Patents by Inventor Prakash Kothandapani
Prakash Kothandapani has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 12182861Abstract: Examples described herein include systems, methods, instructions, and other implementations for data security with integrated installment payment systems. In one example, account security system receives a checkout communication that includes data describing a validated checkout system of a merchant system. A client token is transmitted in response to an authentication that the checkout communication is from the validated checkout system, and an account communication including the client token and secure client information is received from a client device. An installment payment communication associated with the secure transaction is received from a system other than a merchant system involved in the transaction. The secure transaction is then facilitated following receipt of the installment payment communication.Type: GrantFiled: June 8, 2023Date of Patent: December 31, 2024Assignee: Synchrony BankInventors: Jonathan M. Schmidt, Viveka Vardhan Ravi, Tushar Divecha, Jennifer E. Muller, Taylor Young, Gregory Schultz, Seamus Sullivan, Prakash Kothandapani
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Publication number: 20240362671Abstract: A system and method for processing promotions in connection with digital purchasing. Data associated with a digital purchase request made by a consumer (the data comprising a token, an amount associated with the transaction, a promotional code for each item included in the digital purchase request associated with a promotion, a default transaction amount, and a single default promotional code) is received from a merchant server. The single default promotional code is assigned to all items included in the digital purchase request that are associated with promotions. Using the token, account information associated with the consumer is retrieved from a database. For each promotional code received, promotional information is retrieved. The retrieved promotional information is displayed. The digital purchase request is submitted for processing using the single default promotional code.Type: ApplicationFiled: March 19, 2024Publication date: October 31, 2024Applicant: Synchrony BankInventors: Rinki Garg, James Wallace, Jonathan Schmidt, Taylor Young, Prakash Kothandapani, Rajasekhara Palanki, Deborah Bernert, Jennifer Muller
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Patent number: 11966944Abstract: A system and method for processing promotions in connection with digital purchasing. Data associated with a digital purchase request made by a consumer (the data comprising a token, an amount associated with the transaction, a promotional code for each item included in the digital purchase request associated with a promotion, a default transaction amount, and a single default promotional code) is received from a merchant server. The single default promotional code is assigned to all items included in the digital purchase request that are associated with promotions. Using the token, account information associated with the consumer is retrieved from a database. For each promotional code received, promotional information is retrieved. The retrieved promotional information is displayed. The digital purchase request is submitted for processing using the single default promotional code.Type: GrantFiled: April 24, 2023Date of Patent: April 23, 2024Assignee: SYNCHRONY BANKInventors: Rinki Garg, James Wallace, Jonathan Schmidt, Taylor Young, Prakash Kothandapani, Rajasekhara Palanki, Deborah Bernert, Jennifer Muller
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Publication number: 20230394571Abstract: Examples described herein include systems, methods, instructions, and other implementations for data security with integrated installment payment systems. In one example, account security system receives a checkout communication that includes data describing a validated checkout system of a merchant system. A client token is transmitted in response to an authentication that the checkout communication is from the validated checkout system, and an account communication including the client token and secure client information is received from a client device. An installment payment communication associated with the secure transaction is received from a system other than a merchant system involved in the transaction. The secure transaction is then facilitated following receipt of the installment payment communication.Type: ApplicationFiled: June 8, 2023Publication date: December 7, 2023Inventors: Jonathan M. Schmidt, Viveka Vardhan Ravi, Tushar Divecha, Jennifer E. Muller, Taylor Young, Gregory Schultz, Seamus Sullivan, Prakash Kothandapani
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Publication number: 20230351357Abstract: A method performed by at least one computing device. The method includes receiving a credit request from a self-checkout device before a customer completes an instore checkout process and sending a request for a Uniform Resource Locator (“URL”) to one or more authentication computing devices. The authentication computing device(s) send the URL to the mobile device. The method includes sending a credit application to the mobile device after the customer selects the URL, receiving a submission of the credit application from the mobile device, approving credit based on the submission, and forwarding a code to the mobile device. The code indicates that the credit is to be used to complete the instore checkout process when scanned by the scanner.Type: ApplicationFiled: March 13, 2023Publication date: November 2, 2023Inventors: Jake Miller, Joseph Nelly, Jared King, Kaeli Stichler, Shawn Dole, Timothy Christensen, Jennifer Muller, Taylor Young, Seamus Sullivan, Prakash Kothandapani
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Publication number: 20230342809Abstract: A system and method for processing promotions in connection with digital purchasing. Data associated with a digital purchase request made by a consumer (the data comprising a token, an amount associated with the transaction, a promotional code for each item included in the digital purchase request associated with a promotion, a default transaction amount, and a single default promotional code) is received from a merchant server. The single default promotional code is assigned to all items included in the digital purchase request that are associated with promotions. Using the token, account information associated with the consumer is retrieved from a database. For each promotional code received, promotional information is retrieved. The retrieved promotional information is displayed. The digital purchase request is submitted for processing using the single default promotional code.Type: ApplicationFiled: April 24, 2023Publication date: October 26, 2023Applicant: Synchrony BankInventors: Rinki Garg, James Wallace, Jonathan Schmidt, Taylor Young, Prakash Kothandapani, Rajasekhara Palanki, Deborah Bernert, Jennifer Muller
