Abstract: This invention relates to a method of conducting a digital currency exchange transaction whereby a specified amount of a digital currency is to be converted to a fiat currency, the method including the steps of initiating, on a processing server, the digital currency exchange transaction; debiting a user's digital currency account with the specified amount of the digital currency; recording, on a blockchain, the debiting of the user's digital currency account; converting, via an exchange service provider, the debited digital currency to the fiat currency; and depositing, by means of a push payment transaction and via a payment network, the converted fiat currency into a designated receiver account that is associated with the payment network.