Patents by Inventor Prashanth Ranganathan
Prashanth Ranganathan has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 11580548Abstract: A user device is associated with a dynamic trust score that may be updated as needed, where the trust score and the updates are based on various activities and information associated with the mobile device. The trust score is based on both parameters of the device, such as device type, registered device location, device phone number, device ID, the last time the device has been accessed, etc. and activities the device engages in, such as amount of transactions, dollar amount of transactions, amount of denied requests, amount of approved requests, location of requests, etc. Based on a transaction request from the user device, the trust score and a network reputation score is used to determine an overall trust/fraud score associated with the transaction request.Type: GrantFiled: January 7, 2020Date of Patent: February 14, 2023Assignee: PAYPAL, INC.Inventors: Prashanth Ranganathan, Alexander J. Olson, Frieder Bluemle, Tobias Speckbacher
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Patent number: 11551214Abstract: A location of a transaction or payment request is compared with a location of a user device to determine whether the distance is great enough to send an alert for a possible fraudulent transaction. The user device location may be predicted based on a last known location and information about the area of the last known location and movement of the user device.Type: GrantFiled: September 30, 2021Date of Patent: January 10, 2023Assignee: PAYPAL, INC.Inventor: Prashanth Ranganathan
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Publication number: 20220230238Abstract: Pursuant to some embodiments, systems, methods and computer program code are provided for operating a service to analyze a request from an applicant (such as a request or application for credit).Type: ApplicationFiled: January 19, 2021Publication date: July 21, 2022Inventors: Piyush Gupta, Prashanth Ranganathan, Rohit Kondapalli
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Publication number: 20220020017Abstract: A location of a transaction or payment request is compared with a location of a user device to determine whether the distance is great enough to send an alert for a possible fraudulent transaction. The user device location may be predicted based on a last known location and information about the area of the last known location and movement of the user device.Type: ApplicationFiled: September 30, 2021Publication date: January 20, 2022Inventor: Prashanth Ranganathan
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Patent number: 11188906Abstract: A location of a transaction or payment request is compared with a location of a user device to determine whether the distance is great enough to send an alert for a possible fraudulent transaction. The user device location may be predicted based on a last known location and information about the area of the last known location and movement of the user device.Type: GrantFiled: August 6, 2019Date of Patent: November 30, 2021Assignee: PAYPAL, INC.Inventor: Prashanth Ranganathan
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Publication number: 20200143371Abstract: A location of a transaction or payment request is compared with a location of a user device to determine whether the distance is great enough to send an alert for a possible fraudulent transaction. The user device location may be predicted based on a last known location and information about the area of the last known location and movement of the user device.Type: ApplicationFiled: August 6, 2019Publication date: May 7, 2020Inventor: Prashanth Ranganathan
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Publication number: 20200143380Abstract: A user device is associated with a dynamic trust score that may be updated as needed, where the trust score and the updates are based on various activities and information associated with the mobile device. The trust score is based on both parameters of the device, such as device type, registered device location, device phone number, device ID, the last time the device has been accessed, etc. and activities the device engages in, such as amount of transactions, dollar amount of transactions, amount of denied requests, amount of approved requests, location of requests, etc. Based on a transaction request from the user device, the trust score and a network reputation score is used to determine an overall trust/fraud score associated with the transaction request.Type: ApplicationFiled: January 7, 2020Publication date: May 7, 2020Inventors: Prashanth Ranganathan, Alexander J. Olson, Frieder Bluemle, Tobias Speckbacher
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Patent number: 10528949Abstract: A user device is associated with a dynamic trust score that may be updated as needed, where the trust score and the updates are based on various activities and information associated with the mobile device. The trust score is based on both parameters of the device, such as device type, registered device location, device phone number, device ID, the last time the device has been accessed, etc. and activities the device engages in, such as amount of transactions, dollar amount of transactions, amount of denied requests, amount of approved requests, location of requests, etc. Based on a transaction request from the user device, the trust score and a network reputation score is used to determine an overall trust/fraud score associated with the transaction request.Type: GrantFiled: March 21, 2016Date of Patent: January 7, 2020Assignee: PAYPAL, INC.Inventors: Prashanth Ranganathan, Alexander J. Olson, Frieder Bluemle, Tobias Speckbacher
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Patent number: 10373160Abstract: A location of a transaction or payment request is compared with a location of a user device to determine whether the distance is great enough to send an alert for a possible fraudulent transaction. The user device location may be predicted based on a last known location and information about the area of the last known location and movement of the user device.Type: GrantFiled: January 31, 2012Date of Patent: August 6, 2019Assignee: Paypal, Inc.Inventor: Prashanth Ranganathan
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Patent number: 10373161Abstract: A method for performing vending transactions includes generating a token upon request by a wireless appliance is provided. The method includes placing the token in a remote server; placing the token in the wireless appliance; providing the token from the wireless appliance to a point-of-sale (POS) terminal; authenticating the token with the remote server; validating the token to perform the vending transaction; and deleting the token from the remote server when the vending transaction is complete. A method for using a wireless appliance in vending transactions is provided. A method for using a remote server configured to connect to a wireless appliance and a POS terminal in vending transactions is provided. A system to perform vending transactions using an internet connection as above is provided. The system may include a remote server including a private account; the remote server configured to communicate with a POS terminal and a wireless appliance.Type: GrantFiled: December 30, 2011Date of Patent: August 6, 2019Assignee: PAYPAL, INC.Inventors: Prashanth Ranganathan, Alexander Olson, Tobias Speckbacher
