Abstract: Systems and methods for accepting payments for goods and services provided by a merchant. In one embodiment a method can be implemented by obtaining digital content; offering said digital content to a wireless telephone user; receiving payment information from said user for purchase of said digital content; processing said payment information so as to confirm payment for said digital content; and then downloading said digital content to said wireless telephone of said wireless telephone user. Optionally, the transaction may be staged by the consumer, or others.

Abstract: Systems and methods for accepting payments for goods and services provided by a merchant. In one embodiment a method can be implemented by obtaining digital content; offering said digital content to a wireless telephone user; receiving payment information from said user for purchase of said digital content; processing said payment information so as to confirm payment for said digital content; and then downloading said digital content to said wireless telephone of said wireless telephone user. Optionally, the transaction may be staged by the consumer, or others.

Abstract: Systems and methods for accepting payments for goods and services provided by a merchant. In one embodiment a method can be implemented by obtaining digital content; offering said digital content to a wireless telephone user; receiving payment information from said user for purchase of said digital content; processing said payment information so as to confirm payment for said digital content; and then downloading said digital content to said wireless telephone of said wireless telephone user. Optionally, the transaction may be staged by the consumer, or others.

Abstract: A system and method are provided for processing transactions across an ATM network without requiring the use of a PIN or a signature. The transactions can be aggregated to allow multiple purchases to be processed in a single transaction.

Abstract: A system and method are provided for processing transactions across an ATM network without requiring the use of a PIN or a signature. The transactions can be aggregated to allow multiple purchases to be processed in a single transaction.

Abstract: A system and method are provided for processing transactions across an ATM network without requiring the use of a PIN or a signature. The transactions can be aggregated to allow multiple purchases to be processed in a single transaction.

Abstract: A computerized method for transferring funds from a first account at an initiating financial institution to a second account at a receiving financial institution over an automated teller machine (ATM) network is disclosed. The method may include receiving a funds transfer request from a consumer to transfer funds from the first account at the initiating financial institution to the second account at the receiving financial institution. Authenticating the consumer for a transactions related to the first account at the initiating financial institution may also be included. The system may verify that the funds available in the first account at the initiating financial institution is greater than or equal to the fund transfer amount. Finally, the method debits funds from the first account at the initiating financial institution; and credits funds to the second account at the receiving financial institution.

Abstract: The present invention relates to a method of loading a plurality of medical devices into a plurality of medical device packages, said method comprising providing an apparatus including a pusher plate, a medical device retaining member, a transfer member and a package support member, wherein said device retaining member and said transfer member include a plurality of grooves for receiving and removably retaining a plurality of medical devices and wherein said package support member includes a plurality of recesses for receiving and removably retaining said plurality of medical device packages therein, loading a plurality of packages into said package support member recesses, loading a plurality of integrated medical devices into the retaining member grooves, transferring said plurality of integrated medical devices from said retaining member to said transfer member, urging the transfer member into alignment with said package support member, inserting said plurality of integrated medical devices in said transfe

Abstract: Disclosed are overlapping cDNA sequences encoding for a human voltage-dependent neuronal calcium channel. The complete cDNA which encodes a voltage-operated calcium channel (VOCC) sub-type is assembled from overlapping lambda phages by means of suitable restriction cleavage sites and cloned into a eukaryotic expression vector.