Abstract: The innovation disclosed and claimed herein, in one aspect thereof, comprises systems, methods and computer program products that enable transactions requested by a user using a trade asset card. The innovation enables the transactions to be completed in real time or near real time per pre-determined rules and settings, or audited changes to rules and settings, while staying perpetually invested in the user's investment portfolio.

Abstract: The innovation disclosed and claimed herein, in one aspect thereof, comprises systems, methods and computer program products that enable transactions requested by a user using a trade asset card. The innovation enables the transactions to be completed in real time or near real time per pre-determined rules and settings, or audited changes to rules and settings, while staying perpetually invested in the user's investment portfolio.

Abstract: The innovation disclosed and claimed herein, in one aspect thereof, comprises systems and methods of intelligent payment using augmented reality. The system and method of the innovation can include an augmented reality device and a payment service provider. The augmented reality device can include a monitoring component that monitors actions of a payer and a recording component that collects context data and environment data of the actions. The recording component can also collect biometric data to verify the identity of a payee. The recording component can receive a voice code from the payer to authorize a transaction. The payment service provider can include a determination component that determines a potential transaction from the context data and environment data; and a transfer component that completes a transaction between the payer and a payee.