Patents by Inventor Phillip VIANA

Phillip VIANA has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • METHOD AND SYSTEM OF IDENTIFYING AND REDUCING SCALPING USING DISTRIBUTED LEDGERS
    Publication number: 20240029070
    Abstract: A method for preventing an unauthorized transaction indicative of scalping includes: receiving transaction data for a first payment transaction including one or more product identifiers associated with one or more products purchased in the first payment transaction and consumer identification data; updating a consumer profile based on the one or more product identifiers, wherein the consumer profile is identified using the consumer identification data; receiving a transaction message for a second payment transaction including at least one product identifier included in the one or more product identifiers and at least one consumer data value that is also included in the consumer profile; determining a suspicion score for the consumer profile above a predetermined threshold value; and transmitting an authorization response message for the second payment transaction including a response code indicative of rejection of the second payment transaction.
    Type: Application
    Filed: October 3, 2023
    Publication date: January 25, 2024
    Applicant: Mastercard International Incorporated
    Inventors: Sharoze AMIR, Juan Alejandro GALLEGOS, Phillip VIANA
  • Method and system of identifying and reducing scalping using distributed ledgers
    Patent number: 11861622
    Abstract: A method for preventing an unauthorized transaction indicative of scalping includes: receiving transaction data for a first payment transaction including one or more product identifiers associated with one or more products purchased in the first payment transaction and consumer identification data; updating a consumer profile based on the one or more product identifiers, wherein the consumer profile is identified using the consumer identification data; receiving a transaction message for a second payment transaction including at least one product identifier included in the one or more product identifiers and at least one consumer data value that is also included in the consumer profile; determining a suspicion score for the consumer profile above a predetermined threshold value; and transmitting an authorization response message for the second payment transaction including a response code indicative of rejection of the second payment transaction.
    Type: Grant
    Filed: December 30, 2021
    Date of Patent: January 2, 2024
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Sharoze Amir, Juan Alejandro Gallegos, Phillip Viana
  • METHOD AND SYSTEM OF IDENTIFYING AND REDUCING SCALPING USING DISTRIBUTED LEDGERS
    Publication number: 20230230087
    Abstract: A method for preventing an unauthorized transaction indicative of scalping includes: receiving transaction data for a first payment transaction including one or more product identifiers associated with one or more products purchased in the first payment transaction and consumer identification data; updating a consumer profile based on the one or more product identifiers, wherein the consumer profile is identified using the consumer identification data; receiving a transaction message for a second payment transaction including at least one product identifier included in the one or more product identifiers and at least one consumer data value that is also included in the consumer profile; determining a suspicion score for the consumer profile above a predetermined threshold value; and transmitting an authorization response message for the second payment transaction including a response code indicative of rejection of the second payment transaction.
    Type: Application
    Filed: December 30, 2021
    Publication date: July 20, 2023
    Applicant: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Sharoze AMIR, Juan Alejandro GALLEGOS, Phillip VIANA