Patents by Inventor Phillip H. Griffin

Phillip H. Griffin has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20230283604
    Abstract: Various embodiments relate to a method performed by a processor of a computing system. An example method includes matching a possession object identifier with a stored user secret, generating a decryption key using the stored user secret as an input to a password authenticated key exchange protocol, decrypting an encrypted authentication data message using the decryption key, extracting a user secret from the biometric sample, authenticating the user by matching the extracted user secret with the stored user secret, and authenticating an identity of the user by matching the biometric sample with a biometric reference template associated with the possession object identifier.
    Type: Application
    Filed: May 15, 2023
    Publication date: September 7, 2023
    Applicant: Wells Fargo Bank, N.A.
    Inventor: Phillip H. Griffin
  • Publication number: 20230283456
    Abstract: Methods and systems are described for enhanced-security database encryption via cryptographic software, where key management is carried out, without exporting or exposing cleartext keys, using an independent key manager coupled to a cryptographic hardware security module (HSM).
    Type: Application
    Filed: May 9, 2023
    Publication date: September 7, 2023
    Applicant: Wells Fargo Bank, N.A.
    Inventors: Phillip H. Griffin, Jeffrey J. Stapleton
  • Publication number: 20230275746
    Abstract: A method for a key management server to manage encryption for data stored by a cloud provider server includes receiving, by the key management server from the cloud provider server, a request for a drop key. The request includes a hash drop identifier that uniquely identifies a cipher drop, and the cipher drop comprises a unit of data stored by the cloud provider server. The method further includes generating the drop key based on at least the hash drop and the drop identifier and encrypting the drop key. A response comprising the encrypted drop key is sent to the cloud provider server.
    Type: Application
    Filed: May 1, 2023
    Publication date: August 31, 2023
    Inventors: Phillip H. Griffin, Jeffrey J. Stapleton
  • Publication number: 20230269100
    Abstract: A method, system, and apparatus for managing digital certificates, managing a certificate authority (CA), and cross-referencing CA hierarchies. The method includes receiving, by a processor of a CA computing system, at least one of a digital certificate generation request and a digital certificate revocation from a user via a user computing device, the digital certificate generation request including a user public key and a user identity. The method further includes generating a digital certificate for the user and signing the digital certificate with a CA private key, wherein the CA private key is associated with a known CA public key. The method further includes publishing the digital certificate signed with the CA private key to a digital certificate blockchain, determining a certificate status of the digital certificate, and publishing an update to the digital certificate blockchain to reflect the certificate status of the digital certificate.
    Type: Application
    Filed: May 1, 2023
    Publication date: August 24, 2023
    Applicant: Wells Fargo Bank, N.A.
    Inventors: David V. Duccini, Phillip H. Griffin, Jeffrey J. Stapleton
  • Patent number: 11734756
    Abstract: Examples described herein relate to systems, apparatuses, and methods for generating a securitized loan blockchain, including providing at least one security criterion, identifying at least one loan block of a loan blockchain that satisfies the security criterion, where the loan blockchain corresponds to at least one loan, and the security criterion is associated with the at least one loan block and a dynamic financial profile of a borrower of the at least one loan, and generating a security blockchain including at least a first security block, where the first security block is associated with a loan link identifier object that identifies the loan block of the loan blockchain.
    Type: Grant
    Filed: July 23, 2021
    Date of Patent: August 22, 2023
    Assignee: Wells Fargo Bank, N.A.
    Inventors: David Duccini, Phillip H. Griffin, David Newman, Nishant Usapkar
  • Publication number: 20230261861
    Abstract: Systems and methods for securely sharing and authenticating a last secret can include generating, by a cryptographic module on a first network node, a seed configured for deriving or recovering a last secret, the last secret providing access to a secure entity and being a last cryptographic element controlling access to the secure entity, creating, by the cryptographic module, an envelope for the seed, enveloping the seed by the envelope, and transmitting, by the cryptographic module, the seed to a computing system on a second node different than the first node, the computing system being configured to decrypt the envelope of the enveloped seed to recover the seed, and obtain the last secret based on the seed, where the cryptographic module is prevented from deriving the last secret.
    Type: Application
    Filed: April 19, 2023
    Publication date: August 17, 2023
    Applicant: Wells Fargo Bank, N.A.
    Inventors: Phillip H. Griffin, Jeffrey J. Stapleton
  • Patent number: 11711221
    Abstract: A method of generating a trusted chain code (“TCC”) message, comprising: receiving a smart contract whose execution causes a transfer of value in response to at least one of an occurrence of an event or a fulfillment of a condition, wherein the smart contract is digitally signed by a first entity private key and a second entity private key; generating a chain code comprising a hash of a chain code of the smart contract, the chain code corresponding to at least one of an occurrence of an event or a fulfillment of a condition of the smart contract; and posting the TCC message to a distributed ledger, wherein an execution of a portion of the chain code in response to at least one of the occurrence of the event or the fulfillment of the condition is validated against corresponding chain code in the chain code manifest.
