Patents by Inventor Philip J. Mikal

Philip J. Mikal has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • System and Method for Third Party Payment Processing of Credit Cards
    Publication number: 20090248555
    Abstract: A system and method for enabling a debtor to charge a payment to a credit card when a creditor does not accept credit card payments is provided. The system comprises a customer interface, an approval engine, a scheduling engine, a service fee engine and schedule, a currency engine and schedule, a payment engine, and a reporting engine. The method comprises the steps of receiving customer data, approving the transaction, processing the credit card charge, and paying the creditor.
    Type: Application
    Filed: February 27, 2009
    Publication date: October 1, 2009
    Applicant: CARDIT, LLC
    Inventors: Alexander SADA, Philip J. Mikal
  • System and Method for Third Party Payment Processing of Credit Cards
    Publication number: 20080059370
    Abstract: A system and method for enabling a debtor to charge a payment to a credit card when a creditor does not accept credit card payments is provided. The system comprises a customer interface, an approval engine, a scheduling engine, a service fee engine and schedule, a currency engine and schedule, a payment engine, and a reporting engine. The method comprises the steps of receiving customer data, approving the transaction, processing the credit card charge, and paying the creditor.
    Type: Application
    Filed: January 30, 2007
    Publication date: March 6, 2008
    Applicant: CARDIT, LLC
    Inventors: Alexander Sada, Philip J. Mikal
  • Diagnostic clearing house
    Patent number: 6687652
    Abstract: A diagnostic clearing house comprises a tool repository to store a plurality of diagnostic tools. A communication vehicle allows a plurality of diagnostic tool users to exchange diagnostic information. A management system manages access to and content of the tool repository and the communication vehicle and manages distribution of diagnostic tools from the tool repository to an end user. The diagnostic clearing house may be web-based.
    Type: Grant
    Filed: March 22, 2001
    Date of Patent: February 3, 2004
    Assignee: Sun Microsystems, Inc.
    Inventors: Philip J. Mikal, Mou-Sheng Cheng, Stephen YiPing Chou
  • Diagnostic clearing house
    Publication number: 20020138234
    Abstract: A diagnostic clearing house comprises a tool repository to store a plurality of diagnostic tools. A communication vehicle allows a plurality of diagnostic tool users to exchange diagnostic information. A management system manages access to and content of the tool repository and the communication vehicle and manages distribution of diagnostic tools from the tool repository to an end user. The diagnostic clearing house may be web-based.
    Type: Application
    Filed: March 22, 2001
    Publication date: September 26, 2002
    Inventors: Philip J. Mikal, Mou-Sheng Cheng, Stephen YiPing Chou