Patents by Inventor Prashant Thakur

Prashant Thakur has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20250191311
    Abstract: Access control within a virtual reality computing system(s) is provided. Once a user requests entry into a virtual reality computing environment and their identity is verified (i.e., authenticating), access privileges are determined/assigned for the user that restrict or allow user access to virtual locations and/or virtual objects/avatars present in the virtual reality computing environment. In specific instances, the access privileges may be dynamically altered during the user's virtual reality computing session based on the user's interactions or other behaviors exhibited during the user's virtual reality computing session. As such the present invention provides necessary control over what areas of a virtual reality computing environment a user can access and/or which virtual objects/avatars a user can interact with.
    Type: Application
    Filed: February 18, 2025
    Publication date: June 12, 2025
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Maharaj Mukherjee, George Anthony Albero, Prashant Thakur
  • Patent number: 12293476
    Abstract: Access control within a virtual reality computing system(s) is provided. Once a user requests entry into a virtual reality computing environment and their identity is verified (i.e., authenticating), access privileges are determined/assigned for the user that restrict or allow user access to virtual locations and/or virtual objects/avatars present in the virtual reality computing environment. In specific instances, the access privileges may be dynamically altered during the user's virtual reality computing session based on the user's interactions or other behaviors exhibited during the user's virtual reality computing session. As such the present invention provides necessary control over what areas of a virtual reality computing environment a user can access and/or which virtual objects/avatars a user can interact with.
    Type: Grant
    Filed: January 3, 2023
    Date of Patent: May 6, 2025
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Maharaj Mukherjee, George Anthony Albero, Prashant Thakur
  • Patent number: 12293318
    Abstract: Systems, computer program products, and methods are described herein for the allocation of resources based on resource attributes and electronic feedback. The present invention may be configured to maintain a database of users, resources, and resource scores; determine resource clusters comprising a group of users with similar resource scores; determine for each user a cluster family, and distribute resources to each user based on the cluster family. The present invention may also be configured to include in the database a list of attribute scores and determine attribute clusters. The present invention may also be configured to determine a similarity between resources and distribute resources based on the similarity between resources.
    Type: Grant
    Filed: February 9, 2022
    Date of Patent: May 6, 2025
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Maharaj Mukherjee, Prashant Thakur
  • Publication number: 20250133113
    Abstract: Systems, computer program products, and methods for determining and preventing malfeasant activity in a private distributed network. The method includes generating one or more executed data transfer records for each of one or more executed data transfers across a distributed network. Each of the one or more executed data transfer records includes one or more data transfer information fields. The method also includes generating one or more decoy executed data transfer records. The decoy executed data transfer record(s) includes the data transfer information field(s). The method further includes providing a portal that contains each of the records associated with the distributed network. The method still further includes detecting a record access for one or more of the decoy executed data transfer records by an end-point device associated with a user. The method also includes causing an escalation action to be executed based on the detection of the record access.
    Type: Application
    Filed: October 19, 2023
    Publication date: April 24, 2025
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: George Anthony Albero, Maharaj Mukherjee, Prashant Thakur
  • Publication number: 20250029056
    Abstract: Aspects of the disclosure relate to return logistics. A computing platform may process a first request, resulting in first information indicating a first transfer of resources from a buyer of an item to a seller. The computing platform may record, in a distributed ledger, the first information. The computing platform may receive a second request corresponding to another sale of the item, and may process the second request, which may result in second information indicating a second transfer of resources from another buyer to the seller. The computing platform may record, in the distributed ledger, the second information, and may cause the item to be sent from the buyer to the other buyer. The computing platform may identify, using the distributed ledger, that the item has been received by the other buyer, and may cause a third transfer of resources from the seller to the buyer.