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Publication number: 20160203491Abstract: A user device is associated with a dynamic trust score that may be updated as needed, where the trust score and the updates are based on various activities and information associated with the mobile device. The trust score is based on both parameters of the device, such as device type, registered device location, device phone number, device ID, the last time the device has been accessed, etc. and activities the device engages in, such as amount of transactions, dollar amount of transactions, amount of denied requests, amount of approved requests, location of requests, etc. Based on a transaction request from the user device, the trust score and a network reputation score is used to determine an overall trust/fraud score associated with the transaction request.Type: ApplicationFiled: March 21, 2016Publication date: July 14, 2016Inventors: Prashanth Ranganathan, Alexander J. Olson, Frieder Bluemle, Tobias Speckbacher
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Patent number: 9292677Abstract: A user device is associated with a dynamic trust score that may be updated as needed, where the trust score and the updates are based on various activities and information associated with the mobile device. The trust score is based on both parameters of the device, such as device type, registered device location, device phone number, device ID, the last time the device has been accessed, etc. and activities the device engages in, such as amount of transactions, dollar amount of transactions, amount of denied requests, amount of approved requests, location of requests, etc. Based on a transaction request from the user device, the trust score and a network reputation score is used to determine an overall trust/fraud score associated with the transaction request.Type: GrantFiled: October 10, 2014Date of Patent: March 22, 2016Assignee: PAYPAL, INC.Inventors: Prashanth Ranganathan, Alexander J. Olson, Frieder Bluemle, Tobias Speckbacher
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Publication number: 20150095990Abstract: A user device is associated with a dynamic trust score that may be updated as needed, where the trust score and the updates are based on various activities and information associated with the mobile device. The trust score is based on both parameters of the device, such as device type, registered device location, device phone number, device ID, the last time the device has been accessed, etc. and activities the device engages in, such as amount of transactions, dollar amount of transactions, amount of denied requests, amount of approved requests, location of requests, etc. Based on a transaction request from the user device, the trust score and a network reputation score is used to determine an overall trust/fraud score associated with the transaction request.Type: ApplicationFiled: October 10, 2014Publication date: April 2, 2015Inventors: Prashanth Ranganathan, Alexander J. Olson, Frieder Bluemle, Tobias Speckbacher
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Patent number: 8869245Abstract: A user device is associated with a dynamic trust score that may be updated as needed, where the trust score and the updates are based on various activities and information associated with the mobile device. The trust score is based on both parameters of the device, such as device type, registered device location, device phone number, device ID, the last time the device has been accessed, etc. and activities the device engages in, such as amount of transactions, dollar amount of transactions, amount of denied requests, amount of approved requests, location of requests, etc. Based on a transaction request from the user device, the trust score and a network reputation score is used to determine an overall trust/fraud score associated with the transaction request.Type: GrantFiled: March 8, 2012Date of Patent: October 21, 2014Assignee: eBay Inc.Inventors: Prashanth Ranganathan, Alexander J. Olson, Frieder Bluemle, Tobias Speckbacher
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Publication number: 20130173474Abstract: A method for performing vending transactions includes generating a token upon request by a wireless appliance is provided. The method includes placing the token in a remote server; placing the token in the wireless appliance; providing the token from the wireless appliance to a point-of-sale (POS) terminal; authenticating the token with the remote server; validating the token to perform the vending transaction; and deleting the token from the remote server when the vending transaction is complete. A method for using a wireless appliance in vending transactions is provided. A method for using a remote server configured to connect to a wireless appliance and a POS terminal in vending transactions is provided. A system to perform vending transactions using an internet connection as above is provided. The system may include a remote server including a private account; the remote server configured to communicate with a POS terminal and a wireless appliance.Type: ApplicationFiled: December 30, 2011Publication date: July 4, 2013Applicant: EBAY, INC.Inventors: Prashanth Ranganathan, Alexander Olson, Tobias Speckbacher
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Publication number: 20120233665Abstract: A user device is associated with a dynamic trust score that may be updated as needed, where the trust score and the updates are based on various activities and information associated with the mobile device. The trust score is based on both parameters of the device, such as device type, registered device location, device phone number, device ID, the last time the device has been accessed, etc. and activities the device engages in, such as amount of transactions, dollar amount of transactions, amount of denied requests, amount of approved requests, location of requests, etc. Based on a transaction request from the user device, the trust score and a network reputation score is used to determine an overall trust/fraud score associated with the transaction request.Type: ApplicationFiled: March 8, 2012Publication date: September 13, 2012Applicant: EBAY, INC.Inventors: Prashanth Ranganathan, Alexander J. Olson, Frieder Bluemle, Tobias Speckbacher
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Publication number: 20120209773Abstract: A location of a transaction or payment request is compared with a location of a user device to determine whether the distance is great enough to send an alert for a possible fraudulent transaction. The user device location may be predicted based on a last known location and information about the area of the last known location and movement of the user device.Type: ApplicationFiled: January 31, 2012Publication date: August 16, 2012Applicant: EBAY, INC.Inventor: Prashanth Ranganathan
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Publication number: 20050267516Abstract: The present invention relates to a device that can be used to prevent embolisms from accessing the brain and causing a stroke. The device can also prevent pulmonary embolism and to treat an aneurysm. The device provides a significant improvement to any similar devices currently in use.Type: ApplicationFiled: June 1, 2005Publication date: December 1, 2005Inventors: Farzad Soleimani, Vikram Mohan, Prashanth Ranganathan, Surag Mantri