Abstract: Virtual account use in an online marketplace is described. Listings published to a multitude of client devices by the online marketplace include a first listing for a first item and a second listing for a second item. The first item is listed by a first user account and the second item is listed by a second user account. In connection with a third user account purchasing the first item, the online marketplace provides a first monetary compensation to the first user account from the third user account by updating a balance of a virtual account of the first user account to include the first monetary compensation. In connection with the first user account purchasing the second item via the second listing, the online marketplace provides at least a portion of the balance to the second user account directly from the virtual account as second monetary compensation.

Abstract: Virtual account use in an online marketplace is described. Listings published to a multitude of client devices by the online marketplace include a first listing for a first item and a second listing for a second item. The first item is listed by a first user account and the second item is listed by a second user account. In connection with a third user account purchasing the first item, the online marketplace provides a first monetary compensation to the first user account from the third user account by updating a balance of a virtual account of the first user account to include the first monetary compensation. In connection with the first user account purchasing the second item via the second listing, the online marketplace provides at least a portion of the balance to the second user account directly from the virtual account as second monetary compensation.

Abstract: A resource provider is disclosed which, upon receiving selection of a resource from a first party for delivery to a third party, automatically determines configuration and/or customization settings for the specific resource based upon the third party user's target device and/or their preferred customizations. In doing so, the first party does not need to have specific knowledge about the third party in order to correctly configure or customize the resource for use by the third party. Upon receiving a selection of a resource, the resource provider determines configurable and customizable features for the selected resource.