Patents by Inventor Philip D. Lapsley
Philip D. Lapsley has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 9483764Abstract: Tokenless biometric authorization of transaction between a consumer and a merchant uses an identicator and an access device. A consumer registers with the identicator a biometric sample taken from the consumer. The consumer and merchant establish communications via the access device. The merchant proposes a transaction to the consumer via the access device. The access device communicates to the merchant associated with the access device. After the consumer and merchant have agreed on the transaction, the consumer and the identicator use the access device to establish communications. The access device communicates to the identicator the code associated with the access device. The identicator compares biometric sample from the consumer with registered biometric sample. Upon successful identification, the identicator forwards information regarding the consumer to the merchant.Type: GrantFiled: January 8, 2014Date of Patent: November 1, 2016Assignee: Open Invention Network, LLCInventors: Philip D. Lapsley, Philip J. Gioia, Michael Kleeman
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Patent number: 9165323Abstract: A system for enabling identity verification of an individual in a transaction between the individual and an entity that utilizes a data processing system, an entity device, and an individual device. The individual registers with the data processing system biometric data taken from the individual and data pertaining to an individual device. The entity registers with the data processing system entity identifying information. Once the individual and entity agree on a transaction, the entity notifies the data processing system of the pending transaction and requests verification of the individual's identity. The individual communicates to the data processing system individual biometric data. The data processing system compares the biometric data from the individual with registered biometric data. The data processing system forwards a result of the comparison to the entity and upon a successful comparison, may forward any requested information regarding the individual to the entity.Type: GrantFiled: December 10, 2012Date of Patent: October 20, 2015Assignee: Open Innovation Network, LLCInventors: Philip D. Lapsley, Philip J. Gioia, Michael Kleeman, Tennille V. Goff, Daniel J. Corwin
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Patent number: 8630932Abstract: Tokenless biometric authorization of transaction between a consumer and a merchant uses an identicator and an access device. A consumer registers with the identicator a biometric sample taken from the consumer. The consumer and merchant establish communications via the access device. The merchant proposes a transaction to the consumer via the access device. The access device communicates to the merchant associated with the access device. After the consumer and merchant have agreed on the transaction, the consumer and the identicator use the access device to establish communications. The access device communicates to the identicator the code associated with the access device. The identicator compares biometric sample from the consumer with registered biometric sample. Upon successful identification, the identicator forwards information regarding the consumer to the merchant.Type: GrantFiled: August 16, 2012Date of Patent: January 14, 2014Assignee: Open Invention Network, LLCInventors: Philip D. Lapsley, Philip J. Gioia, Michael Kleeman
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Patent number: 8630933Abstract: Tokenless biometric authorization of transaction between a consumer and a merchant uses an identicator and an access device. A consumer registers with the identicator a biometric sample taken from the consumer. The consumer and merchant establish communications via the access device. The merchant proposes a transaction to the consumer via the access device. The access device communicates to the merchant associated with the access device. After the consumer and merchant have agreed on the transaction, the consumer and the identicator use the access device to establish communications. The access device communicates to the identicator the code associated with the access device. The identicator compares biometric sample from the consumer with registered biometric sample. Upon successful identification, the identicator forwards information regarding the consumer to the merchant.Type: GrantFiled: April 10, 2013Date of Patent: January 14, 2014Assignee: Open Invention Network, LLCInventors: Philip D. Lapsley, Michael Kleeman, Philip J. Gioia
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Patent number: 8452680Abstract: Tokenless biometric authorization of transaction between a consumer and a merchant uses an identicator and an access device. A consumer registers with the identicator a biometric sample taken from the consumer. The consumer and merchant establish communications via the access device. The merchant proposes a transaction to the consumer via the access device. The access device communicates to the merchant associated with the access device. After the consumer and merchant have agreed on the transaction, the consumer and the identicator use the access device to establish communications. The access device communicates to the identicator the code associated with the access device. The identicator compares biometric sample from the consumer with registered biometric sample. Upon successful identification, the identicator forwards information regarding the consumer to the merchant.Type: GrantFiled: October 28, 2011Date of Patent: May 28, 2013Assignee: Open Invention Network, LLCInventors: Philip D. Lapsley, Philip J. Gioia, Michael Kleeman
