Patents by Inventor Poonam Chawla

Poonam Chawla has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20240144361
    Abstract: A computing system includes a network interface circuit structured to facilitate data transmission over a network, and at least one processing circuit configured to receive account information from a provider device via an input/output device of the provider device, the account information corresponding with a user account, generate a first code including a first unique identifier specific to the account information, the first code being configured to be captured by a user device to cause a browser or an application to launch on the user device, receive a user confirmation from the user device in response to the first code being captured by the user device, the user confirmation including the first unique identifier, determine the first unique identifier received with the user confirmation corresponds with the account information, and open the user account in response to confirming the first unique identifier corresponds with the account information.
    Type: Application
    Filed: December 21, 2023
    Publication date: May 2, 2024
    Inventors: Jennifer J. Caceres, Poonam Chawla, Prafullata Diwate, Deepak Joseph, Alicia Paredes Laramy, Jason Martin, Nirmal Masih, Tracey M. Munsell, Stephen Nixon, James A. Oliver, Senthil Soundararajan
  • Publication number: 20230267536
    Abstract: A computing system includes a network interface circuit structured to facilitate data transmission over a network, and at least one processing circuit having one or more processors coupled to non-transitory memory storing instructions that when executed by the one or more processors, cause the at least one processing circuit to: receive account information from a customer device via a browser or an application on the customer device based on a first code being captured by the customer device that causes the browser or the application to launch on the customer device, the first code including a first unique identifier; receive a predetermined second code from the customer device, the predetermined second code including a second unique identifier; verify the second code by matching the second unique identifier to the first unique identifier; and open an account in response to verifying the second code.
    Type: Application
    Filed: April 21, 2023
    Publication date: August 24, 2023
    Applicant: Wells Fargo Bank, N.A.
    Inventors: Poonam Chawla, Prafullata Diwate, Alicia Laramy, Jason Martin, Nirmal Masih, Stephen Nixon
  • Patent number: 11669895
    Abstract: A computing system includes a network interface circuit and a processing circuit comprising one or more processors coupled to non-transitory memory storing instructions that when executed by the one or more processors, cause the processing circuit to generate a first code displayable for capture by a customer device associated with a customer, generate a second code confirming an identity of the customer, provide the second code to a mobile device, receive customer information and an indication of a capture of the first code from the customer device, in response to receiving the second code from the customer device within a predefined parameter of the receiving of the customer information and the indication of the capturing of the first code from the customer device, analyze the customer information, and in response to verifying the customer information based on the analysis, cause an activation on behalf of the customer.
    Type: Grant
    Filed: August 28, 2020
    Date of Patent: June 6, 2023
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Poonam Chawla, Prafullata Diwate, Alicia Laramy, Jason Martin, Nirmal Masih, Stephen Nixon