Patents by Inventor Peter Quinlan

Peter Quinlan has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20140279395
    Abstract: Systems and methods for providing credit decisions using the least cost necessary to access data sources. A lending institution can create custom credit decisioning rules which use only the data needed to grant or deny credit. Credit decision data sources are optimized for cost or likelihood of success to provide the lowest overall cost for the credit query. Embodiments allow for early identification of denial or approval of credit and also for identification of various credit products or packages.
    Type: Application
    Filed: March 10, 2014
    Publication date: September 18, 2014
    Applicant: Zoot Enterprises, Inc.
    Inventors: Peter Quinlan, Tom Johnson, Chris Nelson