Abstract: A social network server computer forms a social network including a primary member linked to a plurality of secondary members, each of whom provides a member profile. A network profile is generated based on an analysis of the member profiles. A social network server computer then determines a relative value of the social network with respect to a merchant by analyzing the associated network profile, and offers a merchant incentive to the primary member of the network as a function of the determined relative value. In a second embodiment, a merchant computer associated with a merchant determines a relative value of the social network with respect to a merchant by analyzing the network profile, and offers a merchant incentive to the primary member of the network as a function of the determined relative value. The merchant incentives may be also offered to the secondary members of the associated social network.

Abstract: A method and system for communicating anonymously between two parties until such time that the parties may wish to reveal their identities to each other. This is accomplished by using a portable device that enables anonymous communications between a sender (operating a sender device such as a smartphone) and a recipient (operating a recipient device such as a smartphone) via an anonymous communications server computer.

Abstract: A social network server computer forms a social network including a primary member linked to a plurality of secondary members, each of whom provides a member profile. A network profile is generated based on an analysis of the member profiles. A social network server computer then determines a relative value of the social network with respect to a merchant by analyzing the associated network profile, and offers a merchant incentive to the primary member of the network as a function of the determined relative value. In a second embodiment, a merchant computer associated with a merchant determines a relative value of the social network with respect to a merchant by analyzing the network profile, and offers a merchant incentive to the primary member of the network as a function of the determined relative value. The merchant incentives may be also offered to the secondary members of the associated social network.

Abstract: A method and system for communicating anonymously between two parties until such time that the parties may wish to reveal their identities to each other. This is accomplished by using a portable device that enables anonymous communications between a sender (operating a sender device such as a smartphone) and a recipient (operating a recipient device such as a smartphone) via an anonymous communications server computer.

Abstract: A broadcast signal having reward and broadcast (programming and/or advertising) content is broadcast, and viewers provide reward responses in response to queries in the broadcast content. Viewers also provide consumer data associated with the reward response provided. Rewards may then be awarded based on the accuracy of the reward response as well as the utilization of the associated consumer data provided.

Abstract: A method and system for generating and distributing incentives. An incentive server computer (ISC) receives a user identification from a mobile device that identifies an associated user. The ISC determines the location of the mobile device, and uses the user identification to determine one or more reward programs with which the user has a reward account. For each such reward program, the ISC determines if the location of the mobile device is within a predefined distance of a merchant affiliated with the reward program, and if so then generates a purchase incentive for the user to redeem at the merchant and transmits the purchase incentive to the mobile device. As a result, incentives are provided to those purchasers who are within a predefined proximity to the merchant, and who are more likely to use the incentive since they are already a member of an affiliated reward program.

Abstract: A suggestive intelligent recommendation engine enabling customers to discover new travel and entertainment opportunities tied to value enhanced offers from travel service providers through a static or dynamic bid/offer system internal to a travel reservation system. The customer inputs various travel criteria and preferences, and a computer generates travel predictors. A series of master travel itineraries are generated, which include various travel segments for each master itinerary. Each segment includes a number of options for the customer to review, consider, select and delete, and request revisions. The master itineraries are shuffled on an iterative based on the selections of the customer from the segments of the master itinerary. Prices for each selected option are requested form various travel service providers, which are then discounted prior to presentation to the customer. A proposed itinerary payment solution is generated, which may include a monetary portion and a promotional portion.

Abstract: A computer-implemented method of providing a dynamic purchase incentive to a purchase of a product. A product identification is input into a purchasing device which transmits it to a discount server computer along with customer identification data. The discount server computer uses the product identification to retrieve from a product discount database associated product discount data, and uses the customer identification data to retrieve from a customer profile database associated customer profile data. The discount server computer uses the retrieved customer profile data and the product identification to generate a dynamic purchase incentive to be applied to the purchase of the product by the customer, the incentive varying as a function of the retrieved customer profile data and the product identification. The discount server computer transmits the purchase incentive to the purchasing device, and the purchase incentive is applied to the purchase of the product by the customer.

Abstract: A method of and system for a user executing a mobile transaction. A virtual wallet is generated on a mobile device, the mobile wallet including a reward value component. Information about an item desired to be purchased by the user is input to the mobile device. A proposed payment solution is generated from the virtual wallet that is sufficient to pay for the item and then presented to a point of sale terminal. The point of sale terminal then executes instructions from the proposed payment solution sufficient to execute payment for the item.

Abstract: A broadcast signal having reward and broadcast (programming and/or advertising) content is broadcast, and viewers provide reward responses in response to queries in the broadcast content. Viewers also provide consumer data associated with the reward response provided. Rewards may then be awarded based on the accuracy of the reward response as well as the utilization of the associated consumer data provided.

Abstract: A method of operating a data collection and analysis system. An exchange computer receives customer identification data associated with a customer. A quantitative analysis algorithm determines whether the exchange computer has received an amount of customer identification data sufficient for the customer to be uniquely identified, and if so, then a linking service computer or a plurality of remote database computers perform a qualitative analysis algorithm with the customer identification data to determine if the customer identification data is sufficient for the customer to be uniquely identified. If the qualitative analysis algorithm passes, then customer information may be retrieved from the remote databases and collated and analyzed at the exchange computer. The customer may automatically register with reward programs using already-entered user information. A data analysis embodiment enables offers to be generated that are tailored towards specific users.