Patents by Inventor Phillip Romano

Phillip Romano has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Electronic payment processing method and system with smart/authenticate fields and definitions
    Patent number: 10565586
    Abstract: A method and corresponding system for supporting authentication processing of commercial transactions conducted over a communications network between consumers and merchants. Payment information for a commercial transaction between a consumer and a merchant is received over the communications network. The payment information identifies a payment instrument supporting an authenticated payment program. A determination is made as to whether to authenticate the consumer using the authenticated payment program based on authentication criteria defined by the merchant. The consumer is authenticated over the communications network in accordance with the authenticated payment program if authentication is determined to be appropriate based on the authentication criteria defined by the merchant.
    Type: Grant
    Filed: January 28, 2011
    Date of Patent: February 18, 2020
    Assignee: CardinalCommerce Corporation
    Inventors: Michael Roche, Adam Ratica, Phillip Romano, Matthew Yucha, Scott Rauhe
  • NETWORKING APPLICATION FOR CONTROLLED-ACCESS-ESTABLISHMENT
    Publication number: 20180083979
    Abstract: This disclosure provides an apparatus, method, and non-transitory computer readable medium for operating networking for members and supporting a controlled-access establishment. The apparatus includes a memory and a processor couple to the memory. The memory stores a plurality of member profiles corresponding to a plurality of member devices including a first member profile corresponding to a first member device, where each member profile contains information about a member related to the member a member device.
    Type: Application
    Filed: September 20, 2017
    Publication date: March 22, 2018
    Inventor: Phillip Romano
  • ELECTRONIC PAYMENT PROCESSING METHOD AND SYSTEM WITH SMART/AUTHENTICATE FIELDS AND DEFINITIONS
    Publication number: 20110218879
    Abstract: A method and corresponding system for supporting authentication processing of commercial transactions conducted over a communications network between consumers and merchants. Payment information for a commercial transaction between a consumer and a merchant is received over the communications network. The payment information identifies a payment instrument supporting an authenticated payment program. A determination is made as to whether to authenticate the consumer using the authenticated payment program based on authentication criteria defined by the merchant. The consumer is authenticated over the communications network in accordance with the authenticated payment program if authentication is determined to be appropriate based on the authentication criteria defined by the merchant.
    Type: Application
    Filed: January 28, 2011
    Publication date: September 8, 2011
    Inventors: Michael Roche, Adam Ratica, Phillip Romano, Matthew Yucha, Scott Rauhe