Abstract: A method for implementing a dynamic financial statement may include generating and dynamically updating a financial statement for a consumer based on the receipt of consumer-related information from the consumer or other entities. A database of updated dynamic financial statements may be queried by external systems such as the consumer's or another entity's computer for statements that satisfy one or more criteria. One or more computer systems may create and deliver offers to consumers corresponding to the statements satisfying the query. Those offers may invoke dynamic pricing, e.g., better pricing may be offered to those consumers as compared to consumers that don't satisfy the queried details. Those offers alternatively may invoke collaborative or group pricing, i.e., a certain price may be available if enough consumers accept the offer.

Abstract: An electrical digital computer machine and a data processing system, methods of making and for using the machine, products produced thereby, as well as data structures and articles of manufacture pertaining thereto, and all necessary intermediates of that which is discussed herein, all in the field of computerized aspects of CARD crediting or debiting to GREENLIFEs, e.g. organic food bill and the like. More particularly, there can be a computer system applying a CARD debit or credit to a GREENLIFE. Another approach can include: a first computer system enabling a debit to be incurred in connection with usage of a CARD, such as a debit, credit, or membership card; and a second computer system enabling a GREENLIFE, such as a utility bill, and applying the debit or credit to the GREENLIFE.

Abstract: An electrical digital computer machine and a data processing system, methods of making and for using the machine, products produced thereby, as well as data structures and articles of manufacture pertaining thereto, and all necessary intermediates of that which is discussed herein, all in the field of computerized aspects of card crediting to mortgages and the like. A computer system applying a card debit to a mortgage, a first computer system enabling a debt to be incurred in connection with usage of a card, such as a debit, credit, or Sharia-compliant card. A second computer system can enabling a mortgage, such as a first mortgage, and apply debit from the card to the mortgage.

Abstract: An electrical digital computer machine and a data processing system, methods of making and for using the machine, products produced thereby, as well as data structures and articles of manufacture pertaining thereto, and all necessary intermediates of that which is discussed herein, all in the field of computerized aspects of card crediting to mortgages and the like. More particularly, there is a method for card activity-based residential expense crediting, such as that for points, an external mortgage, or the like. The method includes the steps of: associating card activity with an external residential expense; crediting an amount to the residential expense responsive to the card activity; and generating output including the card activity-based residential expense crediting; wherein at least some of the steps are carried out by computer.

Abstract: An electrical digital computer machine and a data processing system, methods of making and for using the machine, products produced thereby, as well as data structures and articles of manufacture pertaining thereto, and all necessary intermediates of that which is discussed herein, all in the field of computerized aspects of card crediting to mortgages and the like. More particularly, there is a method for card activity-based mortgage crediting, the method including the steps of: associating card activity with a mortgage of a cardholder; crediting an amount to the mortgage responsive to the card activity; and generating output including the charge card activity-based mortgage crediting; wherein at least some of the steps are carried out by a digital electrical computer.

Abstract: An electrical digital computer machine and a data processing system, methods of making and for using the machine, products produced thereby, as well as data structures and articles of manufacture pertaining thereto, and all necessary intermediates of that which is discussed herein, all in the field of computerized aspects of card crediting to mortgages and the like. More particularly, there can be a computer system applying a card debit to a first mortgage. Another approach can include: a first computer system enabling a debt to be incurred in connection with usage of a card, such as a debit, credit, or Sharia-compliant card; and a second computer system enabling a mortgage, such as a first mortgage, and applying the debit to the mortgage.

Abstract: A method for managing finances and risks with a computer, the method including the steps of: collecting credit, job, health, family, and financial information at the computer; evaluating this information with the computer; scoring this information with the computer; and generating output including information on financial and risk management.

Abstract: A method for managing finances and risks with a computer, the method including the steps of: collecting credit, job, health, family, and financial information at the computer; evaluating this information with the computer; scoring this information with the computer; and generating output including information on financial and risk management.