    Type: Grant
    Filed: May 13, 2021
    Date of Patent: July 25, 2023
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Phillip H. Griffin, Jeffrey J. Stapleton
  • Publication number: 20230224168
    Abstract: Systems and applications are described that use group signature technology to allow for anonymous and/or semi-anonymous feedback while allowing for the application of rules and parameters. The use of group signature technology may serve to potentially mitigate or prevent malicious identification of individuals or entities providing a communication such as feedback. Feedback may range from constructive feedback all the way to the ‘whistleblower’ variety. It may be desirable to identify the individuals as belonging to a particular group or having a particular status or position while maintaining the anonymity of the individuals within the particular group.
    Type: Application
    Filed: March 16, 2023
    Publication date: July 13, 2023
    Applicant: Wells Fargo Bank, N.A.
    Inventor: Phillip H. Griffin
  • Patent number: 11695570
    Abstract: Arrangements of the present disclosure relate to a method for securing data located in a blockchain having a plurality of blocks. The method includes creating a pointer within a block of the plurality of blocks, the pointer pointing to a location external to the blockchain. In response to a request to protect data inside the block, the method further includes creating a security vault at the location, copying the block, and storing the copied block in the security vault using the pointer.
    Type: Grant
    Filed: December 27, 2021
    Date of Patent: July 4, 2023
    Assignee: Wells Fargo Bank, N.A.
    Inventor: Phillip H. Griffin
  • Publication number: 20230208622
    Abstract: A unique transaction key (Tk) is established amongst multiple entities using a common hardware security module (HSM) with a common HMAC key (HK) and transaction scheme name (T). The transaction key (Tk) can be used for various cryptographic functions (e.g. encryption, MAC, HMAC, key management) with one or more messages at the transaction or session level.
    Type: Application
    Filed: March 6, 2023
    Publication date: June 29, 2023
    Applicant: Wells Fargo Bank, N.A.
    Inventors: Phillip H. Griffin, Jeffrey J. Stapleton
  • Patent number: 11683158
    Abstract: Methods and systems are described for enhanced-security database encryption via cryptographic software, where key management is carried out, without exporting or exposing cleartext keys, using an independent key manager coupled to a cryptographic hardware security module (HSM).
    Type: Grant
    Filed: August 9, 2021
    Date of Patent: June 20, 2023
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Phillip H. Griffin, Jeffrey J. Stapleton
  • Patent number: 11677569
    Abstract: A method, system, and apparatus for managing digital certificates, managing a certificate authority (CA), and cross-referencing CA hierarchies. The method includes receiving, by a processor of a CA computing system, at least one of a digital certificate generation request and a digital certificate revocation from a user via a user computing device, the digital certificate generation request including a user public key and a user identity. The method further includes generating a digital certificate for the user and signing the digital certificate with a CA private key, wherein the CA private key is associated with a known CA public key. The method further includes publishing the digital certificate signed with the CA private key to a digital certificate blockchain, determining a certificate status of the digital certificate, and publishing an update to the digital certificate blockchain to reflect the certificate status of the digital certificate.
    Type: Grant
    Filed: November 13, 2020
    Date of Patent: June 13, 2023
    Assignee: Wells Fargo Bank, N.A.
    Inventors: David V. Duccini, Phillip H. Griffin, Jeffrey J. Stapleton
  • Patent number: 11669605
    Abstract: Various embodiments relate to a dynamic biometric enrollment system. The dynamic biometric enrollment includes a processor and instructions stored in non-transitory machine-readable media. The instructions are configured to cause the server system to receive at least one biometric authentication sample from the user. The at least one tokenized biometric enrollment sample has been generated by tokenizing at least one biometric enrollment sample captured from a user associated with a unique user identifier. At least one biometric authentication sample captured from the user is retrieved. The at least one tokenized biometric enrollment sample is detokenized to retrieve the at least one biometric enrollment sample. The at least one biometric enrollment sample is processed using a biometric processing algorithm to generate a dynamic biometric reference template. It is determined whether the at least one biometric authentication sample matches with the dynamic biometric reference template.
    Type: Grant
    Filed: September 29, 2021
    Date of Patent: June 6, 2023
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Phillip H. Griffin, Jeffrey J. Stapleton
  • Patent number: 11665003
    Abstract: A method includes receiving an event, the event associated with a digital signature in a first time-based message comprising a first trusted time stamp token generated using a first hash of digitally signed content from a trusted timing authority; generating a first block on a distributed ledger; generating a second hash of the first trusted time stamp token; receiving a second trusted time stamp token from the trusted timing authority in response to transmitting the second hash to the trusted timing authority; and generating a second block on the distributed ledger; wherein verification of data integrity of the digitally signed content is provided via the first hash of the digitally signed content and second hash of the first trusted time stamp token and via the hash of the first block and a hash of the second block.
