Abstract: A sprayable composition having one or more oil-in-water dispersions of (i) particles of one or more hydrophobic agent(s), (ii) one or more polymer or copolymer fragments, or combinations thereof, and (iii) an aqueous-solute fluid. The particles of one or more hydrophobic agent(s) are present in an amount from about 0.01% wt. to about 70% wt., the one or more polymer or copolymer fragments, or combinations thereof are present in an amount from about 0.01% wt. to about 10% wt., and the aqueous-solute fluid is present in an amount from about 1.0% wt. to about 98.5% wt., all based on the total weight of the composition. The one or more polymer or copolymer fragments, or combinations thereof, are sufficient to stabilize the particles of one or more hydrophobic agent(s) in the dispersion, at a level from about 0.05% w/w to about 70% w/w of the one or more hydrophobic agent(s), in the dispersion.

Abstract: Compositions having one or more oil-in-water dispersions of (i) particles of one or more hydrophobic agent(s), (ii) one or more polymer or copolymer fragments, or combinations thereof, and (iii) an aqueous-solute fluid. The particles of one or more hydrophobic agent(s) are present in an amount from about 0.01% wt. to about 70% wt., the one or more polymer or copolymer fragments, or combinations thereof are present in an amount from about 0.01% wt. to about 10% wt., and the aqueous-solute fluid is present in an amount from about 1.0% wt. to about 98.5% wt., all based on the total weight of the composition. The one or more polymer or copolymer fragments, or combinations thereof, are sufficient to stabilize the particles of one or more hydrophobic agent(s) in the dispersion, at a level from about 0.05% w/w to about 70% w/w of the one or more hydrophobic agent(s), in the dispersion. Processes of making the dispersions, and method of use of the dispersions.

Abstract: Described are oil-in-water emulsions of (i) submicron particles of one or more hydrophobic agent(s), (ii) an emulsifier system comprising one or more nonionic surfactant(s) or emulsifier(s), and (iii) an aqueous-solute fluid. The submicron particles of one or more hydrophobic agent(s) are present in an amount from about 0.01% wt. to about 70% wt., the one or more nonionic surfactant(s) or emulsifier(s) are present in an amount from about 0.01% wt. to about 10% wt., and the aqueous-solute fluid is present in an amount from about 1.0% wt. to about 98.5% wt., all based on the total weight of the composition. The submicron particles of one or more hydrophobic agent(s) (i) have an average particle size from about 100 nm to less than about 1000 nm, (ii) have a solubility of less than about 0.1% by weight in water under standard conditions, and (iii) are 85% or more of a size within ±2.0 standard deviations, of the average particle size.

Abstract: Described are sprayable compositions containing oil-in-water emulsions. The emulsions contain (i) submicron particles of one or more hydrophobic agent(s), (ii) an emulsifier system comprising one or more nonionic surfactant(s) or emulsifier(s), and (iii) an aqueous-solute fluid. The submicron particles of one or more hydrophobic agent(s) are present in an amount from about 0.01% wt. to about 70% wt., the one or more nonionic surfactant(s) or emulsifier(s) are present in an amount from about 0.01% wt. to about 10% wt., and the aqueous-solute fluid is present in an amount from about 1.0% wt. to about 98.5% wt., all based on the total weight of the sprayable composition. The submicron particles of one or more hydrophobic agent(s) (i) have an average particle size from about 100 nm to less than about 1000 nm, (ii) have a solubility of less than about 0.1% by weight in water under standard conditions, and (iii) are 85% or more of a size within ±2.0 standard deviations, of the average particle size.

Abstract: Sprayable sunscreen compositions containing oil-in-water emulsions of (i) submicron particles of one or more hydrophobic ultraviolet B ray (UVB) filters or ultraviolet A ray (UVA) filters or ultraviolet (UV) absorbing boosters or other non-UV absorbing hydrophobic agent(s), (ii) an emulsifier system comprising one or more nonionic surfactant(s) or emulsifier(s), and (iii) an aqueous-solute fluid. The submicron particles of one or more hydrophobic ultraviolet B ray (UVB) filters or ultraviolet A ray (UVA) filters or ultraviolet (UV) absorbing boosters or other non-UV absorbing hydrophobic agent(s), are present in an amount from about 0.01% wt. to about 70% wt., the one or more nonionic surfactant(s) or emulsifier(s) are present in an amount from about 0.01% wt. to about 10% wt., and the aqueous-solute fluid is present in an amount from about 1.0% wt. to about 98.5% wt., all based on the total weight of the sprayable sunscreen composition.

Abstract: Described are sprayable sunscreen compositions having one or more oil-in-water dispersions of (i) particles of one or more hydrophobic ultraviolet B ray (UVB) filters or ultraviolet A ray (UVA) filters or ultraviolet (UV) absorbing boosters or other non-UV absorbing hydrophobic agent(s), (ii) one or more polymer or copolymer fragments, or combinations thereof, and (iii) an aqueous-solute fluid. The particles of one or more hydrophobic UVB filters or UVA filters or UV absorbing boosters or other non-UV absorbing hydrophobic agent(s) are present in an amount from about 0.01% wt. to about 70% wt., the one or more polymer or copolymer fragments, or combinations thereof are present in an amount from about 0.01% wt. to about 10% wt., and the aqueous-solute fluid is present in an amount from about 1.0% wt. to about 98.5% wt., all based on the total weight of the composition.

Abstract: A cosmetic system including a lip basecoat composition that includes at least one first silicone film-forming agent, colorant, and a volatile hydrocarbon oil, and a topcoat composition including at least one second silicone film-forming agent in a non-volatile oil carrier. Methods and topcoats are also provided.

Abstract: A cosmetic system including a lip basecoat composition that includes at least one first silicone film-forming agent, colorant, and a volatile hydrocarbon oil, and a topcoat composition including at least one second silicone film-forming agent in a non-volatile oil carrier. Methods and topcoats are also provided.

Abstract: Methods, systems, and computer storage are disclosed herein that operate to implement and manage an ATM membership service across a collection of participating ATM machines. The ATM membership service provides its registered members surcharge-free access to the participating ATMs. User can register and pay a fee to become members. Once registered, their financial transactions at ATMs are monitored and allowed to occur at participating ATMs surcharge free by checking tokens generated from the swiped or inserted ATM cards.