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Patent number: 11715155Abstract: Examples described herein include systems, methods, instructions, and other implementations for data security with integrated installment payment systems. In one example, account security system receives a checkout communication that includes data describing a validated checkout system of a merchant system. A client token is transmitted in response to an authentication that the checkout communication is from the validated checkout system, and an account communication including the client token and secure client information is received from a client device. An installment payment communication associated with the secure transaction is received from a system other than a merchant system involved in the transaction. The secure transaction is then facilitated following receipt of the installment payment communication.Type: GrantFiled: July 30, 2021Date of Patent: August 1, 2023Assignee: SYNCHRONY BANKInventors: Jonathan M. Schmidt, Viveka Vardhan Ravi, Tushar Divecha, Jennifer E. Muller, Taylor Young, Gregory Schultz, Seamus Sullivan, Prakash Kothandapani
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Patent number: 11676170Abstract: A system and method for processing promotions in connection with digital purchasing. Data associated with a digital purchase request made by a consumer (the data comprising a token, an amount associated with the transaction, a promotional code for each item included in the digital purchase request associated with a promotion, a default transaction amount, and a single default promotional code) is received from a merchant server. The single default promotional code is assigned to all items included in the digital purchase request that are associated with promotions. Using the token, account information associated with the consumer is retrieved from a database. For each promotional code received, promotional information is retrieved. The retrieved promotional information is displayed. The digital purchase request is submitted for processing using the single default promotional code.Type: GrantFiled: June 22, 2021Date of Patent: June 13, 2023Assignee: SYNCHRONY BANKInventors: Rinki Garg, James Wallace, Jonathan Schmidt, Taylor Young, Prakash Kothandapani, Rajasekhara Palanki, Deborah Bernert, Jennifer Muller
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Patent number: 11625704Abstract: A method performed by at least one computing device. The method includes receiving a credit request from a self-checkout device before a customer completes an instore checkout process and sending a request for a Uniform Resource Locator (“URL”) to one or more authentication computing devices. The authentication computing device(s) send the URL to the mobile device. The method includes sending a credit application to the mobile device after the customer selects the URL, receiving a submission of the credit application from the mobile device, approving credit based on the submission, and forwarding a code to the mobile device. The code indicates that the credit is to be used to complete the instore checkout process when scanned by the scanner.Type: GrantFiled: January 31, 2019Date of Patent: April 11, 2023Assignee: Synchrony BankInventors: Jake Miller, Joseph Nelly, Jared King, Kaeli Stichler, Shawn Dole, Timothy Christensen, Jennifer Muller, Taylor Young, Seamus Sullivan, Prakash Kothandapani
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Publication number: 20220044275Abstract: A system and method for processing promotions in connection with digital purchasing. Data associated with a digital purchase request made by a consumer (the data comprising a token, an amount associated with the transaction, a promotional code for each item included in the digital purchase request associated with a promotion, a default transaction amount, and a single default promotional code) is received from a merchant server. The single default promotional code is assigned to all items included in the digital purchase request that are associated with promotions. Using the token, account information associated with the consumer is retrieved from a database. For each promotional code received, promotional information is retrieved. The retrieved promotional information is displayed. The digital purchase request is submitted for processing using the single default promotional code.Type: ApplicationFiled: June 22, 2021Publication date: February 10, 2022Applicant: Synchrony BankInventors: Rinki Garg, James Wallace, Jonathan Schmidt, Taylor Young, Prakash Kothandapani, Rajasekhara Palanki, Deborah Bernert, Jennifer Muller
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Publication number: 20220036452Abstract: Examples described herein include systems, methods, instructions, and other implementations for data security with integrated installment payment systems. In one example, account security system receives a checkout communication that includes data describing a validated checkout system of a merchant system. A client token is transmitted in response to an authentication that the checkout communication is from the validated checkout system, and an account communication including the client token and secure client information is received from a client device. An installment payment communication associated with the secure transaction is received from a system other than a merchant system involved in the transaction. The secure transaction is then facilitated following receipt of the installment payment communication.Type: ApplicationFiled: July 30, 2021Publication date: February 3, 2022Inventors: Jonathan M. Schmidt, Viveka Vardhan Ravi, Tushar Divecha, Jennifer E. Muller, Taylor Young, Gregory Schultz, Seamus Sullivan, Prakash Kothandapani
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Patent number: 11074605Abstract: A system and method for processing promotions in connection with digital purchasing. Data associated with a digital purchase request made by a consumer (the data comprising a token, an amount associated with the transaction, a promotional code for each item included in the digital purchase request associated with a promotion, a default transaction amount, and a single default promotional code) is received from a merchant server. The single default promotional code is assigned to all items included in the digital purchase request that are associated with promotions. Using the token, account information associated with the consumer is retrieved from a database. For each promotional code received, promotional information is retrieved. The retrieved promotional information is displayed. The digital purchase request is submitted for processing using the single default promotional code.Type: GrantFiled: December 22, 2016Date of Patent: July 27, 2021Assignee: Synchrony BankInventors: Rinki Garg, James Wallace, Jonathan Schmidt, Taylor Young, Prakash Kothandapani, Rajasekhara Palanki
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Publication number: 20200250647Abstract: A method performed by at least one computing device. The method includes receiving a credit request from a self-checkout device before a customer completes an instore checkout process and sending a request for a Uniform Resource Locator (“URL”) to one or more authentication computing devices. The authentication computing device(s) send the URL to the mobile device. The method includes sending a credit application to the mobile device after the customer selects the URL, receiving a submission of the credit application from the mobile device, approving credit based on the submission, and forwarding a code to the mobile device. The code indicates that the credit is to be used to complete the instore checkout process when scanned by the scanner.Type: ApplicationFiled: January 31, 2019Publication date: August 6, 2020Inventors: Jake Miller, Joe Nelly, Jared King, Kaeli Stichler, Shawn Dole, Tim Christensen, Jenn Muller, Taylor Young, Seamus Sullivan, Prakash Kothandapani