Abstract: A hybrid type golf club head is disclosed herein. The hybrid golf club head preferably has an increased heel/toe camber to minimize drag through rough when a golfer swings the hybrid golf club. A sole of the hybrid golf club head is relieved to allow for the face angle to open without the leading edge lifting too high.

Abstract: A hybrid type golf club head is disclosed herein. The hybrid golf club head preferably has an increased heel/toe camber to minimize drag through rough when a golfer swings the hybrid golf club. A sole of the hybrid golf club head is relieved to allow for the face angle to open without the leading edge lifting too high.

Abstract: Systems and method for implementing a financial services benefit reward program, e.g. a credit card or debit card reward program, for a plurality of participants comprises the steps of determining a program fee based on a financial transaction by a participant; contributing at least a portion of said program fee called a contribution amount to a group insurance investment account in which each participant has a participant interest; and adjusting the participant's participant interest in the group insurance investment account based on the amount of said contribution amount. The method may also comprise restricting access to the participant interest until after a set period of time, imposing a penalty for early withdrawal, and/or utilizing an insurance investment plan having advantageous tax treatment.

Abstract: A portable variable power zoom periscope having an upright oriented main tubular member having a reciprocally mounted slide bar attached thereto. A prism housing is secured to the top end of the slide bar. A flashlight holder is detachably secured to an attachment bracket at the top end of the slide bar and it has a flashlight removably mounted therein. The portable variable power zoom periscope has a focusing lens assembly, a zoom lens assembly and a detachable handle. A belt hook is removably secured to the periscope by the removable handle. The handle may have a radio mounted therein.