Patents by Inventor Purnima PATTANAYAK

Purnima PATTANAYAK has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Method and system for authentication of consumer geolocation using transaction messages
    Patent number: 10664846
    Abstract: A method for authenticating a transaction account, comprising: providing access to a transaction account after validating an account identifier associated with a payment card and authentication information of the transaction account; receiving an input instruction configured to request authentication of use of the payment card in a geographic region associated with the ATM; electronically transmitting, a plurality of data elements comprising the account identifier, the geographic region associated with the ATM, and a processing code indicative of the requested authentication of use of the payment card; receiving authentication permitting the payment card for use in the geographic region associated with the ATM; and displaying, data indicating the authentication permitting the payment card for use in the geographic region of the ATM.
    Type: Grant
    Filed: May 25, 2016
    Date of Patent: May 26, 2020
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventor: Purnima Pattanayak
  • METHOD AND SYSTEM FOR AUTHENTICATION OF CONSUMER GEOLOCATION USING TRANSACTION MESSAGES
    Publication number: 20170344997
    Abstract: A method for authenticating a transaction account, comprising: providing access to a transaction account after validating an account identifier associated with a payment card and authentication information of the transaction account; receiving an input instruction configured to request authentication of use of the payment card in a geographic region associated with the ATM; electronically transmitting, a plurality of data elements comprising the account identifier, the geographic region associated with the ATM, and a processing code indicative of the requested authentication of use of the payment card; receiving authentication permitting the payment card for use in the geographic region associated with the ATM; and displaying, data indicating the authentication permitting the payment card for use in the geographic region of the ATM.
    Type: Application
    Filed: May 25, 2016
    Publication date: November 30, 2017
    Applicant: MasterCard International Incorporated
    Inventor: Purnima PATTANAYAK