Abstract: Inner wear for wearing beneath a jacket is provide, including a water permeable top suitable for wearing indoors in heated surroundings; and a waterproof, water repellent or water resistant band, the band attached to a bottom portion of the top below said jacket, and sized to cover the torso of a wearer. The band may be detachable from the top, and may be attached to the top via a hook and loop combination, buttons, snaps, or a zipper.