Patents by Inventor Philip Pointer

Philip Pointer has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 9123375
    Abstract: A system of receiving prerecorded media discs from users is disclosed. The system may include a control system having a processor capable of accessing a library associating a native bar code with the content of a prerecorded media disc and receiving the identification of a native bar code of a media disc from an optical disc identification system. The system may also include a user interface system having a buy-back activator and being adapted to receive a media disc from a user, where the user interface is capable of communicating a buy-back price to the user. An optical disc identification system may include a disc holder, a light source, a sensor capable of capturing a digital image of the hub of a media disc including a native bar code, and an image processor capable of reading the native bar code from a digital image.
    Type: Grant
    Filed: March 13, 2013
    Date of Patent: September 1, 2015
    Inventors: Dwain Crackel, David W. Ferguson, Victor A. Kean, Philip Pointer, Alan R. Wolf
  • Publication number: 20140054363
    Abstract: A system of receiving prerecorded media discs from users is disclosed. The system may include a control system having a processor capable of accessing a library associating a native bar code with the content of a prerecorded media disc and receiving the identification of a native bar code of a media disc from an optical disc identification system. The system may also include a user interface system having a buy-back activator and being adapted to receive a media disc from a user, where the user interface is capable of communicating a buy-back price to the user. An optical disc identification system may include a disc holder, a light source, a sensor capable of capturing a digital image of the hub of a media disc including a native bar code, and an image processor capable of reading the native bar code from a digital image.
    Type: Application
    Filed: March 13, 2013
    Publication date: February 27, 2014
    Inventors: Dwain CRACKEL, David W. FERGUSON, Victor A. KEAN, Philip POINTER, Alan R. WOLF
  • Patent number: 8413881
    Abstract: A system of receiving prerecorded media discs from users is disclosed. The system may include a control system having a processor capable of accessing a library associating a native bar code with the content of a prerecorded media disc and receiving the identification of a native bar code of a media disc from an optical disc identification system. The system may also include a user interface system having a buy-back activator and being adapted to receive a media disc from a user, where the user interface is capable of communicating a buy-back price to the user. An optical disc identification system may include a disc holder, a light source, a sensor capable of capturing a digital image of the hub of a media disc including a native bar code, and an image processor capable of reading the native bar code from a digital image.
    Type: Grant
    Filed: February 22, 2010
    Date of Patent: April 9, 2013
    Assignee: Into Great Companies, Inc.
    Inventors: Dwain Crackel, David W. Ferguson, Victor A. Kean, Jr., Philip Pointer, Alan R. Wolf
  • Publication number: 20110204134
    Abstract: A system of receiving prerecorded media discs from users is disclosed. The system may include a control system having a processor capable of accessing a library associating a native bar code with the content of a prerecorded media disc and receiving the identification of a native bar code of a media disc from an optical disc identification system. The system may also include a user interface system having a buy-back activator and being adapted to receive a media disc from a user, where the user interface is capable of communicating a buy-back price to the user. An optical disc identification system may include a disc holder, a light source, a sensor capable of capturing a digital image of the hub of a media disc including a native bar code, and an image processor capable of reading the native bar code from a digital image.
    Type: Application
    Filed: February 22, 2010
    Publication date: August 25, 2011
    Inventors: Dwain CRACKEL, David W. FERGUSON, Victor KEAN, JR., Philip POINTER, Alan WOLF
  • Patent number: 7853524
    Abstract: Systems and methods for selecting a form for crediting a payee by a payment service provider include receiving a request to pay a payee on behalf of a payer. A form for crediting the payee is selected based on at least one of a comparison of a payer account number associated with the payer and the payee to a merchant account scheme associated with the payee or a comparison of a payment amount associated with the received request to a merchant credit limit associated with the payee. A payment is directed to the payee in accordance with the selected form for crediting.
