Patents by Inventor Pranay Chander GUPTA

Pranay Chander GUPTA has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20250071070
    Abstract: Methods and computer systems for locking in offsets associated with resource requests. Receiving input of a resource request amount for a resource request, the resource request associated with a defined period of time and a property. Determining, based on data indicating one or more characteristics of the property, a metric representing an expected quantity of emissions over the defined period of time. Identifying an application programming interface capable of processing a request to lock in an amount for an offset product. Using the application programming interface and the metric to determine an offset amount to offset the expected quantity of emissions. Determining a periodic data transfer amount for the resource request that is based on the resource request amount and the offset amount. Outputting the periodic data transfer amount. Receiving an instruction to initiate the resource request and using the application programming interface to lock in the offset amount.
    Type: Application
    Filed: May 16, 2024
    Publication date: February 27, 2025
    Applicant: The Toronto-Dominion Bank
    Inventors: David Samuel TAX, Milos DUNJIC, Pranay Chander GUPTA, Hitesh BAJAJ, Kushank RASTOGI, Abeera AGUIAR
  • Patent number: 12028275
    Abstract: Methods and computer systems for locking in offsets associated with resource requests. Receiving input of a resource request amount for a resource request, the resource request associated with a defined period of time and a property. Determining, based on data indicating one or more characteristics of the property, a metric representing an expected quantity of emissions over the defined period of time. Identifying an application programming interface capable of processing a request to lock in an amount for an offset product. Using the application programming interface and the metric to determine an offset amount to offset the expected quantity of emissions. Determining a periodic data transfer amount for the resource request that is based on the resource request amount and the offset amount. Outputting the periodic data transfer amount. Receiving an instruction to initiate the resource request and using the application programming interface to lock in the offset amount.
    Type: Grant
    Filed: August 25, 2023
    Date of Patent: July 2, 2024
    Assignee: The Toronto-Dominion Bank
    Inventors: David Samuel Tax, Milos Dunjic, Pranay Chander Gupta, Hitesh Bajaj, Kushank Rastogi, Abeera Aguiar
  • Publication number: 20240094960
    Abstract: A computer-implemented method is disclosed. The method includes: receiving an initiation request for a data transfer associated with a terminal; determining that a resource external to the first logical storage area should be accessed to complete the data transfer; in response to determining that the resource external to the first logical storage area should be accessed to complete the data transfer, triggering a query message to an electronic device accessible to an entity associated with the first logical storage area, the query message prompting for an instruction to access the resource external to the first logical storage area to complete the transfer; receiving, from the electronic device, an instruction to access the resource external to the first logical storage area to complete the transfer; and in response to receiving the instruction, effecting the transfer using the resource external to the first logical storage area.
    Type: Application
    Filed: September 19, 2022
    Publication date: March 21, 2024
    Applicant: The Toronto-Dominion Bank
    Inventors: Milos DUNJIC, David Samuel TAX, Kushank RASTOGI, Thomas Osman KELLY, Pranay Chander GUPTA, Hitesh BAJAJ, Asad JOHEB
  • Publication number: 20230110546
    Abstract: Methods and systems for leveraging payment networks to distribute digital identity data are described. In an aspect, a method includes: receiving a digital identity request from a requesting computer system through a payment network, the digital identity request being embedded in a first payment message and the digital identity request including an entity identifier; and in response to receiving the digital identity request: obtaining a digital identity payload based on the entity identifier; and providing the digital identity payload to the requesting computer system in a second payment message sent through the payment network.
    Type: Application
    Filed: September 24, 2021
    Publication date: April 13, 2023
    Applicant: The Toronto-Dominion Bank
    Inventors: Milos DUNJIC, David Samuel TAX, Pranay Chander GUPTA, Christopher Mark JONES