Abstract: There are provided systems and methods for communication device interfaces providing courier service information. A first user may travel to a location for a particular reason, such as item purchases or appointments. While at the location, the user may be identified at the location by a server offer courier services to a seller and a second user purchasing items from the seller. Based on the first user's reason for traveling to the location and other indicia of trustworthiness or fraud, the server may determine whether the first user can be trusted as a courier. If the user is trusted as a courier, the server may update the first user and the seller to arrange delivery of the item to another location set by the second user. The first user may also be provided with additional items for the second user to deliver to further locations.

Abstract: There are provided systems and methods for location detection devices for use in a courier services network. A first user may travel to a location for a particular reason, such as item purchases or appointments. While at the location, the user may be identified at the location by a server offering courier services to a seller and a second user purchasing items from the seller. Based on the first user's reason for traveling to the location and other indicia of trustworthiness or fraud, the server may determine whether the first user can be trusted as a courier. If the user is trusted as a courier, the server may update the first user and the seller to arrange delivery of the item to another location set by the second user. The first user may also be provided with additional items for the second user to deliver to further locations.

Abstract: A system and method for a shipping alliance application are described. The system accesses orders from an online marketplace application. A group of buyers based on unfulfilled orders of buyers within a buyer predefined distance of each other is identified. A group of sellers based on unfulfilled orders of sellers within a seller predefined distance of each other is identified. A buyer local entity associated with the group of buyers is identified. A seller local entity associated with the group of sellers is identified. The system generates a request to a common seller of the group buyers to combine items from the unfulfilled orders into a single flat fee shipment to the buyer local entity, or a request to group of buyers to ship items from the unfulfilled orders to the seller local entity.

Abstract: Systems and methods are presented for recording snapshots of events with mobile devices. In some embodiments, a computer-implemented method is presented. The method may include identifying, at a device, a natural gesture or natural phrase from a first person entity, or a second person entity in physical proximity near to the first person entity. The method may also include recording an event based on the identified natural gesture or natural phrase, with the event including the natural gesture or natural phrase, and transmitting the recording of the event to a display system configured to display the recording of the event.

Abstract: A device monitors conversations of one or more users. The device may be targeted to a particular user or a particular area. Based on the words of a conversation and the speaker of the words, an interest in a product of one or more of the participants in the conversation may be identified. Based on the user's interest in a product and the identification of another party to the conversation, promotions for the product may be sent to the other party. The influence of one participant on another can be quantized in an influence score. The importance of a conversation to a prospective buyer can be quantized in a conversation score. The influence score and conversation score may be used in determining whether to send a promotion to a party to the conversation.

Abstract: Systems and methods for sharing customer traffic between merchants include a system provider device that may establish an alliance between a first merchant at a first merchant location and a second merchant at a second merchant location. The system provider device detects events associated with the first merchant that satisfy one or more merchant activity rules. The system provider may also determine an availability of the second merchant to service one or more customers. Thereafter, the system provider device refers at least one customer at the first merchant location to the second merchant at the second merchant location. In addition, the system provider device may receive bids from a plurality of allied merchants for the referral of the at least one customer, may credit a first merchant account based on a transaction with a referred customer at the second merchant location, and may recognize opportunities for merchant alliances.

Abstract: A system and method are provided to collect a user's coupons or discount vouchers. In particular, coupons or discount vouchers may be collected by scanning the paper coupon or discount vouchers. Further, digital coupons or discount vouchers may be collected by searching through a user's communication history, including electronic mails, text messages, browsing history, and the like. The collected coupons or discount vouchers are stored in a depository. The system may search the depository for coupons or discount vouchers that are applicable to a purchase that is about to be made or has been made. The system may redeem the applicable coupons or discount vouchers for the purchase.

Abstract: In an example embodiment, a group of local trusted devices is formed based, at least in part, on locations of a plurality of devices. Then a payment tree is presented in a user interface of a first device in the group of local trusted devices, the payment tree including a graphical representation of relationships between devices in the group and permitting selection, by a user of the first device, of one or more devices in the group to share in paying a bill received from a device outside the group. A bill may then be generated from the first device to each selected device in the payment tree, the bill indicating a payment amount reflecting a portion of the bill received from the device outside the group.

