premium cash escrow is utilized to fund an aggregated payment of a plurality of periodic premium payments on behalf of one or more debtors in accordance with the rive approach. The method further includes determining a second portion of the payout to associate with a benefit cash account based on the first portion of the payout and in accordance with the rive approach. The benefit cash account is associated with one or more benefactors in accordance with the rive approach.

Abstract: A method executed by a computing device includes identifying a payout of one or more longevity-contingent assets, where a first longevity-contingent asset is associated with a first periodic premium payment, where a benefit cash account is utilized to accrue a portion of the payout on behalf of one or more benefactors, and where a premium cash escrow is utilized to fund an aggregated payment of periodic premium payments on behalf of one or more debtors. The method further includes determining a first portion of the payout to associate with the premium cash escrow in accordance with a longevity-contingent asset de-construction approach. The method further includes determining a second portion of the payout to associate with the benefit cash account based on the first portion of the payout and in accordance with the longevity-contingent asset de-construction approach.

Abstract: A method for servicing longevity-contingent assets includes identifying a payout of one or more longevity-contingent assets, where a first longevity-contingent asset is associated with a first periodic premium payment of periodic premium payments, and where a benefit cash account is utilized to accrue a portion of the payout. The method further includes determining a first portion of the payout to associate with the benefit cash account in accordance with a longevity-contingent asset de-construction approach. The method further includes determining a second portion of the payout to associate with one or more debtors in accordance with the first portion of the payout, where the second portion of the payout is utilized to fund an aggregated payment of the periodic premium payments.

Abstract: A method includes identifying a payout of one or more longevity-contingent assets of the plurality of longevity-contingent assets, where a first longevity-contingent asset of the plurality of longevity-contingent assets is associated with a first periodic premium payment of a plurality of periodic premium payments and where a premium cash escrow is utilized to fund an aggregated payment of the plurality of periodic premium payments. The method further includes determining a first portion of the payout to associate with the premium cash escrow in accordance with a longevity-contingent asset de-construction approach. The method further includes determining second portion of the payout to associate with one or more benefactors based on the first portion of the payout.

Abstract: A method includes determining to optimize a financial system that provides support for ongoing financial obligations utilizing a group of augmenting assets. Each augmenting asset is associated with a corresponding future time-estimated benefit payment and with a corresponding series of time-certain obligated payments. A first percentage of an aggregate of future time-estimated benefit payments provides an augmenting asset contribution to the ongoing financial obligations and a second percentage of the aggregate of the future time-estimated benefit payments provides an offset for an aggregate of each series of time-certain obligated payments. The continues with determining an estimated future augmenting asset contribution to the ongoing financial obligations based on an estimated first percentage of the aggregate of future time-estimated benefit payments.

Abstract: A method begins by a computing device determining desired financial attributes of a legacy financial system, where the legacy financial system is supported by a legacy asset base, where the legacy asset base includes a plurality of legacy assets associated with a plurality of legacy asset types. The method continues with the computing device selecting, in accordance with the desired financial attributes, a subset of augmenting assets from a plurality of available augmenting assets to produce an augmenting asset bundle, where each available augmenting asset is associated with a future time-estimated benefit payment and a series of time-certain obligated payments. The method continues with the computing device determining, in accordance with the desired financial attributes, a first portion of an aggregate of the future time-estimated benefit payments of the augmenting asset bundle for assignment to the legacy asset base.