    Type: Grant
    Filed: December 26, 2001
    Date of Patent: December 14, 2010
    Assignee: CheckFree Corporation
    Inventors: Peter J. Kight, Mark A. Johnson, Tamara K. Christenson, Regina Lach, Philip Pointer, Kenneth Cook
  • Patent number: 7240031
    Abstract: A method and system for paying bills. A service provider receives, via a network, a request to pay a bill on behalf of a consumer. The consumer can request that any merchant be paid. The service provider searches a master database containing names of merchants to determine if the merchant the consumer has requested be paid is included in the database. If the merchant is not included in the database the service provider adds the merchant to the database. The request is processed to generate an instruction to pay the merchant.
    Type: Grant
    Filed: March 31, 2000
    Date of Patent: July 3, 2007
    Assignee: CheckFree Corporation
    Inventors: Peter J. Kight, Mark A. Johnson, Tamara K. Christenson, Regina Lach, Philip Pointer, Kenneth Cook
  • Patent number: 7213003
    Abstract: A system and method for paying bills which uses bank routing numbers. A service provider receives a bank routing number from a consumer, the routing number belonging to the bank at which the consumer maintains a deposit account. The service provider verifies that this received routing number is correct. The verification includes comparing the received routing number to a database of routing numbers which the service provider has obtained from banks.
    Type: Grant
    Filed: March 31, 2000
    Date of Patent: May 1, 2007
    Assignee: Checkfree Corporation
    Inventors: Peter J. Kight, Mark A. Johnson, Tamara K. Christenson, Regina Lach, Philip Pointer, Kenneth Cook
  • Patent number: 7107244
    Abstract: A computerized payment system by which a consumer may instruct a service provider by telephone, computer terminal, or other telecommunications methods to pay various bills without the consumer having to write a check for each bill. The system operates without restriction as to where the consumer banks and what bills are to be paid. The service provider collects consumers' information, financial institutions information and merchant information and arranges payment based on a financial risk analysis to the merchants according to the consumers instructions.
    Type: Grant
    Filed: June 11, 2001
    Date of Patent: September 12, 2006
    Assignee: CheckFree Corporation
    Inventors: Peter J. Kight, Mark A. Johnson, Tamara K. Christenson, Regina Lach, Philip Pointer, Kenneth Cook
  • Patent number: 7039650
    Abstract: A database merging apparatus includes a database pair generator that creates a database pair from a first database, a probe set generator that creates a database probe set from a second database and a comparator in communication with the database pair generator and the probe set generator. The comparator determines if the database probe set correlates to the database pair. An identifier is in communication with the comparator to identify a correlation between the database pair and the database probe set so that correlating data from the first database and the second database can be accessed if there is a correlation.
    Type: Grant
    Filed: August 2, 2002
    Date of Patent: May 2, 2006
    Assignee: Sypherlink, Inc.
    Inventors: Steve Adams, James Paat, Philip Pointer
  • Publication number: 20040093305
    Abstract: A computerized payment system by which a consumer may instruct a service provider by telephone, computer terminal, or other telecommunications means to pay various bills without the consumer having to write a check for each bill. The system operates without restriction as to where the consumer banks and what bills are to be paid. The service provider collects consumers' information, financial institutions' information and merchant information and arranges payment based on a financial risk analysis to the merchants according to the consumers' instructions.
    Type: Application
    Filed: October 31, 2003
    Publication date: May 13, 2004
    Applicant: CHECKFREE CORPORATION
    Inventors: Peter J. Kight, Mark A. Johnson, Tamara K. Christenson, Regina Lach, Philip Pointer, Kenneth Cook
  • Publication number: 20040083171
    Abstract: A computerized payment system by which a consumer may instruct a service provider by telephone, computer terminal, or other telecommunications means to pay various bills without the consumer having to write a check for each bill. The system operates without restriction as to where the consumer banks and what bills are to be paid. The service provider collects consumers' information, financial institutions' information and merchant information and arranges payment based on a financial risk analysis to the merchants according to the consumers' instructions.
