Patents by Inventor Phillip W. Mork

Phillip W. Mork has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20170109736
    Abstract: According to one embodiment, a system includes a memory comprising instructions, an interface, and a processor communicatively coupled to the memory and the interface. The interface is configured to receive, from a merchant server, a request to generate a token associated with user information for storage on the merchant server. The processor is configured, when executing the instructions, to generate, based on the request, a token associated with the merchant server and the user information, and generate a token record associated with the generated token.
    Type: Application
    Filed: October 16, 2015
    Publication date: April 20, 2017
    Inventors: Andrew S. Heiman, Phillip W. Mork, Zafer Mohamed, William J. Wied
  • Publication number: 20170109540
    Abstract: According to one embodiment, a system includes a memory comprising instructions, an interface, and a processor communicatively coupled to the memory and the interface. The interface is configured to receive, from a user device, a request to create a token associated with a financial account. The processor is configured, when executing the instructions, to generate, based on the request, a token associated with the financial account and the user device. The interface is further configured to send the generated token to the user device for storage, and the processor is further configured to generate a token record associated with the generated token.
    Type: Application
    Filed: October 16, 2015
    Publication date: April 20, 2017
    Inventors: Andrew S. Heiman, Phillip W. Mork, Zafer Mohamed, William J. Wied, Nikhilesh C. Jannu
  • Publication number: 20170109733
    Abstract: According to one embodiment, a system includes a memory comprising instructions, an interface, and a processor communicatively coupled to the memory and the interface. The interface is configured to receive, from a server, a token for verification in a transaction. The processor is configured, when executing the instructions, to compare information associated with the transaction with one or more token usage rules associated with the token, and determine, based on the comparison, whether the transaction may be completed using the token.
    Type: Application
    Filed: October 16, 2015
    Publication date: April 20, 2017
    Inventors: Andrew S. Heiman, Phillip W. Mork, Zafer Mohamed, William J. Wied
  • Publication number: 20170111345
    Abstract: According to one embodiment, a system includes a memory comprising instructions, an interface, and a processor communicatively coupled to the memory and the interface. The interface is configured to receive, from a user device, a request to create a token associated with user identification information. The processor is configured, when executing the instructions, to generate, based on the request, a token associated with the user identification information and the user device. The interface is further configured to send the generated token to the user device for storage, and the processor is further configured to generate a token record associated with the generated token.
    Type: Application
    Filed: October 16, 2015
    Publication date: April 20, 2017
    Inventors: Andrew S. Heiman, Phillip W. Mork, Zafer Mohamed, William J. Wied
  • Publication number: 20170109741
    Abstract: According to one embodiment, a system includes a memory comprising instructions, an interface, and a processor communicatively coupled to the memory and the interface. The interface is configured to receive, from a user device, a token to complete a transaction, send, to an issuer server, a request to verify the received token, and receive, in response to the request to verify the received token, translated information associated with the token. The processor is configured, when executing the instructions, to process the transaction using the translated information.
    Type: Application
    Filed: October 16, 2015
    Publication date: April 20, 2017
    Inventors: Andrew S. Heiman, Phillip W. Mork, Zafer Mohamed, William J. Wied, Nikhilesh C. Jannu
  • Publication number: 20170109732
    Abstract: According to one embodiment, a system includes a memory comprising instructions, an interface, and a processor communicatively coupled to the memory and the interface. The interface is configured to receive token usage information for one or more tokens. The processor is configured, when executing the instructions, to determine one or more characteristics of the token usage information for a particular token of the one or more tokens, and generate, based on the determined characteristics, one or more notifications to a first user device associated with the particular token.
    Type: Application
    Filed: October 16, 2015
    Publication date: April 20, 2017
    Inventors: Andrew S. Heiman, Phillip W. Mork, Zafer Mohamed, William J. Wied
  • Publication number: 20170091745
    Abstract: Embodiments of the invention are directed to systems, methods, and computer program products for tokenization and token selection associated with wearable device transactions. The system is configured to receive an indication that a user is in possession of the wearable device; authenticate the wearable device; receive an indication from the user to execute a transaction; determine that the user continues to remain in possession of the wearable device; and complete execution of the transaction; initiate execution of the transaction using the first token received from the user; determine a second token based on at least the transaction information and the one or more limits associated with the second token; swapping the first token with the second token; and execute the transaction using one or more financial institution accounts of the user associated with the second token.
    Type: Application
    Filed: September 30, 2015
    Publication date: March 30, 2017
    Inventors: Joseph B. Castinado, Phillip W. Mork, Kimberly C. Turner
  • Patent number: 9554274
    Abstract: Embodiments of the invention are directed to systems, methods, and computer program products for authentication levels associated with a wearable device. The system is configured to receive an indication that a user is in possession of the wearable device; authenticate the wearable device; receive an indication from the user to execute a transaction; determine that the user continues to remain in possession of the wearable device; determine that the transaction requires an authentication level higher than the default authentication level; receive additional authentication credentials associated with the authentication level required to execute the transaction; authenticate the wearable device using the additional authentication credentials received from the user; and execute the transaction associated with the authentication level higher than the default authentication level.
    Type: Grant
    Filed: September 30, 2015
    Date of Patent: January 24, 2017
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Joseph B. Castinado, Phillip W. Mork, Kimberly C. Turner
  • Patent number: 4702524
    Abstract: A continuing mining machine wherein a crusher is placed inboard of the machine and has a dipper machanism as well as a loading chute. The dipper is of a twin handle type so that it can straddle a feeder chute thus affording a wide area for excavating. The placement of the crusher in a central location within the machine allows for stability and obviates the need for swivelling of the crusher during operation of the machine.
    Type: Grant
    Filed: July 18, 1986
    Date of Patent: October 27, 1987
    Assignee: Becor Western Inc.
    Inventors: Phillip W. Mork, Melvin W. Kraschnewski, Carl D. Gilmore