Patents by Inventor Pia K. Maenpaa

Pia K. Maenpaa has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • System and method for performing automatic payment transactions
    Patent number: 10043171
    Abstract: A method and system of conducting a payment transaction including receiving, by a payment platform, a verification query including payment profile identification information and a payment request. The payment request includes merchant information. The payment profile identification information is obtained from a payment device using wireless communication. The payment device is associated with a payer, and the payment transaction is initiated in response to the presence of the payment device in a predetermined payment charging area. Comparing, using the payment platform, the payment profile identification information and the merchant information with stored verification parameters to determine if the payment profile identification information is properly associated with the merchant information. Verifying, using the payment platform, the payment transaction in response to the payment profile identification information being properly associated with the merchant information.
    Type: Grant
    Filed: December 10, 2014
    Date of Patent: August 7, 2018
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventor: Pia K. Maenpaa
  • SYSTEM AND METHOD FOR PERFORMING AUTOMATIC PAYMENT TRANSACTIONS
    Publication number: 20160171502
    Abstract: A method and system of conducting a payment transaction including receiving, by a payment platform, a verification query including payment profile identification information and a payment request. The payment request includes merchant information. The payment profile identification information is obtained from a payment device using wireless communication. The payment device is associated with a payer, and the payment transaction is initiated in response to the presence of the payment device in a predetermined payment charging area. Comparing, using the payment platform, the payment profile identification information and the merchant information with stored verification parameters to determine if the payment profile identification information is properly associated with the merchant information. Verifying, using the payment platform, the payment transaction in response to the payment profile identification information being properly associated with the merchant information.
    Type: Application
    Filed: December 10, 2014
    Publication date: June 16, 2016
    Applicant: MASTERCARD INTERNATIONAL INCORPORATED
    Inventor: Pia K. Maenpaa