Abstract: Systems, methods, and computer program products for presenting, on a statement associated with a financial transaction instrument, an amount of interest avoided during a statement period. A first interest amount is computed for the statement period according to a first interest calculation method, the first interest amount being an interest amount actually billed to the transaction instrument account holder. A second interest amount is computed for the statement period according to a second interest calculation method. An amount of interest avoided for the statement period is computed by taking a difference of the first interest amount and the second interest amount. The amount of interest avoided for the statement period is displayed on the statement, whereby the holder of the transaction instrument is informed as to the amount of interest avoided by use of the first interest calculation method, rather than the second interest calculation method.

Abstract: In a cutting press of the type wherein an upper platen is forced toward a lower platen to press a die through a workpiece on the lower platen, a more easily operable stroke setting means is provided. In the course of low pressure actuation of the upper platen for this purpose, an operator need only deactivate a solenoid whereby a brake becomes effective to establish the cutting stroke as appropriate to the depth of a die, for subsequent high pressure cutting strokes of the press.