    Type: Grant
    Filed: January 29, 2021
    Date of Patent: May 30, 2023
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Phillip H. Griffin, Jeffrey J. Stapleton
  • Patent number: 11664980
    Abstract: A method includes extracting, by an individual computing system, physical movement intentions of an individual from neural signals; mapping, by a secure element of the individual computing system, the physical movement intentions to a character string representing a knowledge factor; and establishing, by the individual computing system, a secure, mutually authenticated communication channel between the individual computing system and a provider computing system by using the knowledge factor as an input to a password authenticated key exchange protocol and generating a symmetric encryption key using the knowledge factor as an input to a key exchange protocol.
    Type: Grant
    Filed: April 29, 2021
    Date of Patent: May 30, 2023
    Assignee: Wells Fargo Bank, N.A.
    Inventor: Phillip H. Griffin
  • Patent number: 11652816
    Abstract: Various embodiments relate to a method performed by a processor of a computing system. An example method includes matching a possession object identifier with a stored user secret, generating a decryption key using the stored user secret as an input to a password authenticated key exchange protocol, decrypting an encrypted authentication data message using the decryption key, extracting a user secret from the biometric sample, authenticating the user by matching the extracted user secret with the stored user secret, and authenticating an identity of the user by matching the biometric sample with a biometric reference template associated with the possession object identifier.
    Type: Grant
    Filed: September 9, 2020
    Date of Patent: May 16, 2023
    Assignee: Wells Fargo Bank, N.A.
    Inventor: Phillip H. Griffin
  • Patent number: 11652644
    Abstract: A method includes verifying a digital signature on a dual-signed message by a relying party computing system. Verifying the digital signature on the dual-signed message includes generating a cryptographic hash of content identified in the dual-signed message and signing the cryptographic hash using public key of a signing party computing system to generate a verifying hash. Verifying the digital signature on the dual-signed message further includes comparing the verifying hash to a value of the dual-signed message. Verifying the digital signature on the dual-signed message further includes, responsive to the verifying hash matching the value of the dual-signed message, determining that the digital signature on the dual-signed message is valid. The method further includes identifying an attribute of the dual-signed message by the relying party computing system.
    Type: Grant
    Filed: August 1, 2022
    Date of Patent: May 16, 2023
    Assignee: Wells Fargo Bank, N.A.
    Inventor: Phillip H. Griffin
  • Patent number: 11646881
    Abstract: Systems and methods for securely sharing and authenticating a last secret can include generating, by a cryptographic module on a first network node, a seed configured for deriving or recovering a last secret, the last secret providing access to a secure entity and being a last cryptographic element controlling access to the secure entity, creating, by the cryptographic module, an envelope for the seed, enveloping the seed by the envelope, and transmitting, by the cryptographic module, the seed to a computing system on a second node different than the first node, the computing system being configured to decrypt the envelope of the enveloped seed to recover the seed, and obtain the last secret based on the seed, where the cryptographic module is prevented from deriving the last secret.
    Type: Grant
    Filed: December 21, 2021
    Date of Patent: May 9, 2023
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Phillip H. Griffin, Jeffrey J. Stapleton
  • Patent number: 11626982
    Abstract: Systems and methods for securely sharing and authenticating a last secret. A method includes generating a first key and a last secret. The method includes splitting the last secret into first second splits; signing the splits using a dealer signing key to attach a dealer signature to each of the splits; encrypting the first split using a first key of a first share-holder and encrypting the second split using a first key of a second share-holder; decrypting the first split using the first key of the first share-holder and encrypting the first split using a second key of the first share-holder; decrypting the second split using the first key of the second share-holder and encrypting the second split using a second key of the second share-holder. Encrypting maintains confidentiality of the last secret. The dealer signature can be verified to determine integrity and authenticity of the last secret.
    Type: Grant
    Filed: November 28, 2018
    Date of Patent: April 11, 2023
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Phillip H. Griffin, Jeffrey J. Stapleton
  • Patent number: 11611442
    Abstract: Systems and applications are described that use group signature technology to allow for anonymous and/or semi-anonymous feedback while allowing for the application of rules and parameters. The use of group signature technology may serve to potentially mitigate or prevent malicious identification of individuals or entities providing a communication such as feedback. Feedback may range from constructive feedback all the way to the ‘whistleblower’ variety. It may be desirable to identify the individuals as belonging to a particular group or having a particular status or position while maintaining the anonymity of the individuals within the particular group.
    Type: Grant
    Filed: December 18, 2019
    Date of Patent: March 21, 2023
    Assignee: Wells Fargo Bank, N.A.
    Inventor: Phillip H. Griffin