Abstract: A method and an apparatus is provided to process a request for communication between a calling device and a called device. The method includes receiving the request from the calling device at a communication processor and establishing a communication link between the communication processor and the called device. Thereafter, the called device is provided with a prepayment option to pay funds into a client account and the called device is monitored for selection of the prepayment option. When the prepayment option is selected, the called device is connected to a prepayment facility thereby to enable a prepayment account to be set up immediately without requiring the called party to place an independent call to the prepayment facility.