Abstract: The present invention relates to colloidal dispersions and processes of making and using same. Such dispersions comprise an organic monomer and van der Waals materials having little or no oxidation and conformational distortion. As a result, such dispersions can provide two dimensional and three dimensional structures that are made from, in whole or in part, from such colloidal dispersions with unique optical, magnetic and electrical properties. Processes of making and using such dispersions are also disclosed.

Abstract: The present invention employs branded virtual characters across multiple network platforms throughout various stages of complex transactions (eg, selling insurance). These characters initially engage prospective customers on a network platform, such as a social network, and persist over time across other network platforms (eg, university and company websites) to educate consumers until they are ready to purchase—e.g., from their “trusted advisor”—particular products and services offered by various providers. An extensible configuration tool (“Config Tool”) is provided to simplify the continued development of such a system, as well as customization of individual Product Modules (e.g., a Life Insurance Module) by product and service providers (e.g., insurance companies and employers) and other third-party developers (before and during runtime).

Abstract: The electrolyte inside a lead and acid battery is inaccessible and measurements of the voltage across a battery's terminals do not necessarily give a good indication of the future performance of a battery. Furthermore, although the state of charge of a battery can be determined from measurement of the voltage across its terminals, these measurements will be misleading unless they are taken when the battery is in equilibrium. Accordingly, the present invention proposes a battery monitor which takes measurements from a battery and is configured to detect one or more types of event affecting the battery life and to subtract a predetermined amount from a life counter representing the remaining available life of the battery, each time such an event is detected. The monitor is also configured to calculate the state of charge of the battery, but only when the battery is in equilibrium.

Abstract: A reversible timepiece is provided having at least two opposite faces and at least one movement. The timepiece includes and is attached to a bi-laterally flexible watchband adapted to permit its wearer to reverse the timepiece and change from one face to the other without having to remove the timepiece from their wrist.