    Type: Application
    Filed: October 8, 2024
    Publication date: January 23, 2025
    Inventors: Maharaj Mukherjee, Prashant Thakur
  • Patent number: 12147937
    Abstract: Aspects of the disclosure relate to return logistics. A computing platform may process a first request, resulting in first information indicating a first transfer of resources from a buyer of an item to a seller. The computing platform may record, in a distributed ledger, the first information. The computing platform may receive a second request corresponding to another sale of the item, and may process the second request, which may result in second information indicating a second transfer of resources from another buyer to the seller. The computing platform may record, in the distributed ledger, the second information, and may cause the item to be sent from the buyer to the other buyer. The computing platform may identify, using the distributed ledger, that the item has been received by the other buyer, and may cause a third transfer of resources from the seller to the buyer.
    Type: Grant
    Filed: August 8, 2023
    Date of Patent: November 19, 2024
    Assignee: Bank of America Corporation
    Inventors: Maharaj Mukherjee, Prashant Thakur
  • Publication number: 20240364977
    Abstract: Systems, computer program products, and methods are described herein for implicit item embedding within a simulated electronic environment. In various embodiments, the invention includes utilizing a hybrid recommendation engine, the invention suggests product placements based on user data and preferences of a specific user. During the initial warm-up period, either user-based or product-based collaborative filtering is applied to assign the user to a collaborative user group until more information about the user becomes available. The hybrid recommendation engine is enhanced through a collaborative clustering component, which involves assigning the user to the collaborative user group via user-based collaborative filtering based on their similar user characteristics, product interests, or product preferences. The invention dynamically alters digital content streamed to the user's device.
    Type: Application
    Filed: April 25, 2023
    Publication date: October 31, 2024
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Maharaj Mukherjee, Prashant Thakur, George Anthony Albero
  • Publication number: 20240355317
    Abstract: Systems, computer program products, and methods are described herein for automated translation of digital multimedia. The present disclosure is configured to receive, from a user input device, a search request; determine the response for the search query in a first natural language, wherein the response comprises digital multimedia; reconfigure the response for display on the user input device in the preferred natural language, wherein reconfiguring further comprises: determining an intermediate natural language based on a lexical similarity with the preferred natural language; translating, using a first natural language translation subsystem, the response from the first natural language to the intermediate language; and translating, using a second natural language translation subsystem, the response from the intermediate language to the preferred natural language; and display the reconfigured response on the user input device in the preferred natural language.
    Type: Application
    Filed: April 18, 2023
    Publication date: October 24, 2024
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: George Anthony Albero, Maharaj Mukherjee, Prashant Thakur
  • Patent number: 12120228
    Abstract: Aspects of the disclosure relate to distributed ledgers in OTP verification. A computing platform may receive an event processing request. The computing platform may generate a one time password, and record the one time password in a distributed ledger, and send the one time password to a first device. The computing platform may receive, from a second device, the one time password, which may have been sent from the first device to the second device. Using the distributed ledger, the computing platform may validate the one time password, and may record, in the distributed ledger, validation information indicating that the first one time password was validated. Based on validating the first one time password using the distributed ledger, the computing platform may process a requested event, and may notify the second device that the event was processed.
    Type: Grant
    Filed: September 12, 2023
    Date of Patent: October 15, 2024
    Assignee: Bank of America Corporation
    Inventors: Maharaj Mukherjee, Prashant Thakur
  • Publication number: 20240221323
    Abstract: Access control within a virtual reality computing system(s) is provided. Once a user requests entry into a virtual reality computing environment and their identity is verified (i.e., authenticating), access privileges are determined/assigned for the user that restrict or allow user access to virtual locations and/or virtual objects/avatars present in the virtual reality computing environment. In specific instances, the access privileges may be dynamically altered during the user's virtual reality computing session based on the user's interactions or other behaviors exhibited during the user's virtual reality computing session. As such the present invention provides necessary control over what areas of a virtual reality computing environment a user can access and/or which virtual objects/avatars a user can interact with.