Abstract: Systems and methods for providing a flexible spending account (FSA) include receiving, from a user, user information and a purchase request to make a purchase from a merchant. A payment is then made for at least a portion of the purchase by transferring funds over the network from a user FSA to a merchant account. Payment detail information such as, for example, a receipt, is then received over the network from the merchant in response to making the payment. The payment detail information is then sent over the network to an FSA provider that provides the user FSA. If the FSA provider analyzes the payment detail information and determines that the payment made using the user FSA includes an item that is an unqualified expense, funds from a user secondary account may be transferred to the user FSA to reimburse the user FSA.

Abstract: Methods and systems for facilitating bill payment are described. A user is able to take a picture of a paper bill and have it paid. A service provider receives the image of the bill and recognizes it as a bill payment image. Relevant payment details such as the customer account number, payment amount, and the payee are extracted from the bill. The service provider determines whether these payment details are correct based on a user calendar or a location of a user device. The service provider can display these payment details to the user, and receive authorization to make the payment.

Abstract: When a consumer selects and checks out merchandise at a point of sale of a merchant, price matching is automatically performed for the selected merchandise and the merchant has the opportunity to price match competitors' prices. The price of the merchandise is automatically adjusted based on the merchant's price matching policy. Thus, the customer may receive the benefit of price matching automatically during the checkout process. Further, prices offered at the merchant and at the competitors are continuously monitored for a period of time after purchase. When lower prices are found during the period of time, the purchase price is automatically adjusted and the amount difference between the purchase price and the lower price is automatically refunded to the customer's payment account.

Abstract: A system according to an embodiment comprises one or more processors; and one or more memories adapted to store a plurality of machine-readable instructions which when executed by the processor(s) are adapted to cause the system to: receive, from a user device of a user, user input search information in connection with one or more desired items of interest to the user; determine one or more service providers or entities offering the one or more desired items based on a location of the user device; and generate comparative data for the one or more service providers or entities that provide the desired item(s) based on historical data of the one or more service providers or entities and the received user input search information.

Abstract: Systems and methods for providing a payment include determining that a conductive payment device has been positioned immediately adjacent a touch sensitive payment receiving device. A plurality of conductive identification elements that are communicated from the conductive payment device to the touch sensitive payment receiving device are detected and the relative positions of at least some of the plurality of conductive identification elements are determined. User payment account information is then retrieved using the determined relative positions of the at least some of the plurality of conductive identification elements. A payment request is then sent over a network to make a payment using the user payment account information.

Abstract: Techniques for locating and identifying mobile devices are described. According to various embodiments, an ambient sound signal may be detected using a microphone of a mobile device. Thereafter, it may be determined that the ambient sound signal corresponds to a predefined user query for assistance in locating the mobile device. For the, a predefined response sound corresponding to the predefined user query may be emitted, using a speaker of the mobile device.

Abstract: According to various embodiments, a first group of potential buyers of a product item is identified, and an item listing for sale of the product item is posted on a marketplace website, wherein the item listing being viewable by the first group of potential buyers. Thereafter, if it is determined that the product item has been purchased by at least one member of the first group within a predetermined time interval, the item listing is closed. On the other hand, if it is determined that the product item has not been purchased by at least one member of the first group within the predetermined time interval, a second group of potential buyers may be identified. Thereafter, the item listing may be modified to generate a modified item listing being viewable by both the first and second groups of potential buyers.

Abstract: Systems and methods of returning location and/or event results using information social media content are provided. One or more social networking servers are accessed to retrieve social media content. One or more items within the social media content are then identified. These items may then be categorized. Information about the categories of the one or more items are stored in a database storing information about locations or events. A search query for a location or event may be received, and results for the search query may be selected by accessing the database and utilizing the information about locations or events as well as the information about the categories of the one or more items. The results may then be returned to a user device for display.