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Patent number: 8073756Abstract: Tokenless biometric authorization of transaction between a consumer and a merchant uses an identicator and an access device. A consumer registers with the identicator a biometric sample taken from the consumer. The consumer and merchant establish communications via the access device. The merchant proposes a transaction to the consumer via the access device. The access device communicates to the merchant associated with the access device. After the consumer and merchant have agreed on the transaction, the consumer and the identicator use the access device to establish communications. The access device communicates to the identicator the code associated with the access device. The identicator compares biometric sample from the consumer with registered biometric sample. Upon successful identification, the identicator forwards information regarding the consumer to the merchant.Type: GrantFiled: May 16, 2011Date of Patent: December 6, 2011Assignee: Open Invention Network, LLCInventors: Philip D. Lapsley, Philip J. Gioia, Michael Kleeman
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Patent number: 7970678Abstract: Tokenless biometric authorization of transaction between a consumer and a merchant uses an identicator and an access device. A consumer registers with the identicator a biometric sample taken from the consumer. The consumer and merchant establish communications via the access device. The merchant proposes a transaction to the consumer via the access device. The access device communicates to the merchant associated with the access device. After the consumer and merchant have agreed on the transaction, the consumer and the identicator use the access device to establish communications. The access device communicates to the identicator the code associated with the access device. The identicator compares biometric sample from the consumer with registered biometric sample. Upon successful identification, the identicator forwards information regarding the consumer to the merchant.Type: GrantFiled: April 14, 2009Date of Patent: June 28, 2011Inventors: Philip D. Lapsley, Philip J. Gioia, Michael Kleeman
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Publication number: 20090228362Abstract: A method and device enables tokenless authorization of an electronic payment between a payor and a payee using an electronic identicator and a payor bid biometric sample. The payor registers with a registration biometric sample, and a payor financial account identifier. The payee registers a payee identification data with the electronic identicator. A payee bid identification data and a payor bid biometric sample are electronically forwarded to the identicator. The bid biometric sample is compared with registered biometric samples and the payee's bid identification data is compared with a payee's registered identification data for a successful or failed identifications of the payor and payee. If successful, an electronic financial transaction is then formed comprising a transaction amount and a payor financial account identifier. Loyalty or reward information stored in the database at the DPC is automatically transmitted back to the PIA along with any financial account information.Type: ApplicationFiled: May 15, 2009Publication date: September 10, 2009Applicant: YT ACQUISITION CORPORATIONInventors: Philip D. Lapsley, Jonathan Alexander Lee, David Ferrin Pare, JR., Ned Hoffman
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Publication number: 20090205033Abstract: Tokenless biometric authorization of transaction between a consumer and a merchant uses an identicator and an access device. A consumer registers with the identicator a biometric sample taken from the consumer. The consumer and merchant establish communications via the access device. The merchant proposes a transaction to the consumer via the access device. The access device communicates to the merchant associated with the access device. After the consumer and merchant have agreed on the transaction, the consumer and the identicator use the access device to establish communications. The access device communicates to the identicator the code associated with the access device. The identicator compares biometric sample from the consumer with registered biometric sample. Upon successful identification, the identicator forwards information regarding the consumer to the merchant.Type: ApplicationFiled: April 14, 2009Publication date: August 13, 2009Applicant: YT ACQUISITIONInventors: Philip D. Lapsley, Philip J. Gioia, Michael Kleeman