    Type: Application
    Filed: October 31, 2003
    Publication date: April 29, 2004
    Applicant: CHECKFREE CORPORATION
    Inventors: Peter J. Kight, Mark A. Johnson, Tamara K. Christenson, Regina Lach, Philip Pointer, Kenneth Cook
  • Publication number: 20030225780
    Abstract: A database merging apparatus includes a database pair generator that creates a database pair from a first database, a probe set generator that creates a database probe set from a second database and a comparator in communication with the database pair generator and the probe set generator. The comparator determines if the database probe set correlates to the database pair. An identifier is in communication with the comparator to identify a correlation between the database pair and the database probe set so that correlating data from the first database and the second database can be accessed if there is a correlation.
    Type: Application
    Filed: August 2, 2002
    Publication date: December 4, 2003
    Applicant: SYPHERLINK, Inc.
    Inventors: Steve Adams, James Paat, Philip Pointer
  • Publication number: 20020065773
    Abstract: A computerized payment system by which a consumer may instruct a service provider by telephone, computer terminal, or other telecommunications means to pay various bills without the consumer having to write a check for each bill. The system operates without restriction as to where the consumer banks and what bills are to be paid. The service provider collects consumers' information, financial institutions' information and merchant information and arranges payment based on a financial risk analysis to the merchants according to the consumers' instructions.
    Type: Application
    Filed: December 26, 2001
    Publication date: May 30, 2002
    Applicant: CheckFree Corporation
    Inventors: Peter J. Kight, Mark A. Johnson, Tamara K. Christenson, Regina Lack, Philip Pointer, Kenneth Cook
  • Publication number: 20020062282
    Abstract: A computerized payment system by which a consumer may instruct a service provider by telephone, computer terminal, or other telecommunications means to pay various bills without the consumer having to write a check for each bill. The system operates without restriction as to where the consumer banks and what bills are to be paid. The service provider collects consumers' information, financial institutions' information and merchant information and arranges payment based on a financial risk analysis to the merchants according to the consumers' instructions.
    Type: Application
    Filed: December 26, 2001
    Publication date: May 23, 2002
    Applicant: CheckFree Corporation
    Inventors: Peter J. Kight, Mark A. Johnson, Tamara K. Christenson, Regina Lack, Philip Pointer, Kenneth Cook
  • Publication number: 20010044776
    Abstract: A computerized payment system by which a consumer may instruct a service provider by telephone, computer terminal, or other telecommunications means to pay various bills without the consumer having to write a check for each bill. The system operates without restriction as to where the consumer banks and what bills are to be paid. The service provider collects consumers' information, financial institutions' information and merchant information and arranges payment based on a financial risk analysis to the merchants according to the consumers' instructions.
    Type: Application
    Filed: June 11, 2001
    Publication date: November 22, 2001
    Applicant: CheckFree Corporation
    Inventors: Peter J. Kight, Mark A. Johnson, Tamara K. Christenson, Regina Lach, Philip Pointer, Kenneth Cook
  • Patent number: 5873072
    Abstract: A computerized payment system by which a consumer may instruct a service provider by telephone, computer terminal, or other telecommunications means to pay various bills without the consumer having to write a check for each bill. The system operates without restriction as to where the consumer banks and what bills are to be paid. The service provider collects consumers' information, financial institutions' information and merchant information and arranges payment based on a financial risk analysis to the merchants according to the consumers' instructions.
    Type: Grant
    Filed: January 13, 1995
    Date of Patent: February 16, 1999
    Assignee: Checkfree Corporation
    Inventors: Peter J. Kight, Mark A. Johnson, Tamara K. Christenson, Regina Lach, Philip Pointer, Kenneth Cook
  • Patent number: 5383113
    Abstract: A computerized payment system by which a consumer may instruct a service provider by telephone, computer terminal, or other telecommunications; means to pay various bills without the consumer having to write a check for each bill. The system operates without restriction as to where the consumer banks and what bills are to be paid. The service provider collects consumers' information, financial institutions' information and merchant information and arranges payment to the merchants according to the consumers' instructions based on a financial risk analysis.
    Type: Grant
    Filed: July 25, 1991
    Date of Patent: January 17, 1995
    Assignee: Checkfree Corporation
    Inventors: Peter J. Kight, Mark A. Johnson, Tamara K. Christenson, Regina Lach, Philip Pointer, Kenneth Cook