    Type: Application
    Filed: January 3, 2023
    Publication date: July 4, 2024
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Maharaj Mukherjee, George Anthony Albero, Prashant Thakur
  • Publication number: 20240163284
    Abstract: A system for extracting a plurality of biometric indicators from a user profile stored in a memory of a server, wherein the plurality of biometric indicators is derived from the user using facial recognition and fingerprint analysis. The system embeds the extracted plurality of biometric indicators into an avatar associated with the user. Upon receiving a request from the avatar to access a virtual reality (VR) environment, the system determines one or more biometric indicators from the plurality of biometric indicators embedded into the avatar. The system determines a match by comparing the determined one or more biometric indicators with the corresponding biometric indicators from the user profile stored in the memory. In response to determining the match, the system authenticates the avatar and approves the request to allow the avatar to access the virtual environment.
    Type: Application
    Filed: November 11, 2022
    Publication date: May 16, 2024
    Inventors: George Anthony Albero, Maharaj Mukherjee, Prashant Thakur
  • Publication number: 20230421369
    Abstract: Aspects of the disclosure relate to distributed ledgers in OTP verification. A computing platform may receive an event processing request. The computing platform may generate a one time password, and record the one time password in a distributed ledger, and send the one time password to a first device. The computing platform may receive, from a second device, the one time password, which may have been sent from the first device to the second device. Using the distributed ledger, the computing platform may validate the one time password, and may record, in the distributed ledger, validation information indicating that the first one time password was validated. Based on validating the first one time password using the distributed ledger, the computing platform may process a requested event, and may notify the second device that the event was processed.
    Type: Application
    Filed: September 12, 2023
    Publication date: December 28, 2023
    Inventors: Maharaj Mukherjee, Prashant Thakur
  • Publication number: 20230409955
    Abstract: Apparatus and methods for detecting non-linear data dependencies in machine learning are provided. The methods may include receiving a data set comprising a plurality of data features, the data set for processing by a machine learning model operating on a machine learning system. The methods may also include plotting the data set in multi-dimensional space and linearizing the plotted, multi-dimensional space by feeding the plotted data to an algorithm programmed to execute the Delaunay triangulation method. The methods may further include receiving from the algorithm the data set linearized in a faceted space and detecting linear correlations in the linearized data set. The methods may additional include identifying a first data feature that has a correlation coefficient with a second data feature that is greater than an accuracy metric and removing the first data feature from the data set to create a reduced data set.
    Type: Application
    Filed: May 17, 2022
    Publication date: December 21, 2023
    Inventors: Maharaj Mukherjee, Prashant Thakur
  • Publication number: 20230401477
    Abstract: Methods for detecting non-linear data dependencies in machine learning using hybrid quantum computing. Methods include receiving a selection of an accuracy metric. Methods include receiving a data set comprising a plurality of data elements for processing by a machine learning model operating on a machine learning system. Methods include identifying a plurality of data elements within each data set. Methods include identifying one or more features for each data element. Methods include determining a total number of features for the data set. Methods include reducing, by a quantum annealing method, based on the accuracy metric, the total number of features to a reduced number of features. Methods include inputting the reduced number of features into the machine learning model. Methods include outputting a result from the machine learning model.
    Type: Application
    Filed: June 13, 2022
    Publication date: December 14, 2023
    Inventors: Maharaj Mukherjee, Prashant Thakur
  • Publication number: 20230385754
    Abstract: Aspects of the disclosure relate to return logistics. A computing platform may process a first request, resulting in first information indicating a first transfer of resources from a buyer of an item to a seller. The computing platform may record, in a distributed ledger, the first information. The computing platform may receive a second request corresponding to another sale of the item, and may process the second request, which may result in second information indicating a second transfer of resources from another buyer to the seller. The computing platform may record, in the distributed ledger, the second information, and may cause the item to be sent from the buyer to the other buyer. The computing platform may identify, using the distributed ledger, that the item has been received by the other buyer, and may cause a third transfer of resources from the seller to the buyer.
