Abstract: Herein disclosed are systems and methods for distributing fractional equity rewards to users of a loyalty platform based on tracked user loyalty purchases. The disclosed systems and methods may reduce time between a user loyalty purchase and distribution of a fractional equity reward determined based on the user loyalty purchase. In one example, by maintaining a pre-purchased supply of shares within an inventory account of the loyalty platform, and by distributing fractional equity rewards to user accounts on the loyalty platform from the pre-purchased supply, a reduction in reward distribution time may be enabled. Further, by maintaining the pre-purchased supply of shares of stock within the inventory based on a running average rate of fractional equity reward distribution, and predicted events, the amount of stock in the inventory may be intelligently controlled to reduce excess inventory, while reducing a probability of reward distribution delay.

Abstract: Herein disclosed are systems and methods for distributing fractional equity rewards to users of a loyalty platform based on tracked user loyalty purchases. The disclosed systems and methods may reduce time between a user loyalty purchase and distribution of a fractional equity reward determined based on the user loyalty purchase. In one example, by maintaining a pre-purchased supply of shares within an inventory account of the loyalty platform, and by distributing fractional equity rewards to user accounts on the loyalty platform from the pre-purchased supply, a reduction in reward distribution time may be enabled. Further, by maintaining the pre-purchased supply of shares of stock within the inventory based on a running average rate of fractional equity reward distribution, and predicted events, the amount of stock in the inventory may be intelligently controlled to reduce excess inventory, while reducing a probability of reward distribution delay.

Abstract: Herein disclosed are systems and methods for distributing fractional equity rewards to users of a loyalty platform based on tracked user loyalty purchases. The disclosed systems and methods may reduce time between a user loyalty purchase and distribution of a fractional equity reward determined based on the user loyalty purchase. In one example, by maintaining a pre-purchased supply of shares within an inventory account of the loyalty platform, and by distributing fractional equity rewards to user accounts on the loyalty platform from the pre-purchased supply, a reduction in reward distribution time may be enabled. Further, by maintaining the pre-purchased supply of shares of stock within the inventory based on a running average rate of fractional equity reward distribution, and predicted events, the amount of stock in the inventory may be intelligently controlled to reduce excess inventory, while reducing a probability of reward distribution delay.

Abstract: Herein disclosed are systems and methods for distributing fractional equity rewards to users of a loyalty platform based on tracked user loyalty purchases. The disclosed systems and methods may enable a reduction in time between a user loyalty purchase and distribution of a fractional equity reward determined based on the user loyalty purchase. In one example, by maintaining merchant deposit accounts within the loyalty platform, and by aggregating pending fractional equity rewards, a speed of fractional equity reward distribution may be increased. Further, the merchant deposit accounts may enable reduction of an amount of stock held in an inventory account of the loyalty platform. The disclosure is further directed towards reducing user frustration by displaying equity reward statuses indicating a status of a pending fractional equity reward, which may further include an indication of an estimated reward fulfillment time.

Abstract: Herein disclosed are systems and methods for distributing equity rewards to users of a loyalty platform based on tracked user loyalty purchases, where the equity rewards are provided for businesses that are automatically selected based upon information regarding a transaction history of the user and/or demographics of the user. The disclosed systems and methods may enable a reduction in time in signing up for equity rewards for one or more businesses. The disclosure is further directed to determining a business associated with a transaction using information associated with the transaction from a third-party data aggregator/integrator.

Abstract: Herein disclosed are systems and methods for automatically redistributing a user's accumulated rewards based on, in one example, a change in loyalty by the user. In one example, a method for redistributing accumulated rewards on a loyalty platform in a single click comprises displaying a selectable interface element on a user device, wherein the selectable interface element indicates an accumulated reward from a first business in a rewards account of the user on the loyalty platform, and at least a second business, responding to selection of the selectable interface element by purchasing an amount of shares of stock in the second business using the accumulated reward, and presenting a notification to the user indicating that redistribution of the accumulated reward has been performed. The disclosed systems and methods may enable a reduction in delays and user frustration associated with conventional approaches for rebalancing a portfolio of accumulated rewards.

Abstract: Herein disclosed are systems and methods for distributing fractional equity rewards to users of a loyalty platform based on tracked user loyalty purchases. The disclosed systems and methods may reduce time between a user loyalty purchase and distribution of a fractional equity reward determined based on the user loyalty purchase. In one example, by maintaining a pre-purchased supply of shares within an inventory account of the loyalty platform, and by distributing fractional equity rewards to user accounts on the loyalty platform from the pre-purchased supply, a reduction in reward distribution time may be enabled. Further, by maintaining the pre-purchased supply of shares of stock within the inventory based on a running average rate of fractional equity reward distribution, and predicted events, the amount of stock in the inventory may be intelligently controlled to reduce excess inventory, while reducing a probability of reward distribution delay.