Abstract: Systems, methods and apparatuses for receiving payment information via a first channel and receiving additional information via a second channel are provided. In some examples, a determination may be made as to whether the received payment information matches the received additional information. If so, the payment and additional information may be associated and used to identify an associated outstanding invoice. If not, a determination may be made as to whether a potential match exists. If so, additional processing may occur to determine whether the potential match is an actual match.