    Type: Application
    Filed: August 8, 2023
    Publication date: November 30, 2023
    Inventors: Maharaj Mukherjee, Prashant Thakur
  • Patent number: 11799639
    Abstract: Aspects of the disclosure relate to distributed ledgers in OTP verification. A computing platform may receive an event processing request. The computing platform may generate a one time password, and record the one time password in a distributed ledger, and send the one time password to a first device. The computing platform may receive, from a second device, the one time password, which may have been sent from the first device to the second device. Using the distributed ledger, the computing platform may validate the one time password, and may record, in the distributed ledger, validation information indicating that the first one time password was validated. Based on validating the first one time password using the distributed ledger, the computing platform may process a requested event, and may notify the second device that the event was processed.
    Type: Grant
    Filed: January 5, 2021
    Date of Patent: October 24, 2023
    Assignee: Bank of America Corporation
    Inventors: Maharaj Mukherjee, Prashant Thakur
  • Patent number: 11763248
    Abstract: Aspects of the disclosure relate to return logistics. A computing platform may process a first request, resulting in first information indicating a first transfer of resources from a buyer of an item to a seller. The computing platform may record, in a distributed ledger, the first information. The computing platform may receive a second request corresponding to another sale of the item, and may process the second request, which may result in second information indicating a second transfer of resources from another buyer to the seller. The computing platform may record, in the distributed ledger, the second information, and may cause the item to be sent from the buyer to the other buyer. The computing platform may identify, using the distributed ledger, that the item has been received by the other buyer, and may cause a third transfer of resources from the seller to the buyer.
    Type: Grant
    Filed: May 5, 2021
    Date of Patent: September 19, 2023
    Assignee: Bank of America Corporation
    Inventors: Maharaj Mukherjee, Prashant Thakur
  • Publication number: 20230252380
    Abstract: Systems, computer program products, and methods are described herein for the allocation of resources based on resource attributes and electronic feedback. The present invention may be configured to maintain a database of users, resources, and resource scores; determine resource clusters comprising a group of users with similar resource scores; determine for each user a cluster family, and distribute resources to each user based on the cluster family. The present invention may also be configured to include in the database a list of attribute scores and determine attribute clusters. The present invention may also be configured to determine a similarity between resources and distribute resources based on the similarity between resources.
    Type: Application
    Filed: February 9, 2022
    Publication date: August 10, 2023
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Maharaj Mukherjee, Prashant Thakur
  • Publication number: 20220358459
    Abstract: Aspects of the disclosure relate to return logistics. A computing platform may process a first request, resulting in first information indicating a first transfer of resources from a buyer of an item to a seller. The computing platform may record, in a distributed ledger, the first information. The computing platform may receive a second request corresponding to another sale of the item, and may process the second request, which may result in second information indicating a second transfer of resources from another buyer to the seller. The computing platform may record, in the distributed ledger, the second information, and may cause the item to be sent from the buyer to the other buyer. The computing platform may identify, using the distributed ledger, that the item has been received by the other buyer, and may cause a third transfer of resources from the seller to the buyer.
    Type: Application
    Filed: May 5, 2021
    Publication date: November 10, 2022
    Inventors: Maharaj Mukherjee, Prashant Thakur
  • Publication number: 20220216990
    Abstract: Aspects of the disclosure relate to distributed ledgers in OTP verification. A computing platform may receive an event processing request. The computing platform may generate a one time password, and record the one time password in a distributed ledger, and send the one time password to a first device. The computing platform may receive, from a second device, the one time password, which may have been sent from the first device to the second device. Using the distributed ledger, the computing platform may validate the one time password, and may record, in the distributed ledger, validation information indicating that the first one time password was validated. Based on validating the first one time password using the distributed ledger, the computing platform may process a requested event, and may notify the second device that the event was processed.
    Type: Application
    Filed: January 5, 2021
    Publication date: July 7, 2022
    Inventors: Maharaj Mukherjee, Prashant Thakur