Patents by Inventor Prabal GHOSH

Prabal GHOSH has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20220207602
    Abstract: Computer-implemented systems and methods for analyzing financial data include, obtaining, from at least one data store, at least one historical data record associated with a financial institution, aggregating the at least one historical data record based on related attributes in the one or more data records, generating a predictive model configured to predict future BIN utilization, using the historical data records, training the predictive model, obtaining, from at least one data store, at least one non-historical data record associated with the financial institution, determining, by applying the predictive models to the non-historical data records, one or more BINs that do not meet a predetermined utilization and generating a visualization of at least one of the non-historical or historical data records, wherein the visualization includes an indication of BINs that do not meet the predetermined utilization.
    Type: Application
    Filed: February 22, 2021
    Publication date: June 30, 2022
    Inventors: Usha BALAKRISHNAN, Priya DHARMENDRAN, William EGGERS, Prabal GHOSH, Paul PRYOR