Patents by Inventor Philip Gardiner

Philip Gardiner has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20230306515
    Abstract: A computer implemented method for managing capital for a primary entity. The method comprising: determining a baseline cash flow forecast for a time frame based on financial data associated with the primary entity for that time frame; determining one or more sub-time frames of the time frame where cash flow is predicted to be in surplus or deficit; and based on the determined sub-time frames, generating by a recommendation engine one or more recommendations to improve capital management for the primary entity.
    Type: Application
    Filed: September 3, 2020
    Publication date: September 28, 2023
    Inventors: Benjamin Lloyd Styles, Donald John Robert Permezel, Philip Gardiner, Antoine Merval
  • Publication number: 20230257815
    Abstract: The present invention relates to a method of predicting response to treatment with a disease-modifying anti-rheumatic drug, and/or classifying disease activity in a subject with rheumatoid arthritis by determining the quantitative level of one or more biomarkers and either predicting response to treatment with a disease-modifying anti-rheumatic drug, classifying disease activity, and/el or predicting response to treatment with a disease-modifying anti-rheumatic drug and classifying disease activity.
    Type: Application
    Filed: June 25, 2021
    Publication date: August 17, 2023
    Inventors: David GIBSON, Tony BJOURSON, Amanda EAKIN, Philip GARDINER, Gary WRlGHT, Naomi TODD
  • Publication number: 20220193191
    Abstract: The present invention relates to the treatment of asthma in a human subject by administering by inhalation a therapeutically effective amount of an anti-IL-4 receptor alpha (IL-4Ra) lipocalin mutein, or a variant or fragment thereof, to said subject, wherein the delivered dose of said lipocalin mutein, or variant or fragment thereof, is from about 0.1 mg to about 160 mg. The lipocalin mutein, or a variant or fragment thereof, may for example be administered at least once per day, once per day or twice per day.
    Type: Application
    Filed: March 25, 2020
    Publication date: June 23, 2022
    Inventors: Lena Therese AXELSSON, David Robert CLOSE, Philip GARDINER, Aulikki Ingergard Alexandra JAUHIANINEN, Ekaterina PARDALI, Mary FITZGERALD, Gabriele MATSCHINER, Ingmar BRUNS, Gunnel Marita OLSSON
  • Publication number: 20140258093
    Abstract: Methods, systems and/or computer instructions of enabling the creation and configuration of lending circles for members of organized communities, while optionally maintaining the anonymity of members.
    Type: Application
    Filed: March 5, 2014
    Publication date: September 11, 2014
    Applicant: CLEARMATCH HOLDINGS (SINGAPORE) PTE. LTD.
    Inventors: Philip Gardiner, Matthew John Symons, Greg Symons
  • Publication number: 20140067650
    Abstract: Systems and methods for lending based on automatic retrieval from third-party databases of data for loan qualification scoring factors in the nature of: financial management, leadership, social networking, advocacy, and accountability, and providing investors a borrower credit profile and/or loan qualification score derived at least in part from the scoring factors. A method of dynamic loan pricing, including the steps of: periodically updating an existing borrower's credit profile, and changing the terms of an existing borrower's loan, or making a new loan offering, based on an updating. A method of lending based on automated use of the following loan qualification scoring factors: financial management, leadership, social networking, advocacy, and accountability. Methods and systems for creating fractional units of a loan and offering the units to lenders to create a loan that is the aggregate of multiple subloans (loan subunits) from different lenders.
    Type: Application
    Filed: August 27, 2013
    Publication date: March 6, 2014
    Applicant: CLEARMATCH HOLDINGS (SINGAPORE) PTE. LTD.
    Inventors: Philip Gardiner, Greg Symons, Matt Symons
  • Patent number: 4649700
    Abstract: A fuel control system is provided for a turbine engine for delivering fuel from a fuel source and to the turbine engine combustion chamber to maximize fuel economy engine efficiency. The fuel control system comprises a fuel pump having its outlet connected to the inlet of a fuel control assembly while the outlet from the fuel control assembly is connected to the combustion chamber. A variable orifice within the fuel control assembly is responsive both to the differential pressure between the compressor inlet and outlet as well as the position of the engine throttle to vary the flow rate through the fuel control assembly and to the combustion chamber.
    Type: Grant
    Filed: April 29, 1985
    Date of Patent: March 17, 1987
    Inventors: Philip Gardiner, Robert W. Chevis, Robert N. Penny