Abstract: A method for smart liquidity management is disclosed. The method includes: receiving a past transactional data set comprising data of at least one transaction; identifying a first set of parameters and a second set of parameters based on the past transactional data set; analyzing the first set of parameters, to automatically predict an amount receivable for an acquirer bank entity from at least one card network, for a period of time; analyzing the second set of parameters, to automatically predict an amount payable from the acquirer bank entity to at least one merchant, for the period of time; and identifying a smart liquidity plant for the acquirer bank entity based on the prediction of the amount receivable and the prediction of the amount payable. The smart liquidity plan comprises at least one liquidity demand, and each liquidity demand corresponds to a specific currency type.

Abstract: A method for event-driven dispute processing using distributed ledgers may include: receiving dispute information for a dispute involving a transaction; receiving, from a payment brand and at the distributed ledger, payment brand verification of the dispute information; receiving, from a merchant and at the distributed ledger, transaction details for the transaction; receiving, from the card issuer and at the distributed ledger, chargeback initiation; receiving, from the payment brand and at the distributed ledger, payment brand acceptance of the chargeback; receiving, from the merchant and at the distributed ledger, merchant acceptance of the chargeback; and receiving, from the card issuer and at the distributed ledger, notification of completion of the chargeback.

Abstract: Systems and methods for complex process flow approval using distributed ledgers are disclosed. The method may include generating a process initiation message based on input from a second service provider or a user. The method may include recording the process initiation message on a first distributed ledger. The method may include monitoring the first distributed ledger for an indication of an approval event. The method may include generating a settlement event based on the indication of the approval event. The method may include recording the settlement event on the first distributed ledger. The method may include communicating a settlement event message to a second distributed ledger. The method may include generating a virtual payment instrument associated with the settlement event message, the indication of the approval event, and the process initiation message.

Abstract: A method for event-driven dispute processing using distributed ledgers may include: receiving dispute information for a dispute involving a transaction; receiving, from a payment brand and at the distributed ledger, payment brand verification of the dispute information; receiving, from a merchant and at the distributed ledger, transaction details for the transaction; receiving, from the card issuer and at the distributed ledger, chargeback initiation; receiving, from the payment brand and at the distributed ledger, payment brand acceptance of the chargeback; receiving, from the merchant and at the distributed ledger, merchant acceptance of the chargeback; and receiving, from the card issuer and at the distributed ledger, notification of completion of the chargeback.

Abstract: Systems and methods for reconciliation of batch of financial transactions using auditable, distributed frameworks. A method may include: receiving, from a merchant node, a batch transaction settlement summary for a batch of transactions to be settled; receiving, from an acquiring bank node, validation and qualification for each transaction; receiving, from the acquiring bank node, a settlement fee for each of the validated and qualified transactions; receiving, from the acquiring bank node, a funding amount for each of the plurality of transactions; receiving, from the acquiring bank node, a funding instruction file comprising a funding instruction for each transaction; and receiving, from a commercial bank node, a confirmation of disbursement of funding amounts to a merchant account.