Patents by Inventor Prem Obhan

Prem Obhan has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20260247145
    Abstract: Systems, computer program products, and methods are described herein for determining and updating end device data security parameters for remote data transmissions. The present invention is configured to identify a user account; validate a user device associated with the user account is configured to receive at least one potential recommendation; identify historical user data associated with the user account; determine, by an artificial intelligence (AI) engine, at least one third party data associated with the historical user data, wherein the AI engine is stored on the user device associated with the user account; determine, by the AI engine, at least one potential third party data for the user account; determine, by the AI engine, at least one potential recommendation associated with the at least one potential third party identifier; and trigger a configuration of a graphical user interface (GUI) of the user device with the at least one potential recommendation.
    Type: Application
    Filed: February 18, 2025
    Publication date: August 20, 2026
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Jinna Kim, Christine D. Black, Sanjay Lohar, Prem Obhan