Patents by Inventor Prashant G. PARANJAPE

Prashant G. PARANJAPE has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20240054491
    Abstract: Systems and methods for account matching based on partial profile data are disclosed. According to one embodiment, in an information processing apparatus comprising at least one computer processor, a method for account matching based on partial profile data may include: (1) receiving, from a merchant, partial payment card information for a merchant customer, wherein the merchant customer is also a financial institution customer; (2) querying a database to identify a plurality of payment card accounts matching the partial payment card information; (3) requesting a transaction over a payment network for the plurality of payment card accounts matching the partial payment card information; (4) monitoring the payment network for the transaction involving one of the plurality of payment card accounts matching the partial payment card information; and (5) associating the payment card account involved in the transaction as the payment card account associated with the merchant customer.
    Type: Application
    Filed: October 27, 2023
    Publication date: February 15, 2024
    Inventors: Craig M. MULLANEY, Kevin J. STAUFFER, Tuan DAO, Alwin M. THOMAS, Gary W. MOYER, Sakthi MUTHUSWAMY, Sachin GADIYAR, Muzeeb MOHAMMAD, Prashant G. PARANJAPE
  • Patent number: 11836722
    Abstract: Systems and methods for account matching based on partial profile data are disclosed. According to one embodiment, in an information processing apparatus comprising at least one computer processor, a method for account matching based on partial profile data may include: (1) receiving, from a merchant, partial payment card information for a merchant customer, wherein the merchant customer is also a financial institution customer; (2) querying a database to identify a plurality of payment card accounts matching the partial payment card information; (3) requesting a transaction over a payment network for the plurality of payment card accounts matching the partial payment card information; (4) monitoring the payment network for the transaction involving one of the plurality of payment card accounts matching the partial payment card information; and (5) associating the payment card account involved in the transaction as the payment card account associated with the merchant customer.
    Type: Grant
    Filed: July 22, 2020
    Date of Patent: December 5, 2023
    Assignee: JPMORGAN CHASE BANK, N.A.
    Inventors: Craig M. Mullaney, Kevin J. Stauffer, Tuan Dao, Alwin M. Thomas, Gary W. Moyer, Sakthi Muthuswamy, Sachin Gadiyar, Muzeeb Mohammad, Prashant G. Paranjape
  • Publication number: 20210027296
    Abstract: Systems and methods for account matching based on partial profile data are disclosed. According to one embodiment, in an information processing apparatus comprising at least one computer processor, a method for account matching based on partial profile data may include: (1) receiving, from a merchant, partial payment card information for a merchant customer, wherein the merchant customer is also a financial institution customer; (2) querying a database to identify a plurality of payment card accounts matching the partial payment card information; (3) requesting a transaction over a payment network for the plurality of payment card accounts matching the partial payment card information; (4) monitoring the payment network for the transaction involving one of the plurality of payment card accounts matching the partial payment card information; and (5) associating the payment card account involved in the transaction as the payment card account associated with the merchant customer.
    Type: Application
    Filed: July 22, 2020
    Publication date: January 28, 2021
    Inventors: Craig M. MULLANEY, Kevin J. STAUFFER, Tuan DAO, Alwin M. THOMAS, Gary W. MOYER, Sakthi MUTHUSWAMY, Sachin GADIYAR, Muzeeb MOHAMMAD, Prashant G. PARANJAPE