Patents by Inventor Peter Pridgeon

Peter Pridgeon has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20080091545
    Abstract: The present invention is generally directed to systems and methods for detecting unauthorized or fraudulent use of stored-value instruments. A stored-value instrument can be any instrument (tangible or intangible) that may be associated with a debit account and/or may otherwise be presented for payment for goods and/or services, used to transfer money, etc. The systems and methods of the invention generally involve processing request activity through a predetermined rule set to ascertain whether the activity is potentially unauthorized or fraudulent. The systems and methods of the invention allow for real-time monitoring of request activity for potentially unauthorized or fraudulent use of stored-value instruments.
    Type: Application
    Filed: December 13, 2007
    Publication date: April 17, 2008
    Applicant: First Data Corporation
    Inventors: Kenneth Jennings, John McDonough, Peter Pridgeon, Keith Newbrough
  • Publication number: 20060255125
    Abstract: The present invention is generally directed to systems and methods for detecting unauthorized or fraudulent use of stored-value instruments. A stored-value instrument can be any instrument (tangible or intangible) that may be associated with a debit account and/or may otherwise be presented for payment for goods and/or services, used to transfer money, etc. The systems and methods of the invention generally involve processing request activity through a predetermined rule set to ascertain whether the activity is potentially unauthorized or fraudulent. The systems and methods of the invention allow for real-time monitoring of request activity for potentially unauthorized or fraudulent use of stored-value instruments.
    Type: Application
    Filed: May 11, 2005
    Publication date: November 16, 2006
    Applicant: First Data Corporation
    Inventors: Kenneth Jennings, John McDonough, Peter Pridgeon, Keith Newbrough
  • Publication number: 20060206436
    Abstract: A method for issuing both a virtual card and a physical card to a cardholder comprises issuing a virtual card to a cardholder, with the virtual card comprising an identifier and an associated database record of a stored value. A physical card is also issued to the cardholder. The physical card includes an identifier that is different from the virtual card identifier, and the physical card is in an inactive state until the physical card is activated by linking of the physical card identifier to the database record of the stored value.
    Type: Application
    Filed: May 10, 2006
    Publication date: September 14, 2006
    Applicant: First Data Corporation
    Inventors: Kevin James, Peter Pridgeon, David Cox, Ryan Teixeria