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Patent number: 7565329Abstract: Tokenless biometric authorization of transaction between a consumer and a merchant uses an identicator and an access device. A consumer registers with the identicator a biometric sample taken from the consumer. The consumer and merchant establish communications via the access device. The merchant proposes a transaction to the consumer via the access device. The access device communicates to the merchant associated with the access device. After the consumer and merchant have agreed on the transaction, the consumer and the identicator use the access device to establish communications. The access device communicates to the identicator the code associated with the access device. The identicator compares biometric sample from the consumer with registered biometric sample. Upon successful identification, the identicator forwards information regarding the consumer to the merchant.Type: GrantFiled: May 30, 2001Date of Patent: July 21, 2009Assignee: YT Acquisition CorporationInventors: Philip D. Lapsley, Philip J. Gioia, Michael Kleeman
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Patent number: 7536352Abstract: A method and device enables tokenless authorization of an electronic payment between a payor and a payee using an electronic identicator and a one payor bid biometric sample. The payor registers with a registration biometric sample, and a payor financial account identifier. The payee registers a payee identification data with the electronic identicator. A payee bid identification data and a payor bid biometric sample are electronically forwarded to the identicator. The bid biometric sample is compared with registered biometric samples and the payee's bid identification data is compared with a payee's registered identification data for a successful or failed identifications of the payor and payee. If the identicator successfully identifies the payor and payee, the identicator electronically forwards a payor financial account identifier to the payee. An electronic financial transaction is then formed comprising a transaction amount and a payor financial account identifier.Type: GrantFiled: April 18, 2005Date of Patent: May 19, 2009Assignee: YT Acquisition CorporationInventors: Philip D. Lapsley, Jonathan Alexander Lee, David Ferrin Pare, Jr., Ned Hoffman
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Patent number: 6950810Abstract: The invention provides a method and device for tokenless authorization of an electronic payment between a payor and a payee using an electronic third party identicator and at least one payor bid biometric sample. In a payor registration step, the payor registers with an electronic third party identicator at least one registration biometric sample, and at least one payor financial account identifier. The payee registers a payee identification data with the electronic third party identicator. A payee bid identification data and a payor bid biometric sample collected from the payor's person are electronically forwarded to the third party electronic identicator. A comparator engine compares the bid biometric sample with at least one registered biometric sample for producing either a successful or failed identification of the payor.Type: GrantFiled: December 6, 2000Date of Patent: September 27, 2005Assignee: Indivos CorporationInventors: Philip D. Lapsley, Jonathan Alexander Lee, David Ferrin Pare, Jr., Ned Hoffman
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Publication number: 20020019811Abstract: Tokenless biometric authorization of an electronic transaction between a consumer and a merchant uses an electronic identicator and an access device. The access device need not contain data personalized to the consumer. A consumer registers with the identicator a registration biometric sample taken from the consumer's person. The consumer and merchant establish mutual communications via the access device. The merchant proposes a commercial transaction to the consumer via the access device. The access device communicates to the merchant an identification code associated with the access device. After the consumer and merchant have agreed on the transaction, the consumer and the identicator use the access device to establish mutual communications. The access device communicates to the identicator the identification code associated with the access device. The identicator compares a bid biometric sample from the consumer with registered biometric sample to try to identify the consumer.Type: ApplicationFiled: May 30, 2001Publication date: February 14, 2002Applicant: VeriStar CorporationInventors: Philip D. Lapsley, Philip J. Gioia, Michael Kleeman
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Publication number: 20010000535Abstract: The invention provides a method and device for tokenless authorization of an electronic payment between a payor and a payee using an electronic third party identicator and at least one payor bid biometric sample. In a payor registration step, the payor registers with an electronic third party identicator at least one registration biometric sample, and at least one payor financial account identifier. The payee registers a payee identification data with the electronic third party identicator. A payee bid identification data and a payor bid biometric sample collected from the payor's person are electronically forwarded to the third party electronic identicator. A comparator engine compares the bid biometric sample with at least one registered biometric sample for producing either a successful or failed identification of the payor.Type: ApplicationFiled: December 6, 2000Publication date: April 26, 2001Inventors: Philip D. Lapsley, Jonathan Alexander Lee, David Ferrin Pare, Ned Hoffman